Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[shivamk]

Saturday/Sunday -> Grab deals (debit card) -> Amazon -> Amazon voucher (10k) -> Justdial website -> Fastag recharge (1.65%)
15k ka kuch aur jugad lagana padega

Thanks, also although P2P is risky, groww mei add karne mei kyu hesitant ho aap?

 

[Karan.]

groww mei add karne mei kyu hesitant ho aap?

Groww
Zerodha both

However MCC alag hoga dono ka

although P2P is risky

@Anil_Singh can confirm

But the issue with Xtra IMO
now after revised conditions

is Liquidity
and not Solvency

 

[Anil_SinghAnil_Singh is verified member.]

Thanks, also although P2P is risky, groww mei add karne mei kyu hesitant ho aap?

MCC pata nahi kya tag hoga bro. I will add 100 to groww and try asking customer care for mcc tomorrow. Lets see.

 

[shivamk]

MCC pata nahi kya tag hoga bro. I will add 100 to groww and try asking customer care for mcc tomorrow. Lets see.

True that, if you get to know the MCC please share. Logo ka bhala ho jaega

 

[vasanth_ece]

2 Queries:

1) When will we get 750 voucher for Jan-March 24 Quarter?. This is my first time when i convert my account to Liberty in January 24.
2) Will purchasing 10K Amazon Gift card from Amazon on Weekends, wont be eligible for 500 cashback in Liberty Debit card?

@VISHESH_BANSAL bro,Please clarify

 

[SSV]

1) When will we get 750 voucher for Jan-March 24 Quarter?. This is my first time when i convert my account to Liberty in January 24

Around 15th of April

Will purchasing 10K Amazon Gift card from Amazon on Weekends, wont be eligible for 500 cashback in Liberty Debit card

No
It seems Yes…courtesy @NShah

 

[vasanth_ece]

Around 15th of April


No

Any idea where can we use Liberty card.. Will buying APay GV from Grab deals on Weekends using Liberty Debit card will be eligible for cashback?

 

[SSV]

Any idea where can we use Liberty card.. Will buying APay GV from Grab deals on Weekends using Liberty Debit card will be eligible for cashback?

Please check the very first post of this thread

 

[vasanth_ece]

Amazon GC hi lena hai kahi se bhi le lo except wohoo.

Infact Amazon App se direct Purchase karo

Gyftr ke itne portals hai Offcial bhi aur third Party ya Banks ke tie up ke saath, kahi se bhi le lo.

Do you mean to say we can get 5% cashback for Axis Liberty DC on purchasing Amazon GV on weekends?

 

[vasanth_ece]

Please check the very first post of this thread

First post saying Special Categories (FEST).Just asking whether can we use Liberty Debit card anywhere to purchase Amazon GV for 5% cashback?

 

[Badshah]

No

Y e s you will get 5% weekend Cashback

) Will purchasing 10K Amazon Gift card from Amazon on Weekends, wont be eligible for 500 cashback in Liberty Debit card?

 

[varun__goel_]

First post saying Special Categories (FEST).Just asking whether can we use Liberty Debit card anywhere to purchase Amazon GV for 5% cashback?

Brother, just do one thing if you have so many doubts:-

Purchase a low denomination GV from Amazon and ask customer care for MCC. Later check the MCC in the eligible list available on product page.

 

[SSV]

First post saying Special Categories (FEST).Just asking whether can we use Liberty Debit card anywhere to purchase Amazon GV for 5% cashback?

Fashion, entertainment, shopping and travel are the categories that are eligible…
I don’t use this dc for weekend CB…
@VISHESH_BANSAL maharaj will advise you …
I am not sure what MCC agv from Amazon will give

 

[SSV]

Y e s you will get 5% weekend Cashback

Very good , thanks for rectification

 

[Deleted member 2540]

Do you mean to say we can get 5% cashback for Axis Liberty DC on purchasing Amazon GV on weekends?

Tumhara yeh Comment dekh ke m bhi confuse ho gaya apni comment dekh ke, khuch kami toh nhi rh gayi 🤦‍♂️.

Axis ne MCC list di hui hai.

Card tumhare pass hai.

Kis website se tum purchase karna chhate ho yeh tumko pta hai.

Minimum denom jo available hai Purchase ke liye Txn Kardo aur Axis se MCC confirm karlo.


Tum XYZ kisi site ka naam loge aur phir 100001% Confirmation bhi chayie same chiz baar baar phuch ke toh aisa toh nhi chlega

 

[rixypanther]

Any idea when would the HDFC MILLENIA DC cashback for the month of Jan get credited ?

 

[Deleted member 2540]

Any idea when would the HDFC MILLENIA DC cashback for the month of Jan get credited ?

 

[Shubham Yadav]

View attachment 49272

bro isse use kiya kare

tumhara mood samjh sakta hu 🤣 🤣

 

[rixypanther]

View attachment 49272

अरे बिया बता दो कब तक आना चाहिए 😭😭😭

 

[Deleted member 2540]

अरे बिया बता दो कब तक आना चाहिए 😭😭😭

Count 90 Working Days as a Bank Employee from 1st Feb.

Let me know The result 😆