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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Pre approved card ke liye - yes

Abhi GV aajane do to rewards ka bhi pta lg jega
Prepappved ke liye Bhai Maine HDFC mai 5.5 lac ki 2 mahine wali fd ki h baki 0 pada hai account m
And baad m 1 lac ka renew fd ka socha hai
Itna bahut h?
Mil jayega na millennia cc?


I have decided to do 1 lac renewal fd by opting savings max
Is it okay for pre approved?
 
Prepappved ke liye Bhai Maine HDFC mai 5.5 lac ki 2 mahine wali fd ki h baki 0 pada hai account m
And baad m 1 lac ka renew fd ka socha hai
Itna bahut h?
Mil jayega na millennia cc?


I have decided to do 1 lac renewal fd by opting savings max
Is it okay for pre approved?
2 months fd bhot kam hai

Isse better 3 4 months acc m hi rkho, 2 3L hi rakhlo agr interest loss matter krta hai. Plus dc txn to kr hi rhe ho

Hnn sb max with fd is okay for future mab, pre approved ki is way m no guarantee
 
  • Indus Add Money kiya in Jan & Feb 2024​
  • Non-maintenance charge lag gaya ₹600+gst​
  • Axis told that this transaction is ineligible for MAB waive off​
  • Raised a charge dispute and got ₹600 refunded but GST bear karna para​
  • Amazon 75k wallet load kiya in March​
  • Abhi tak toh non-maintenance charge nahi laga hai but let’s see kya hota hai ₹750 stipend milta hain ki nahi pichle quarter ka​
 
  • Indus Add Money kiya in Jan & Feb 2024​
  • Non-maintenance charge lag gaya ₹600+gst​
  • Axis told that this transaction is ineligible for MAB waive off​
  • Raised a charge dispute and got ₹600 refund but GST bear karna para​
  • Amazon 75k wallet load kiya in March​
  • Abhi tak toh non-maintenance charge nahi laga hai but let’s see kya hota hai ₹750 stipend milta hain ki nahi pichle quarter ka​
Axis Liberty m Amazon load count hota hai m
 
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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