• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis Bank Liberty Savings Account Benefits

Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
You can trasact anyday and any number of time to complete your quota.. Infact make all transaction on 1st of every month. But this is kind of pain in the a*s. Keep 20K in Kotak and you will get pre approved offer. I got in 3 months. Applied, got LE in next three months. Now the most imp part with this account depends upon where you live. ("Aasaan-Bhojan". Many people know this, but I don't want them to devalue this offer)..
May I know which cards you got as pre approved?
 
Aur Weekend cashback, Voh kab tak credit hota hai ?
Till March 23 Cashback, Redemption E-Mailer was sent last month to eligible customers

From Apr 23 onwards, if you are eligible you can redeem Cashback via Netbanking.

Cashback for current month will reflect in netbanking by mid of next month.

This feature is launched last Month.

So I am expecting April 23 to Jun 23 Cashback will reflect by mid of july'23.
 
Till March 23 Cashback, Redemption E-Mailer was sent last month to eligible customers

From Apr 23 onwards, if you are eligible you can redeem Cashback via Netbanking.

Cashback for current month will reflect in netbanking by mid of next month.

This feature is launched last Month.

So I am expecting April 23 to Jun 23 Cashback will reflect by mid of july'23.
Exactly from which section of Net-banking is this option visible. When I checked for debit card cb redeem option is available only for Prestige and Premium Corporate customers
 
Update:-
April'23 Liberty DC 5% weekend Cashback Reflecting in netbanking for Redemption.

@ItsAnilSingh How much Cashback is reflecting in your Netbanking.

Beacuse for me It is 500.5 but capping is 500/Month.

So Axis new System has glitches and reflecting more than 500 Cashback?
Sorry Cashback is not avilable for your account 😌
 
update - By 20th july we might get quaterly milestone voucher.

Axis twitter care told vouchers are in process with vendor.

Axis next devaluation towards liberty ac, #pray god that any another devaluations should not happen Axis vs God
RATS have taken this into consideration. 😂

They have filed a suggestion, and we can expect the results soon. 😂
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Back
Top