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IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched
- Thread starter BVC
- Start date
But in earlier comment you have mentioned that "how many gms you are not sure". How come now?
As of now these cards seem to be only for existing card holders. I tried and it showed me FD based. I had pre approved Select card offer, took that, immediately card generated and 2 minutes later got Mayura as well. As of now, took it just for metal and good looking card for one year until have better or real super premium cards.
Wealth is categorised as Premium, so not sure how this become Super Premium.
Also even at 10x and with 1point =0.25 RS, the reward rate is 1.66% which is not great for a premium card.
Now for a cc collector, if the card is taken for collection, you will have to pay the fee even if you don't activate the card as the fee is being billed immediately and I am sure it will be reported to cibil. Else, everyone would apply for it and not active it, just to keep a metal card for collection.
My Ashva will be delivered by 25th August 2024.
I confirmed with the CC both the cards will have the 22nd of every month as the Bill Generation date by default. If you don't want to active the card send them an email or call CC to ask them to close the card fees will be reversed first and then the card will be closed.
Yes 22nd is the Bill generation date for both the cards. My Mayura card bill generated because I applied it on 21st August, whereas Ashva we applied on 22nd so the bill is on 22nd Sep 2024.
Woahh.. so you, rather customer care is saying that we can close the metal card without activating and not be charged at all!!
Free metal souvenir!!
Am sure they will regret and change this decision!!
It is RBI's Decision IDFC has no say in it. Also, if you don't activate the card within 30 days of issuance it gets closed automatically. I confirmed they will create a separate account in Cibil like Axis so charges can't reflect on the other card account. So, no worries. I am thinking of applying 2 of them and activating Ashva only.
IDFC ask for income doc? c2c should be there.
@drsel hey, if you don't mind, what is the card you use for point no 3. I too am looking for a rewarding 0 forex card.
Online application is income doc requested?
like i didn't ask me and if you 5-10 good bank cc it shouldn't ask unless you don't have ITR or salary Slip. just apply i would say for LTF IDFC CC rather than metal cause existing use have applied and got the cc cause it piece of cake for existing user.
Recently I have observed different pattern which was not there earlier in IDFC credit application during C2C application.
They are giving 3 sections (Recommended, Higher Limit (with documentation verification), No documents (Like pre approval limit)). I haven't seen this pattern earlier.
