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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
@S S V I think you redeemed GV of July-Sept Quarter🤣

No one other than you received the GV🤣
Yeah actually I am also thinking the same thing.. So many things happening ..
I wonder how I forgot to redeem this last quarter..
Good that I have redeemed it otherwise it would have expired..
Lucky me ..
As I said I have randomly checked this redemption link ..to help the other folk ..

Thanks @Cardholic , because of your question , I started browsing this thread and randomly checked the redemption page.
You saved my Rs 750 ...
.
Sorry guys for the false alarm ...

 
Last edited:
Yeah actually I am also thinking the same thing.. So many things happening ..
I wonder how I forgot to redeem this last quarter..
Good that I have redeemed it otherwise it would have expired..
Lucky me ..
As I said I have randomly checked this redemption link ..to help the other folk ..

Thanks @Cardholic , because of your question , I started browsing this thread and randomly checked the redemption page.
You saved my Rs 750 ...
.
Sorry guys for the false alarm ...

Screenshot_20240113_002319_Telegram.jpg
 
Yeah actually I am also thinking the same thing.. So many things happening ..
I wonder how I forgot to redeem this last quarter..
Good that I have redeemed it otherwise it would have expired..
Lucky me ..
As I said I have randomly checked this redemption link ..to help the other folk ..

Thanks @Cardholic , because of your question , I started browsing this thread and randomly checked the redemption page.
You saved my Rs 750 ...
.
Sorry guys for the false alarm ...

images.jpeg
 
Yeah actually I am also thinking the same thing.. So many things happening ..
I wonder how I forgot to redeem this last quarter..
Good that I have redeemed it otherwise it would have expired..
Lucky me ..
As I said I have randomly checked this redemption link ..to help the other folk ..

Thanks @Cardholic , because of your question , I started browsing this thread and randomly checked the redemption page.
You saved my Rs 750 ...
.
Sorry guys for the false alarm ...

Literally after his post abt voucher credit I was shocked, how could this even happen in Axis world🤣🤣
And now here he comes with reality😆
Guruji, tussi gr8 ho🫡
 
I got an Axis Grabdeals voucher worth Rs 500 yesterday. Now when I am going to Grabdeals to redeem the voucher, firstly there are no vouchers of Amazon and Flipkart there. Secondly when I am trying to buy Myntra voucher and I am applying the voucher code it's saying " ERROR WHILE GETTING BALANCE "
I wrote to Axis on Twitter and got a reply as expected with a link saying you can redeem your voucher here. When I opened it was terms and conditions. What should I do now. I got this voucher yesterday. I tried yesterday and again today multiple times but to no good effect. Whom should I now contact to have this issue resolved ?
 
Yeah actually I am also thinking the same thing.. So many things happening ..
I wonder how I forgot to redeem this last quarter..
Good that I have redeemed it otherwise it would have expired..
Lucky me ..
As I said I have randomly checked this redemption link ..to help the other folk ..

Thanks @Cardholic , because of your question , I started browsing this thread and randomly checked the redemption page.
You saved my Rs 750 ...
.
Sorry guys for the false alarm ...

I think in last quarter, you mentioned you redeemed the voucher here
 
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Can somebody confirm where I can use liverty debit card for 5% cashback.i know it's depend on mcc but a confirmation with specific sites like online/offline,dmart ,more etc.will help.I recently converted this account to liberty and thought of taking this card only if it benefits me.
 
Can somebody confirm where I can use liverty debit card for 5% cashback.i know it's depend on mcc but a confirmation with specific sites like online/offline,dmart ,more etc.will help.I recently converted this account to liberty and thought of taking this card only if it benefits me.
Many options. Search this thread. Easiest one is to buy amazon gv from grab deals.
 
I just realized that few of the spends done towards achieving the quarterly milestone were done using NB and unfortunately I shouldn't be expecting the vouchers 😢

However, I am eager to receive my first salary after opening the SBLBR account. 🙂

So, please tag me when the salary arrives 🥺
 
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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