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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Hi Guys...
Funny thing happened now...

I got a call from my local BM and asking for why I gave low feedback on account opening survery .
I actually gave a bad response to the survery link provided after I got feedback form after account opening.
I raised the issue of misguidance about the virtual debit cards feature..
I told BM all the features that were mentioned on the website applies to 431731 bin, where as we were provided 4095** card.

BM asked me what I want now...
I told BM that I want a virtual DB issued with 431731 bin... they will comeback to me in a couple of days...
 
Hi Guys...
Funny thing happened now...

I got a call from my local BM and asking for why I gave low feedback on account opening survery .
I actually gave a bad response to the survery link provided after I got feedback from after account opening.
I raised the issue of misguidance about the virtual debit cards feature..
I told BM all the feaeures that were mentioned on the website applies to 431731 bin, where as we were provided 4095** card.

BM asked me what I want now...
I told BM that I want a virtual DB issued with 431731 bin... they will comeback to me in a couple of days...
Ax*is B*ds they have not even assigned a RM😂
 
Hi Guys...
Funny thing happened now...

I got a call from my local BM and asking for why I gave low feedback on account opening survery .
I actually gave a bad response to the survery link provided after I got feedback form after account opening.
I raised the issue of misguidance about the virtual debit cards feature..
I told BM all the features that were mentioned on the website applies to 431731 bin, where as we were provided 4095** card.

BM asked me what I want now...
I told BM that I want a virtual DB issued with 431731 bin... they will comeback to me in a couple of days...
A few days later 😁
images.jpeg
 
Hey guys, I'm new to TF however I've been following this thread probably since inception.

And after going through all the comments (some important reward-related ones have already slipped off my mind probably), I have now developed an urge to switch my existing non-rewarding Easy-Access to a better-off Liberty. I have explored Priority too but Liberty still wins.

Just when I had made a confirmed decision to migrate to Liberty, I received an article in my email about Axis Infinte Savings Account and my takeaway on that was the 10% cashback offered on Amazon/FK. So I am now back to a confused mind and planning to research a bit more before sealing the deal.

Hence, I would truly appreciate if you could assist me in deciding which account to migrate to.
 
Hey guys, I'm new to TF however I've been following this thread probably since inception.

And after going through all the comments (some important reward-related ones have already slipped off my mind probably), I have now developed an urge to switch my existing non-rewarding Easy-Access to a better-off Liberty. I have explored Priority too but Liberty still wins.

Just when I had made a confirmed decision to migrate to Liberty, I received an article in my email about Axis Infinte Savings Account and my takeaway on that was the 10% cashback offered on Amazon/FK. So I am now back to a confused mind and planning to research a bit more before sealing the deal.

Hence, I would truly appreciate if you could assist me in deciding which account to migrate to.
If you migrate to Infinity Axis will Reverse Loot You 🤣☠😜
 
Hey guys, I'm new to TF however I've been following this thread probably since inception.

And after going through all the comments (some important reward-related ones have already slipped off my mind probably), I have now developed an urge to switch my existing non-rewarding Easy-Access to a better-off Liberty. I have explored Priority too but Liberty still wins.

Just when I had made a confirmed decision to migrate to Liberty, I received an article in my email about Axis Infinte Savings Account and my takeaway on that was the 10% cashback offered on Amazon/FK. So I am now back to a confused mind and planning to research a bit more before sealing the deal.

Hence, I would truly appreciate if you could assist me in deciding which account to migrate to.
Look there is provision in infinity account that this would be closed any time as per axis bank discretion and all account holder would be migrate into axis easy access. this is big catch.

Axis is trying to use this account use as a bait to catch a uncatched fish in market so beaware.
 
Look there is provision in infinity account that this would be closed any time as per axis bank discretion and all account holder would be migrate into axis easy access. this is big catch.

Axis is trying to use this account use as a bait to catch a uncatched fish in market so beaware.
And charging around 150/month to make it 0 bal. Lol🤣🤣🤣
 
I can't find this information but how do they charge for non-MAB? Suppose my balance from 1 to 18th was zero then I transferred 25k on 19th and spent 25k on merchant next day. Would they charge for non-MAB for first 18 days? When do they charge, next month?
 
Got this thread, which clears doubt.
 
How do I send Axis MD Or Nodal emails directly ? Want to close/ convert Myzone into ltf . Need a Service Request for contacting nodal and do not want to waste time with other lower-level axis ******
 
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