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Axis Bank Liberty Savings Account Benefits

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Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Axis Bank migration from Citi has lots of twist and turns for me.

First of all my Citibank salary account got migrated into Liberty savings instead of Salary account. And instead of Libery debit card they upgraded to prestige debit card. Yes, Liberty Savings account with prestige debit card. (My guess, not eligible for 5% cb as the debit card is not liberty).

When I contacted CC, i was told that i will be charged for this debit card ₹200+taxes (which was literally given by Citi). I was asked to convert it to salary account for zero charges but my company is not showing up in the list.

They will send new debit card but that is still tentative and only god knows what card i will get. Axis never disappoints 😁
 
Axis Bank migration from Citi has lots of twist and turns for me.

First of all my Citibank salary account got migrated into Liberty savings instead of Salary account. And instead of Libery debit card they upgraded to prestige debit card. Yes, Liberty Savings account with prestige debit card. (My guess, not eligible for 5% cb as the debit card is not liberty).

When I contacted CC, i was told that i will be charged for this debit card ₹200+taxes (which was literally given by Citi). I was asked to convert it to salary account for zero charges but my company is not showing up in the list.

They will send new debit card but that is still tentative and only god knows what card i will get. Axis never disappoints 😁
Axis could have converted it into Liberty Salary A/c after migration, also could have issued Liberty Debit Card instead prestige DC but no,🪓.
 
Axis Bank migration from Citi has lots of twist and turns for me.

First of all my Citibank salary account got migrated into Liberty savings instead of Salary account. And instead of Libery debit card they upgraded to prestige debit card. Yes, Liberty Savings account with prestige debit card. (My guess, not eligible for 5% cb as the debit card is not liberty).

When I contacted CC, i was told that i will be charged for this debit card ₹200+taxes (which was literally given by Citi). I was asked to convert it to salary account for zero charges but my company is not showing up in the list.

They will send new debit card but that is still tentative and only god knows what card i will get. Axis never disappoints 😁
Can you tell me where did you look for your company name? I am in a similar boat..
 
@VISHESH_BANSAL bhai thak gya hua rm ko bolkr,axis ko mail karkr lekin charge reversal nhi krhe debit card ka value plus debit card bhej diya 885 ka liberty ki jagah.
Rm/bm sabse badi g*** h.
Kya karna h aage?
 
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