Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[ashwinkashwink is verified member.]

View attachment 27968

 

[raghav_mri]

Does paying credit card bills cout of 25k spends? If so through which platform?

 

[ashwinkashwink is verified member.]

Does paying credit card bills cout of 25k spends? If so through which platform?

Any no restriction

 

[SSV]

Hi Guys...
Funny thing happened now...

I got a call from my local BM and asking for why I gave low feedback on account opening survery .
I actually gave a bad response to the survery link provided after I got feedback form after account opening.
I raised the issue of misguidance about the virtual debit cards feature..
I told BM all the features that were mentioned on the website applies to 431731 bin, where as we were provided 4095** card.

BM asked me what I want now...
I told BM that I want a virtual DB issued with 431731 bin... they will comeback to me in a couple of days...

 

[ashwinkashwink is verified member.]

Hi Guys...
Funny thing happened now...

I got a call from my local BM and asking for why I gave low feedback on account opening survery .
I actually gave a bad response to the survery link provided after I got feedback from after account opening.
I raised the issue of misguidance about the virtual debit cards feature..
I told BM all the feaeures that were mentioned on the website applies to 431731 bin, where as we were provided 4095** card.

BM asked me what I want now...
I told BM that I want a virtual DB issued with 431731 bin... they will comeback to me in a couple of days...

Ax*is B*ds they have not even assigned a RM

 

[SSV]

I am actually surprised that they took my feedback seriously...
My BM was very polite and asked me to contact them for any assistance..
The branch is actually 2 mins walk away from my place

 

[4uziaul]

Hi Guys...
Funny thing happened now...

I got a call from my local BM and asking for why I gave low feedback on account opening survery .
I actually gave a bad response to the survery link provided after I got feedback form after account opening.
I raised the issue of misguidance about the virtual debit cards feature..
I told BM all the features that were mentioned on the website applies to 431731 bin, where as we were provided 4095** card.

BM asked me what I want now...
I told BM that I want a virtual DB issued with 431731 bin... they will comeback to me in a couple of days...

A few days later

 

[SSV]

A few days later
View attachment 28064

I am not at all waiting for the reply...
Infact , technically they can't issue another Virtual DB for me as the Virtual DB is automatically issued when opening the account...
Just surprised that I got a follow up call ...

 

[cooldude74]

Hey guys, I'm new to TF however I've been following this thread probably since inception.

And after going through all the comments (some important reward-related ones have already slipped off my mind probably), I have now developed an urge to switch my existing non-rewarding Easy-Access to a better-off Liberty. I have explored Priority too but Liberty still wins.

Just when I had made a confirmed decision to migrate to Liberty, I received an article in my email about Axis Infinte Savings Account and my takeaway on that was the 10% cashback offered on Amazon/FK. So I am now back to a confused mind and planning to research a bit more before sealing the deal.

Hence, I would truly appreciate if you could assist me in deciding which account to migrate to.

 

[ashwinkashwink is verified member.]

Hey guys, I'm new to TF however I've been following this thread probably since inception.

And after going through all the comments (some important reward-related ones have already slipped off my mind probably), I have now developed an urge to switch my existing non-rewarding Easy-Access to a better-off Liberty. I have explored Priority too but Liberty still wins.

Just when I had made a confirmed decision to migrate to Liberty, I received an article in my email about Axis Infinte Savings Account and my takeaway on that was the 10% cashback offered on Amazon/FK. So I am now back to a confused mind and planning to research a bit more before sealing the deal.

Hence, I would truly appreciate if you could assist me in deciding which account to migrate to.

If you migrate to Infinity Axis will Reverse Loot You ☠

 

[Shubham Yadav]

Hey guys, I'm new to TF however I've been following this thread probably since inception.

And after going through all the comments (some important reward-related ones have already slipped off my mind probably), I have now developed an urge to switch my existing non-rewarding Easy-Access to a better-off Liberty. I have explored Priority too but Liberty still wins.

Just when I had made a confirmed decision to migrate to Liberty, I received an article in my email about Axis Infinte Savings Account and my takeaway on that was the 10% cashback offered on Amazon/FK. So I am now back to a confused mind and planning to research a bit more before sealing the deal.

Hence, I would truly appreciate if you could assist me in deciding which account to migrate to.

Look there is provision in infinity account that this would be closed any time as per axis bank discretion and all account holder would be migrate into axis easy access. this is big catch.

Axis is trying to use this account use as a bait to catch a uncatched fish in market so beaware.

 

[varun__goel_]

Look there is provision in infinity account that this would be closed any time as per axis bank discretion and all account holder would be migrate into axis easy access. this is big catch.

Axis is trying to use this account use as a bait to catch a uncatched fish in market so beaware.

And charging around 150/month to make it 0 bal. Lol

 

[cooldude74]

Look there is provision in infinity account that this would be closed any time as per axis bank discretion and all account holder would be migrate into axis easy access. this is big catch.

Axis is trying to use this account use as a bait to catch a uncatched fish in market so beaware.

Wow.... thanks for the heads up.

 

[samm255]

I am actually surprised that they took my feedback seriously

I told you you will get callback if you give bad feedback. Almost all banks follow up on bad feedback. Self tested on Axis, HDFC, ICICI and Kotak. Through bad feedback they come in action so don't miss any feedback email/text

 

[samm255]

Axis Infinte Savings Account and my takeaway on that was the 10% cashback offered on Amazon/FK.

Stay away from this account. There is Rs 1650/year charges for this account. Axis is the only bank which charges for savings account lol.

 

[ashwinkashwink is verified member.]

Stay away from this account. There is Rs 1650/year charges for this account. Axis is the only bank which charges for savings account lol.

Axsh*t☠

 

[samm255]

I can't find this information but how do they charge for non-MAB? Suppose my balance from 1 to 18th was zero then I transferred 25k on 19th and spent 25k on merchant next day. Would they charge for non-MAB for first 18 days? When do they charge, next month?

 

[varun__goel_]

When you have spent 25k on merchant, then you won't be charged anything.

 

[samm255]

Got this thread, which clears doubt.

axis Liberty saving account non avg bal charges

hey when i opened account someone from axis bank told me that if i created a fd of 25k I don't need to maintain the balance. i confirmed this when i did kyc with their agent. but today i got charged 700 (600+18%gst) for not maintaining the balance. axis is such a worst bank ever. now what...

www.technofino.in

 

[Cebu]

How do I send Axis MD Or Nodal emails directly ? Want to close/ convert Myzone into ltf . Need a Service Request for contacting nodal and do not want to waste time with other lower-level axis ******