Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 2540]

Ha bhai, apne muj se pahale bol dee. Woh bhi batha thijiye na 🙏🏻

shayad OLX pe milte hai Gift Cards

 

[Xrex]

Pehli baar kisiko dekha hai 1% nahi milne pe itna dukhi jab ki 5% toh mil hi Raha hai 🤣

5% zaada hota hai 🤣

Areh bhai, ye Paytm walla offer dhek ke maine 3 ya 4 transactions kar dee mera Millenia CC se. Phir hi patha chala ki Millenia CC wallet load ka 1% bhand kar diya.

Phir chalo, is bill ko pay kar ke atleast 1% cashback utayenge soch ke hi ye acct open kiya aur ab ye bi salla dil thod diya 😭.

Usko ja kr ye thread baar baar dikhao use bhi toh pata chale

Zaroor bhai.. zaroor jake bolunga

 

[Tejo]

Babu Bhaiya 🤭

🤣 Dada, aptho boolgaya, mey chota hoo

😭.

Roo mat, a forum mey, ak rupay Vala hai, usko bolo, apke twitter ac mey 100+ followers.

Phir apko dm mey, sare tricks bol dega.

 

[Shubham Yadav]

Areh bhai, ye Paytm walla offer dhek ke maine 3 ya 4 transactions kar dee mera Millenia CC se. Phir hi patha chala ki Millenia CC wallet load ka 1% bhand kar diya.

Phir chalo, is bill ko pay kar ke atleast 1% cashback utayenge soch ke hi ye acct open kiya aur ab ye bi salla dil thod diya 😭.

Account Open TF community join krne k pehele kiya ya baad mai

 

[Xrex]

Account Open TF community join krne k pehele kiya ya baad mai

Bhad mai. Jaha jaha dheka cc bill ka 1% cashback offers peh, wahan sab jaga pe tha Axis Acct, isiliye open kiya 🥲🥲

 

[Shubham Yadav]

Bhad mai. Jaha jaha dheka cc bill ka 1% cashback offers peh, wahan sab jaga pe tha Axis Acct, isiliye open kiya 🥲🥲

Toh ek baar bro iss thread ko read kr leta saare doubt clear ho jate.

Iss tarah dukhi nhi hona padta

 

[varun__goel_]

Areh bhai, ye Paytm walla offer dhek ke maine 3 ya 4 transactions kar dee mera Millenia CC se. Phir hi patha chala ki Millenia CC wallet load ka 1% bhand kar diya.

Phir chalo, is bill ko pay kar ke atleast 1% cashback utayenge soch ke hi ye acct open kiya aur ab ye bi salla dil thod diya 😭.

Millenia cc ne wallet load pr cb kab band kra, mne to pichle mhine kra aur saara ka saara mila h

 

[Xrex]

Millenia cc ne wallet load pr cb kab band kra, mne to pichle mhine kra aur saara ka saara mila h

Millenia cc statement meh muje 19 rs only mila 1% spends pe, par actual spend 92k tha. Ye dheko bhai, updated tnc

Apply for Millennia Credit Card & Get CashBacks on Spends |HDFC Bank

Millennia Credit Card: Get exclusive cashbacks while spending on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato. Apply today!

www.hdfcbank.com

 

[varun__goel_]

Millenia cc statement meh muje 19 rs only mila 1% spends pe, par actual spend 92k tha. Ye dheko bhai, updated tnc

Apply for Millennia Credit Card & Get CashBacks on Spends |HDFC Bank

Millennia Credit Card: Get exclusive cashbacks while spending on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato. Apply today!

www.hdfcbank.com

Likha to hai wallet pdh to liya kro bhai. Jis month kra h trans uske agle month m credit hoga. Statement m kych nhi hota millenia ka 🤦🤦

 

[Tejo]

Hello folks, I'm having a Liberty Account.

I've searched around this thread and but needed solutions to few specific problems, which I've put below.

- 25k MAB spends counts even wallet loads on site like Amazon and Paytm ?
- 25k MAB spends counts CC payments on Payzapp, Mobikwik, Paytm, CRED and Cheq
- Which of the above gives 1% cashback ?
- Which card gives the 1% cashback - E-DC or Liberty DC ?
- How to track your current MAB spend or balances kept in a month ?

If anyone have had the experience of above questions, pls do answer 🙏🏻.

1. Groww investment ac hai 15k/25k add Karlo, phir withdrawal Karo. Mab managed

2. Buy apay gift card, pay utility bill with gv. Also you can get other gift cards at axis woohoo with edge reward points. So 10k spends like this you get 5% cb upto 500₹ per month.

3. Bonus 750₹ voucher per quarter (25k consecutive spends of 3 months)

 

[Xrex]

Kya ap log ab mere situation pe is axis bank acct kol kar 90k cc bill pay kar ke cashback bhi karoge 🤔. Iss question ka answer bhi koi dijiye 🙏🏻

1. Groww investment ac hai 15k/25k add Karlo, phir withdrawal Karo. Mab managed

2. Buy apay gift card, pay utility bill with gv. Also you can get other gift cards at axis woohoo with edge reward points. So 10k spends like this you get 5% cb upto 500₹ per month.

3. Bonus 750₹ voucher per quarter (25k consecutive spends of 3 months)

Thank you bhai, hazaron ki mubharak ho apki 🙏🏻🙏🏻🙏🏻🙏🏻

 

[Tejo]

Kya ap log ab mere situation pe is axis bank acct kol kar 90k cc bill pay kar ke cashback bhi karoge 🤔. Iss question ka answer bhi koi dijiye 🙏🏻

Vo bhai burgundy aur corporate ac's mey cashback miltha apko. Vo bhi <1% to 0.25%.

E-debit card per max 200(1) hai miltha per month. Condition bhi hai, utility mcc.

 

[murali_7]

Got August month weekend cashback.
Check yours.

 

[Shubham Yadav]

Got August month weekend cashback.
Check yours.

Congrats bro

 

[MangoRush]

1. Groww investment ac hai 15k/25k add Karlo, phir withdrawal Karo. Mab managed

2. Buy apay gift card, pay utility bill with gv. Also you can get other gift cards at axis woohoo with edge reward points. So 10k spends like this you get 5% cb upto 500₹ per month.

3. Bonus 750₹ voucher per quarter (25k consecutive spends of 3 months)

Can I spend 60k in one month for the 3rd point since its ending this week ?

 

[ashwinkashwink is verified member.]

Can I spend 60k in one quarter instead for the 3rd point since its ending this week ?

Why not 🤣😂

 

[MangoRush]

I know it's just common sense, but with AXIS we have to be extra careful 🤐

 

[shubhambgp]

I opened new account last week. Spending 60k now will count for this quarter or not?

 

[D₹V]

I opened new account last week. Spending 60k now will count for this quarter or not?

Should

 

[shutapdiya]

I opened new account last week. Spending 60k now will count for this quarter or not?

need to complete in next 5 days