Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[shivakrishna987]

Is canara bill pay gives rp for indus visa or idfc anyone tried?

 

[navam]

Sorry If it's a repeat post... Can't find the answer ..
I don't see option to pay HDFC Bank credit cards via HDFC bill pay ... So how does one go about doing that ?

 

[Enthusiast]

Many payments are getting failed through HDFC Billpay yesterday and today....

Anyone facing the same issue?

 

[navam]

Many payments are getting failed through HDFC Billpay yesterday and today....

Anyone facing the same issue?

Ya my Axis CC payment failed this morning

 

[6ix9ine]

Sorry If it's a repeat post... Can't find the answer ..
I don't see option to pay HDFC Bank credit cards via HDFC bill pay ... So how does one go about doing that ?

Use SBI Unipay/JioFinance and pay using HDFC platinum debit card

 

[6ix9ine]

Ya my Axis CC payment failed this morning

Don't pay axis CC through HDFC billpay, you will not get reward points.

 

[navam]

Use SBI Unipay/JioFinance and pay using HDFC platinum debit card

Wah ok thanks, let me install these :O

Don't pay axis CC through HDFC billpay, you will not get reward points.

Wait why? What the f is the logic here lol. Thanks again..

 

[6ix9ine]

Wait why? What the f is the logic here lol. Thanks again..

Because HDFC billpay is showing "Rent" MCC code for Axis/SBI/SC banks.

You can read more about here: https://www.technofino.in/community/threads/hdfc-billpay-mcc-change-rentalbbpsno.29472/

Just read the first page and last 2-3 pages. You will understand everything.

 

[Riva]

I got this SMS from HDFC today for both my cards that were earlier added to hdfc bill pay.
Payment also went through for my Citi to Axis migrated card that I added last week, but today I get these messages.

 

[Viper1057]

I got this SMS from HDFC today for both my cards that were earlier added to hdfc bill pay.
Payment also went through for my Citi to Axis migrated card that I added last week, but today I get these messages.

Axis now supports BBPS. You need to add again in netbanking. This is sent to everyone who had Axis cc registered in billpay

 

[anshul2k]

IndusInd accounts are the best atm if you are ready to maintain a good AMB.
You will get plenty of benefits on your LTF debit card, some of which are not even available with the best Axis credit cards.

 

[Enthusiast]

Any issue with BOB cc bill payment....it is failing through hdfc billpay, Paytm, payzapp. Finally through Cred, I successfully paid but after an hour time, transaction reversed..

Today is the due date, so I thought of paying directly through their app and it is showing zero amount in the payment dues section...

 

[HumorSimpson]

IndusInd accounts are the best atm if you are ready to maintain a good AMB.
You will get plenty of benefits on your LTF debit card, some of which are not even available with the best Axis credit cards.

Examples please and reward rate?

 

[Enthusiast]

Anyone rcvd Reward points or which transaction it is shown (Billpay or Rent) for AMEX CC bill payment through HDFC Billpay?

 

[6ix9ine]

Anyone rcvd Reward points or which transaction it is shown (Billpay or Rent) for AMEX CC bill payment through HDFC Billpay?

Yes, many people have received the points if they used the Platinum DC. Amex was already giving the correct MCC, so there were no issues with it.

 

[350modena]

Anyone rcvd Reward points or which transaction it is shown (Billpay or Rent) for AMEX CC bill payment through HDFC Billpay?

Hdfc bill pay is shown and it has been correctly shown post BBPS.

 

[SonyTom]

Anyone rcvd Reward points or which transaction it is shown (Billpay or Rent) for AMEX CC bill payment through HDFC Billpay?

Yes . .

 

[sky_walker_rules]

paid hdfc cc bill via idfc debit card from uni pay, no point received, already 10 days past now, will customer care help,please share details

 

[desiviru]

Best way to pay credit card bill is either autopay or netbanking payment. 🤣 You won't get chillar as cb but peace of mind. Soon DC as an option under CC category will be removed by most when RBI steps in on bank's request leading by SBI itself. Das babu will come and announce for the benefit of bank customers we have come with few safe payment methods and criteria where use of debit card for CC payment is stopped with immediate effect.

So, how will it help customers? Das babu, "Banks are RBI's customers and we always work for benefit of our customers" We don't care about Bank's customers albeit.

 

[350modena]

paid hdfc cc bill via idfc debit card from uni pay, no point received, already 10 days past now, will customer care help,please share details

What was the merchant name when you paid from Unipay?