Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[imdjay]

So this morning I received a call from the BM. Strangely, he wanted to do a field verification for my newly created digital Liberty account.
2 guys came to visit my place.
They just wanted me to open my family members' savings accounts and were pitching some investment opportunities.
He was like sir, Itne saare chequebook honge. kisi me se bhi ek cheque de do. 🤣
I told him I would open an account if they could give me Magnus LTF by getting approval from ZH. He called the ZH before me. but he was not responding, so they said they would come back to me on this later. Lagta hai bahut saare Spam calls aane wale hain.

 

[Shubham Yadav]

So this morning I received a call from the BM. Strangely, he wanted to do a field verification for my newly created digital Liberty account.
2 guys came to visit my place.
They just wanted me to open my family members' savings accounts and were pitching some investment opportunities.
He was like sir, Itne saare chequebook honge. kisi me se bhi ek cheque de do. 🤣
I told him I would open an account if they could give me Magnus LTF by getting approval from ZH. He called the ZH before me. but he was not responding, so they said they would come back to me on this later. Lagta hai bahut saare Spam calls aane wale hain.

BM

 

[D₹V]

So this morning I received a call from the BM. Strangely, he wanted to do a field verification for my newly created digital Liberty account.
2 guys came to visit my place.
They just wanted me to open my family members' savings accounts and were pitching some investment opportunities.
He was like sir, Itne saare chequebook honge. kisi me se bhi ek cheque de do. 🤣
I told him I would open an account if they could give me Magnus LTF by getting approval from ZH. He called the ZH before me. but he was not responding, so they said they would come back to me on this later. Lagta hai bahut saare Spam calls aane wale hain.

Following 🤠.

Keep updated.

 

[Anil_SinghAnil_Singh is verified member.]

I want to open savings account for my sister (married) with 0 mab in Axis. I have liberty savings account. Is that possible?

 

[Badshah]

I want to open savings account for my sister (married) with 0 mab in Axis. I have liberty savings account. Is that possible?

I don't think Axis Bank have zero balance account
There is axis infinity saving account which is zero balance account but you have to pay monthly fee for that
You can visit axis branch for basic saving account which have zero balance account but there is so many restrictions

 

[varun__goel_]

I want to open savings account for my sister (married) with 0 mab in Axis. I have liberty savings account. Is that possible?

under family banking you can get her 0 bal, if you mantain or spend 25k. But as she is married now, it might be difficult(just a guess). Consult branch for this.

 

[Anil_SinghAnil_Singh is verified member.]

under family banking you can get her 0 bal, if you mantain or spend 25k. But as she is married now, it might be difficult(just a guess). Consult branch for this.

I want info for family banking only. Will visit branch tomorrow.

 

[Shubham Yadav]

@VISHESH_BANSAL @4uziaul

ICICI amazon ka card use pass k grocery store pr kiya (Paytm machine) customer care se baat hui MCC code is : 5411
Any chance for 5% cashback weekend

 

[raghu.rokda]

Prestige ko Liberty mai kese upgrade karein ?

 

[D₹V]

@VISHESH_BANSAL @4uziaul

ICICI amazon ka card use pass k grocery store pr kiya (Paytm machine) customer care se baat hui MCC code is : 5411
Any chance for 5% cashback weekend

Offline me 5% deta h kya

 

[Shubham Yadav]

Offline me 5% deta h kya

Haan bro

 

[Badshah]

@VISHESH_BANSAL @4uziaul

ICICI amazon ka card use pass k grocery store pr kiya (Paytm machine) customer care se baat hui MCC code is : 5411
Any chance for 5% cashback weekend

Eligible hai 5% weekend Cashback ke liye
1st April 2023 ki notification pdf mein MCC code-5411 hai Department store(Shopping)

 

[shutapdiya]

Prestige ko Liberty mai kese upgrade karein ?

Axis to usko Downgrade bolega

 

[Shubham Yadav]

Eligible hai 5% weekend Cashback ke liye
1st April 2023 ki notification pdf mein MCC code-5411 hai Department store(Shopping)

Yahi na

 

[Badshah]

Yahi na
View attachment 30485

Ha

 

[raghu.rokda]

Axis to usko Downgrade bolega

Mujhe laga liberty bada hai Prestige se

 

[D₹V]

Haan bro

Amazon ICICI ya Axis?

 

[Shubham Yadav]

Amazon ICICI ya Axis?

???

 

[D₹V]

???

@VISHESH_BANSAL @4uziaul

ICICI amazon ka card use pass k grocery store pr kiya (Paytm machine) customer care se baat hui MCC code is : 5411
Any chance for 5% cashback weekend

Iska 2 meaning nikalta hai 🤣🤣

Par yaha pe Axis weekend offer ka baat kar rahe.

Main doosra meaning samajh lia.

 

[raghu.rokda]

Iska 2 meaning nikalta hai 🤣🤣

Par yaha pe Axis weekend offer ka haat kar rahe.

Main doosra meaning samajh lia.

Bol bo bole rahe hai…….par sabd inke hai