IDFC First Bank Launched its Debit Card Reward System

[HatakeKakashi]

Tumne kitna loot liya bhai ab tak? Give us some sample number?

Sirf loot karne wale hain is forum pe - me included 🙂

So we cant fault anyone here tbh

 

[saber.mbt]

How much negative points. Then it is time for account closure. HDFC once did the same for platinum debit card but not for refund related.

 

[HatakeKakashi]

How much negative points. Then it is time for account closure. HDFC once did the same for platinum debit card but not for refund related.

Have nearly 50k points in negative.. mostly for refunds

 

[saber.mbt]

Have nearly 50k points in negative.. mostly for refunds

Better to close the account

 

[himanshverma]

1.13 lakhs to 33 thousand 🙁

 

[rishabh0507]

1.13 lakhs to 33 thousand 🙁

paise kt gye kya

 

[saber.mbt]

1.13 lakhs to 33 thousand 🙁

Whether they deducted from your reward points balance?

 

[HatakeKakashi]

Yes - deducted from my reward points balance

Now i am getting a bit worried tbh. They have methodically cut off one channel after another...

Worried if there is any possibility if reporting to tax authorities or RBI? My CA while filing the taxes warned me against doing NPS transactions that i had done last year.

 

[himanshverma]

paise kt gye kya

Rewrd point balance

 

[pankaj1122]

Mere bhi negative 5900 😒

 

[Rakshitk99]

Have nearly 50k points in negative.. mostly for refunds

How? If you close the account then they will charge for DC points?

 

[HatakeKakashi]

How? If you close the account then they will charge for DC points?

I hope not! May be there is an easy way to close the account..

 

[saber.mbt]

If they start deducting for incorrect mcc. Many accounts will be in negative rewards balance.

 

[HatakeKakashi]

If they start deducting for incorrect mcc. Many accounts will be in negative rewards balance.

So far, they have deducted only for reversals i think. So it would be tough to fight this

 

[idharkyadekhraha]

Tumne kitna loot liya bhai ab tak? Give us some sample number?

Bhai lootna chalu hi toh kiya tha ki sab band ho gaya

 

[nikhilv0303]

My CA while filing the taxes warned me against doing NPS transactions that i had done last year.

What’s the harm in paying NPS via debit card?

 

[NikhilG]

Has idfc blocked vi as well? Payment failing after entering otp

 

[darkjediknight]

Has idfc blocked vi as well? Payment failing after entering otp

Yes they have blocked VI

 

[Rakshitk99]

Has idfc blocked vi as well? Payment failing after entering otp

Idfc has blocked dc itself. Party over