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SBI Card PhonePe SBI Card – CVP new SBI CC launching

Which one is better to get now SBI or HDFC with the new devaluations and charges? Also i have Airtel axis card which i use for broadband and electricity. I have uses like LPG and insurance which i want to shift to phonepe cards.
 
Which one is better to get now SBI or HDFC with the new devaluations and charges? Also i have Airtel axis card which i use for broadband and electricity. I have uses like LPG and insurance which i want to shift to phonepe cards.
I'm sorry but can you please explain me more about the new devaluations and charges?
 
They have given only 1% and it shows UPI PHONE PAY

i paid through using UPI method for the first time in a hurry, till now I have only used OTP method for insurance payment, just dropped a mail to nodal officer waiting for the response
Don't worry they will manually add remaining 9%
 
that's under 10, but what's the highest credit limit that you have?
I think I have more than 10

SBI cashback -2 lakh
SBI phone per black - 2 lakh
Simply save - 1.2 lakh

Axis atlas 10 lakh
Axis privilege 10 lakh
Axis cashback 10 lakh

HDFC dcbm 5 lakh
HDFC Swiggy 5 lakh
HDFC Tata Neu infinity 5 lakh

ICICI emeralde private metal 12 lakh
ICICI Shapiro rupay 12 lakh
Amazon ICICI 12 lakh
ICICI sapphire dual visa + Amex 12 lakh
 
I think I have more than 10

SBI cashback -2 lakh
SBI phone per black - 2 lakh
Simply save - 1.2 lakh

Axis atlas 10 lakh
Axis privilege 10 lakh
Axis cashback 10 lakh

HDFC dcbm 5 lakh
HDFC Swiggy 5 lakh
HDFC Tata Neu infinity 5 lakh

ICICI emeralde private metal 12 lakh
ICICI Shapiro rupay 12 lakh
Amazon ICICI 12 lakh
ICICI sapphire dual visa + Amex 12 lakh
Except for Axis, remaining banks report them as shared limit in the cibil right?
 
It is except for icici, every other bank report them as seperate cl..
In this casevicici also reports 3 accounts, instead of 4
How to find this out because in my CIBIL every card is shown with full limit and based on my credit utilization I feel every card has its own limit.
 
They have given only 1% and it shows UPI PHONE PAY

i paid through using UPI method for the first time in a hurry, till now I have only used OTP method for insurance payment, just dropped a mail to nodal officer waiting for the response
Don't worry they will manually add remaining 9%
I paid insurance premium through phone pe UPI and got 1% , does 9% gets added later or should I mail to nodal officer to get the remaining 9%
 
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