HDFC Credit card Closure and Reapplying

[aniruddh]

I am holding HDFC Millennia card with 1L limit since past 3 years, NO LE, whereas my other card limits are between 5-7L.
Anyone here closed HDFC card and applied for New card?
How many months cool off and did you get higher limit?

 

[Tejo]

I am holding HDFC Millennia card with 1L limit since past 3 years, NO LE, whereas my other card limits are between 5-7L.
Anyone here closed HDFC card and applied for New card?
How many months cool off and did you get higher limit?

You will not get Millennia again, I think.

If you want limit enhancement ask them.

 

[pprakash11]

I am holding HDFC Millennia card with 1L limit since past 3 years, NO LE, whereas my other card limits are between 5-7L.
Anyone here closed HDFC card and applied for New card?
How many months cool off and did you get higher limit?

If you have SBI / Axis CC with huge limits send their statement for c2c LE.

 

[Arun Pratheep]

Even I am thinking of closing my Millenia. Its Paid and cc is not budging on making it LTF.

 

[pprakash11]

Even I am thinking of closing my Millenia. Its Paid and cc is not budging on making it LTF.

Millenia is very much rewarding card, aren't you using much ?

 

[Arun Pratheep]

Millenia is very much rewarding card, aren't you using much ?

I was using it earlier, but now I have Magnus, so this year I dont think I can meet the annual fee waiver for Millenia.

 

[pprakash11]

I was using it earlier, but now I have Magnus, so this year I dont think I can meet the annual fee waiver for Millenia.

Rather than closing you can ask for reduced AMC, or zero AMC
based on your previous usage or relationship

 

[Arun Pratheep]

Rather than closing you can ask for reduced AMC, or zero AMC
based on your previous usage or relationship

I have already tried mailing to cc and grievance redressal, but they are giving the standard reply that its a chargeable card and the same cannot be converted into a lifetime free card. I am having it for the past 5 years.

 

[pprakash11]

I have already tried mailing to cc and grievance redressal, but they are giving the standard reply that its a chargeable card and the same cannot be converted into a lifetime free card. I am having it for the past 5 years.

HDFC sucks most of the times really bad🥲

 

[Arun Pratheep]

HDFC sucks most of the times really bad🥲

Yeah, will close next month. Lets see what their retention team has to offer if any

 

[technom]

Yeah, will close next month. Lets see what their retention team has to offer if any

Not much. They just don't care anymore.
A decade worth of good relationship does not matter

 

[BUDHRAJ]

i have moneyback+ from last 1.5 year, no LE recieved till date..

i am thinking of closing this card and applying for millinea via c2c

how long after closing the current card can i apply for new card ?

 

[suhasa010]

I am holding HDFC Millennia card with 1L limit since past 3 years, NO LE, whereas my other card limits are between 5-7L.
Anyone here closed HDFC card and applied for New card?
How many months cool off and did you get higher limit?

I had closed Moneyback in March and was able to apply and get Tata Neu Infinity CC in April with a much higher limit.

 

[suhasa010]

Not much. They just don't care anymore.
A decade worth of good relationship does not matter

True. For my moneyback they just reversed this year's charges and told me to use it then asked me to reapply for closure. They went ahead and did it.

 

[RaviAglRaviAgl is verified member.]

You

i have moneyback+ from last 1.5 year, no LE recieved till date..

i am thinking of closing this card and applying for millinea via c2c

how long after closing the current card can i apply for new card ?

You can ask them to swap the card.

They may do it for free. Why go through so much trouble. 😆

 

[BUDHRAJ]

You

You can ask them to swap the card.

They may do it for free. Why go through so much trouble. 😆

i got the card as pre approved with limit 40k

they denied my upgrade request to millinea multiple times as millinea required 1 lacs limit atleast

so i will apply fresh via c2c

 

[aniruddh]

If you have SBI / Axis CC with huge limits send their statement for c2c LE.

I tried that, but they want ITR/Salary slip

 

[aniruddh]

You will not get Millennia again, I think.

If you want limit enhancement ask them.

tried that atleast 10 times, didn't budged

 

[BUDHRAJ]

I tried that, but they want ITR/Salary slip

Same here
Sent 5 different banks cc statement over email and physically many times, they didn’t accept always asked for itr/payslip

 

[Shrinit Padwal]

Will ICICI statement work for C2C LE in HDFC Bank? I have high limits in ICICI and AU, HDFC is bit lower.
Also via ITR/salary slips, how much limit can we expect - 2-3x of monthly salary? Or depends on case to case