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Credit Card help

Thor04

TF Premier
Hello guys, I am 21 years old. I am a student... I was using kotak secured credit card for an year but closed it cause I was not getting any limit increase or card upgrade. Please suggest me which secured card should I get. I can do a fd of 1 lakh. I am travelling to europe in the next month so need the card for lounge access, also I spend on groceries, clothes and electronics so please suggest a card with good cashback points.
 
how can I apply for it. I have an indusind savings account and I see no option for doing that. Plus indusind kinda sucks like the net banking and all. Can I get sbi/hdfc secured card against fd with airport lounge access
Take indusind legend on fd basis
 
how can I apply for it. I have an indusind savings account and I see no option for doing that. Plus indusind kinda sucks like the net banking and all. Can I get sbi/hdfc secured card against fd with airport lounge access
If you can do fd of 1.65 lac than you can take hdfc millenia it's a great card. But it's has spend based lounges usage like you need to spend 50k in last 3 months to use the lounges if you can spend that much thn go for it.

In terms of INDUSIND you need to try offline route. And same goes for sbi also.you can get simply save card.

I am suggesting INDUS due it's without spend lounges availability.
 
im getting sbi prime with joining fees of 3000 plus taxes and renewal fees is also 3000 plus taxes, should i go for it or not
 
Hello guys, I am 21 years old. I am a student... I was using kotak secured credit card for an year but closed it cause I was not getting any limit increase or card upgrade. Please suggest me which secured card should I get. I can do a fd of 1 lakh. I am travelling to europe in the next month so need the card for lounge access, also I spend on groceries, clothes and electronics so please suggest a card with good cashback points.
Do you have icici bank account.

Get icici platinum chip card
U will get apay in less than 6 month or 6 month

Won't explain much . Explained so many times in other threads
Find it search it
 
Do you have icici bank account.

Get icici platinum chip card
U will get apay in less than 6 month or 6 month

Won't explain much . Explained so many times in other threads
Find it search it
@Kumar93196 man like I said I need priority pass with international lounge access, I will be traveling to greece in july so I need lounge access cause I have layovers. For me lounge access is priority and secondly it needs to have good cashback points
 
@Kumar93196 man like I said I need priority pass with international lounge access, I will be traveling to greece in july so I need lounge access cause I have layovers. For me lounge access is priority and secondly it needs to have good cashback points
it's too late now. Should have established relationship with banks from 18. Now at the age of 21 and as you still don't have salary the best you can do is keep a large MAB in Axis/HDFC and pray.
 
it's too late now. Should have established relationship with banks from 18. Now at the age of 21 and as you still don't have salary the best you can do is keep a large MAB in Axis/HDFC and pray.
also bro its not late, people literally keep thousands and hundreds in their account when they are students, why would u expect me to keep alot of kmoney when I was 18
 
I opened my account in hdfc 3 months back and i keep more than 1 lakh in balance, also I have started getting salary of 50,000 from my dads company in my hdfc saving account so
 
I opened my account in hdfc 3 months back and i keep more than 1 lakh in balance, also I have started getting salary of 50,000 from my dads company in my hdfc saving account so
well that makes sense, keep maintaining in that account and after another 3-6 months you'll get a pre-approved offer.
 
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