• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis Bank Liberty Savings Account Benefits

Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
I had a liberty salary account. I did not receive cheque book. I ordered separately.
Okay, thanks for the info.. I am also contemplating the same..
When I am trying to order cheque book, it is asking me to register for 'NetSecure' which I am reluctant to do this.
I will have to probe more into this "netSecure" thing first before I enable it..
 
Check tomorrow. Sometime it take around 24 hours to get updated on bluedart side.
Axis tracking details bhi galat deta hai kya?🤣
Kal se bluedart pr no records found aa rha hai


+1... Clouds will clear with in 24 hours and the weather will be bright and sunny
 
Last edited:
I have upgraded my axis account to liberty from branch. Can anyone confirm if i will get new kit or i have to apply for Liberty Debit Card manually?
Do not apply for liberty DC manually yet, wait for a day or two and then see debit card section in app/netbanking if liberty dc is showing? By default they send liberty dc automatically for liberty account so wait for now.
 
Received a survey link from Axis regarding my account opening experience.. I rated 2/10 purposefully citing their great E Debit card and their mis representing facts about that cards features..
Lets see if they care about my response.. I highly doubt they would come back to me regarding this.
You never know , sometimes, pigs can fly
 
Last edited:
Received a survey link from Axis regarding my account opening experience.. I rated 2/10 purposefully citing their great E Debit card and their mis representing facts about that cards features..
Lets see if they care about my response.. I highly doubt they would come back to me regarding this.
You never know , sometimes, pigs can fly and AX*S can be professional..
Most bank cares for bad rating on survey. You would probably get call back from Axis. I did that to HDFC, ICICI and kotak and all of them called me asking for bad rating.
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Back
Top