• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis Bank Liberty Savings Account Benefits

Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Konsa bank insta kit ke saath instant ac open krta h?🤣
SC and others, har wakt ho jaruri nahi hai

Jab A/c 3-4 din mein khule toh kya matalab insta kit ka? Usko ghar mein dhoop agarbatti dikahye aadmi, jab account operational hi nahi hai? Utne mein toh Card deliver ho jata hai with Name...
Min 5-6hrs lgte hai agar branch same day scrutiny krde
Haan yaha branch ne apne taraf se seriously nahi kara kaam, unko bol ke ana chahiye ki aaj hi account khul Jana chahiye, ya max within 24hrs...

Branch se thode bhaut time toh lag jate hain, wo majak mein kaha hai 🤣
Baaki branch load pe depend krta hai.
🙂
 
Last edited:
Jab A/c 3-4 din mein khule toh kya matalab insta kit ka?
Insta kit isliye hoti hai ki acc open hote hi acc access kr pao

Nhi to baithe rhe or 10 din welcome kit delivery ki wait krne🤣

Jo process hai vo to hoga hi na🤦

Khud kya prefer kroge 3 days in acc opening with insta kit
Or instant acc activation but not able to access anything because of delay in kit delivery?
 
Insta kit isliye hoti hai ki acc open hote hi acc access kr pao
Ye jada acha rehta hai jaha account opening same day pe ho...

A/c opening mein hi 3-4 din lagye, then jo bank insta kit offer kar raha Metro/ Tier 1 cities mein wo meaningless hai atleast mere liye

And wo majak mein kaha tha
Nhi to baithe rhe or 10 din welcome kit delivery ki wait krne🤣
Haan, India Post se delivery karein Tapu pe toh 🤣
Jo process hai vo to hoga hi na🤦

Khud kya prefer kroge 3 days in acc opening with insta kit
Or instant acc activation but not able to access anything because of delay in kit delivery?
I prefer; Instant A/c Activation any day, A/c Activate ho jayega sarein txn honge even UPI via Virtual Card, or via (Aadhar OTP) even MB se directly, acess karne ko kyu nahi milega kit delivery ke bina 🙄

Cash Withdrawal ka kya hai Cardless ho jayega and jaruat nahi padta utna cash ka aaj ke time pe
 
Last edited:
Branch 1km ke andar tha , socha offline hi khol loo, kya pta Aisa krega.
Insta kit wala Debit card activate nhi kroonga, phir bhi agr charges kta to mai unka kat doonga
Bilkul bhai bilkul, charges toh laga denge most likely...

Lagaye toh theek karyega till then shoot an e-mail to your BM, about Insta kit and A/c.
 
Branch 1km ke andar tha , socha offline hi khol loo, kya pta Aisa krega.
Insta kit wala Debit card activate nhi kroonga, phir bhi agr charges kta to mai unka kat doonga
No insta kit debit card charges not cut for me as I also opened account in August but account activation me 10 din lagaye.

HDFC account me bhi 10 din lagaye the offline par. Only Sbi account activated instantly till now for me.
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Back
Top