Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 2540]

Read kiya hoon bro par 2022 par jo tha vo av hain ki nehi kiya mallom...

Post Amended hai.

Post 2022 ki hai but Amended as per latest Changes

25k per month wallet reload keru tho koi MAB nehi rakhna peraga tho please reply

It is not excluded as per tncs but I do not recommend to do wallet Load for wavier.

 

[Karan.]

Bhai aise chalta raha toh

Ye bhi 400 Paar

 

[oneadi]

Post Amended hai.

Post 2022 ki hai but Amended as per latest Changes

It is not excluded as per tncs but I do not recommend to do wallet Load for wavier.

Can you share Any new trick for wavier expt wallet load
Credit card bill payment or anything else

 

[Deleted member 2540]

Can you share Any new trick for wavier expt wallet load
Credit card bill payment or anything else

You are opening for Pre Approved Card, Right ?

Balance nhi Maintian karoge toh Offer kha se milega🤦‍♂️

Jab se mne open kiya hai Zero ya Negative rhta hai, merko aaj tak koi Pre Approved offer nhi diya

 

[Deleted member 2540]

Bhai aise chalta raha toh

Ye bhi 400 Paar

Merko 4 June se phle chayie🤣

I hope Pages of this Thread is Equal to Muddi Ji Seats on 4th.

Soch smjh ke Comment karna🤣

 

[Karan.]

Soch smjh ke Comment karna🤣

Bhaiji

Soch samaj ke comment hote

Toh Century bhi na marta Post

 

[Deleted member 2540]

Bhaiji

Soch samaj ke comment hote

Toh Century bhi na marta Post

Haa sahi kha m waise Reply nhi deta but OP ne First Post ko hi Quote kar diya thha🤣

 

[vasanth_ece]

Anybody got debit card cashback for previous month?. Still seeing "Sorry Cashback is not avilable for your account"

 

[silentkiller]

Anyone holding 2 liberty ac on a single customer id same Ac holder name both account will fetched rewards or only single ac is eligible fr quarterly & monthly benefit?

 

[Shubham Yadav]

Anyone holding 2 liberty ac on a single customer id same Ac holder name both account will fetched rewards or only single ac is eligible fr quarterly & monthly benefit?

Big players in TF are struggling to take a full benefit form one card

and

you are talking about two card

itna julm kaise sahenge

 

[silentkiller]

Big players in TF are struggling to take a full benefit form one card

and

you are talking about two card

itna julm kaise sahenge

nahi vai mai ajj branch gaya tha upgrade karne too branch wale bole ki 2 ac liberty upgrade karoge too benefit nahi milta jo DBM hai o bhi janta hai is offer ki ware mai sb kuch 😝 too usne bataya ek mai karwaou islie mai confirmation ke liye pucha ki kisi ko milta hai ki nahi .... or offer accomplished rasta pata hai mujhe but mai nahi batayunga devalue kar doge Tum 12 no ke jaasoos ho 😁😂

 

[Card_Crafter]

There was an offer on my Axis app, 1250 edge reward points on opening a new account. So I had opted for Liberty Savings account and did the VKYC and initial funding of 250 rupees. (They asked only 250 for DC issuance).

After a week, finally yesterday they have refunded the 250 rupees and deprived me of their great savings account scheme. I kinda feel myself lucky that they have rejected my savings account request.

Probably 8 year old Dormant account me (-) balance dekh kar dar Gaye honge.

 

[vasanth_ece]

Will this transaction eligible for 5% DC cashback?

 

[Anil_SinghAnil_Singh is verified member.]

Will this transaction eligible for 5% DC cashback?

Y e s

 

[DarthYoda]

After one year, axis finally gave pre-approved offer.
Balance was mostly nil (sometimes 4-5k for one or two days)
Some Queries -
1- which card to take?
2- March m airtel reject hogya tha bcz i didn't share itr, toh kya abi apply krna chahiye is list m se? Cooldown problem?
3- Is Airtel treated as core card? Iske baad indian oil ya Neo via cc k thru leskte hkya?
4- Axis preaprvd m inquiry krta hkya?
Posted here bcz this thread is very much active, or should i post it in suggest me a cc?
TIA

 

[SSV]

After one year, axis finally gave pre-approved offer.
Balance was mostly nil (sometimes 4-5k for one or two days)
Some Queries -
1- which card to take?
2- March m airtel reject hogya tha bcz i didn't share itr, toh kya abi apply krna chahiye is list m se? Cooldown problem?
3- Is Airtel treated as core card? Iske baad indian oil ya Neo via cc k thru leskte hkya?
4- Axis preaprvd m inquiry krta hkya?
Posted here bcz this thread is very much active, or should i post it in suggest me a cc?
TIAView attachment 53910

1) depends on spend patterns
2) no cool down
3)yes, you can take other cards as well
4) No CIBIL hit

 

[DarthYoda]

1) depends on spend patterns
2) no cool down
3)yes, you can take other cards as well
4) No CIBIL hit

I'm thinking to go with Airtel then the way you mentioned previously from cc to ask for indian oil or neo.
Indian oil is generally ltf or with fees?

 

[SSV]

I'm thinking to go with Airtel then the way you mentioned previously from cc to ask for indian oil or neo.
Indian oil is generally ltf or with fees?

Yes, go with Airtel and then neo.
IOCL is not that great according to a some users
May be after 90 days.. yes it will be free for you after 90 days as well

 

[abhiram3443]

I have opened Axis liberty savings account 2 days ago after reading this forum. I deposited 32500 as initial deposit and have paid cc bills for 5100 and they have also charged around rs. 250 for debit card fee.

My confusion is : If I pay cc bill through postpe, Amazon, mobikwik or paytm using liberty debit card are these transactions elligible for
1. 5% cashback if payment made on weekends.
2. Rs. 750 quarterly voucher if I met the eligible spend every quarter.
3. 25k MAB waiver if I pay cc bills for more than 25k every month

Please let me know how all 3 points can be achieved, it will be greatly appreciated.

R u receiving cashback and voucher for Creditcard bill payments?

 

[vasanth_ece]

Anybody received Liberty Debit card cashback for April Month?