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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
20k ka buy karo tabhi 1k milenga
achha ek doubt hai sir...kya mujhe ek single transaction me hi 20k pay krna hoga kya jaise man lijiye maine aaj 5k spend kiya aur next saturday 15k spend kiya toh kya mujhe sirf 250 rs hi milega? pura 250+750=1000 nhi milega? (FOR BIRTHDAY MONTH OR NORMAL MONTH)
 
I opened liberty account in Feb, 2024 but haven't received gv despite spending 60k in the last three months but my sister received. Her account was opened in Feb too, our spends were same as well. Customer care saying that the 1st quarter ended in March so kindly wait till june 30th, 2024 again.
For one account, the quarter counted from Feb to April and for another, the scenario is different. Which sort of discrimination is this?
 
I opened liberty account in Feb, 2024 but haven't received gv despite spending 60k in the last three months but my sister received. Her account was opened in Feb too, our spends were same as well. Customer care saying that the 1st quarter ended in March so kindly wait till june 30th, 2024 again.
For one account, the quarter counted from Feb to April and for another, the scenario is different. Which sort of discrimination is this?
Welcome to Axis.
 
When we will get April Month Cashback? I just login to Netbanking, and saw this message. I had Liberty Saving Account/Libery Debit card.

Sorry Cashback is not avilable for your account
 
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