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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
I don't know, it should be. Don't buy right now at least not before 1-2AM
Is time me bhi nahi morning me.

Mera 1:12 AM ka cashback 3 months baad Mila hai.
Bhai Axis ka system Surya Uday ke saath day change karta hai. It follows Hindu calendar and timings. Sanatani bank🕉

Waise Krishna janmashtami ki hardik subhkamnaye! Radhe Krishna!
Axis cash back deta rahe aur ham sab makhan khate rahe 😋🥰
Hare Krishna India GIF by techshida
 
Last edited:
I got cashback of 750 for paying 60k via billdesk standard chartered Bank cc billpay

Quarter are like jan feb march- april may June..right? Or if opened acct in Feb then feb arch april- may June July..aisa ?
 
Ghar nhi 500 se hamare ghar paneer banta hai! Agar bata dege to phir paneer kaise milega. Bhai Jada logo ke use karne se cash back me milawat aa jayegi sorry Mera matlab paneer me milawat aa jayegi! 😜🤣
Very good saaar
People like you are needed here.
Good luck
 
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