Unauthorised CKYC Fetch- Seeking Advice
Hi everyone,
I'm experiencing something similar. Recently, I've been receiving SMS messages stating my name that my CKYC number has been fetched by IDFC Bank Ltd and Decimus Financial Ltd (never heard before).
"Dear <name>, your CKYCRR record bearing reference XXXXXXXXXXXXXXX was fetched by <organisation> on 12/07/2024.-CERSAI."
These messages are sent to my alternative phone number which I do not use much,
but this number is not linked anywhere, nor have I shared it with any institutions.
The messages include my name and CKYC number and the organisation requesting it, which is quite alarming. I don't recall authorising this action or availing any products from IDFC Bank or Decimus that would necessitate such information retrieval.
Why might this be happening, and what steps can I take to address it? I find this situation quite scary and am concerned about the unauthorised use of my private information.
Pro-tip:
CERSAI website says...
To get your CKYC Number /CKYC Card on your mobile, dial toll free number- 7799022129.
So I did it with my primary number which are registered everywhere and such SMS used to come here, now I gave MC from primary number and got SMS that it is not registered in CKYC 'request your financial institute to register your kyc card/update your ckyc record with your mobile number' 🙄, then did the same with the alternative number and
got SMS of a link, where I could download this photo ID card with details, you should try this too. This means for me somehow a financial org has changed my number in their records, bummer. 😡
Is there a portal similar to CIBIL where I can see all the inquiries made on my CKYC and suppress the ones that are incorrect, like this one? I have never availed anything from these organisations using this number, so I am quite confused.
Thinking of writing threatening emails to these organisations as well.
What are your suggestions?
Thanks in advance for your help.