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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
I can login in net banking but I don't want to activate the debit card, who knows they might impose charges if I activate it . Typical 🪓 bank
You won't be charged.once liberty debit card gets generated existing secure plus debit card will blocked automatically.dont activate that easy secure plus debit card
 
You won't be charged.once liberty debit card gets generated existing secure plus debit card will blocked automatically.dont activate that easy secure plus debit card
There's no debit card showing in the app or netbanking for me. How much time will it take to generate the virtual liberty debit card. I have opened my account through offline mode via branch
 
There's no debit card showing in the app or netbanking for me. How much time will it take to generate the virtual liberty debit card. I have opened my account through offline mode via branch
It generated with in 1-2 working days once your account is fully activated...
 
Gordon Ramsay Restaurant GIF by Gordon Ramsay's 24 Hours to Hell and Back
 
1. Load money in ebixcash wallet eligible for quarterly voucher and monthly fee waiver?

2. Is it also eligible for weekend 500 rupees cashback?
Someone pls confirm these two things
 
Aise hi Diya, unhole chai Pani ke pucha, special treatment diya🤣🤣
Special treatment kya? Sar pe baitha liya kya?😂 majak kar raha hoon 🤭

Actually ye normal behaviour/ treatment hona chahiye, bank ka customer parti, lekin jab ye bhi nahi milta toh chai paani puchna bhi lagta hai kya hi special treatment de diya 🙂

Waise bas puch ke reh gaya ya sach mein offer bhi kiya laake?
 
Special treatment kya? Sar pe baitha liya kya?😂 majak kar raha hoon 🤭

Actually ye normal behaviour/ treatment hona chahiye, bank ka customer parti, lekin jab ye bhi nahi milta toh chai paani puchna bhi lagta hai kya hi special treatment de diya 🙂

Waise bas puch ke reh gaya ya sach mein offer bhi kiya laake?
Offer kiya bro, soch nhi skte itna achha treat Kiya, semi-urban hai isliye syd
 
Amazon pay wallet load UPI ya fir debit card se eligible hain kya voucher or NMC ke liye, ya fir mobikwik, cred wallet?
 
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