Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

---

★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

---

---

★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

---

1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Ramesh Chintamani Gopal]

Ye konsa *SETU* hai 🤔🤔🤔

C*n**a 3 words lol

 

[bhaveshS]

View attachment 77135

Yoni pay .

 

[Aniket]

Ye amar hai amar! 😂

 

[tharun]

Dear Customer, w.e.f. 15-12-2024 all mandatory SMS as per regulatory requirements will be charged at INR 25 paise per SMS and maximum INR 15 per qtr- Axis Bank
Anyone else got this message

 

[Odyssey]

Hi everyone, need some urgent help.

My relative received a call claiming to be from Amex has done a fraud worth ₹1.05L from his SBI and RBL Bank credit card.

Location: Wardha, Maharashtra

Guys pls pls, suggest me what to do.....

I will explain the whole matter later, step by step.

Mods pls don't remove or move to any other thred.

 

[Odyssey]

Any email of relevant authorities and whatever info u have will be much much helpful.

Currently blocked both cards and raised transaction dispute.

 

[Aniket]

Any email of relevant authorities and whatever info u have will be much much helpful.

Currently blocked both cards and raised transaction dispute.

File a complaint here as well:

https://cybercrime.gov.in/Webform/Accept.aspx

 

[kuchbhikuchbhi is verified member.]

Any email of relevant authorities and whatever info u have will be much much helpful.

Currently blocked both cards and raised transaction dispute.

Call sbi and rbl say it was txn not done by me they will refund amout if inform within 24 hr

 

[Aniket]

Call sbi and rbl say it was txn not done by me they will refund amout if inform within 24 hr

Yes, required to report it as
Fraudulent/ Unauthorised txn.

But it seems it's because of customer negligence or lack of financial/ technological literacy, in that case, liability falls on Customer. Hope, it will be recovered. 🤞

 

[kuchbhikuchbhi is verified member.]

Yes, required to report it as
Fraudulent txn.

But it seems it's because of customer negligence or lack of financial/ technological literacy, in that case, liability falls on Customer. Hope, it will be recovered. 🤞

But if told only this much that it was txn not by me then they refund it mostly
I don't think there's need to tell every thing to bank!

 

[varun__goel_]

received a call claiming to be from Amex has done a fraud worth ₹1.05L from his SBI and RBL Bank credit card.

This line is confusing. How can Amex call on behalf of SBI and RBL?

Are you sure the amounts have been deducted from the respective cards?

 

[Aniket]

But if told only this much that it was txn not by me then they refund it mostly
I don't think there's need to tell every thing to bank!

Haan bhai bank bewakoof hai nahi? 🤡

Waise hi jab fault rehta hai bank ka tab gumhara kar leta hai RBI ko toh ye toh alag scene hai

 

[Deleted member 2540]

Haan bhai bank bewakoof hai nahi? 🤡

Waise hi jab fault rehta hai bank ka tab gumhara kar leta hai RBI ko toh ye toh alag scene hai

Bank ek sentence mai close kardega Case:-
Txn is Authorised by One Time Password which is only Known to Cardholder and is expected not to share it with anyone else.

Most cases mai yahi response rhta hai Bank ki Side se

 

[ArijitB]

I was thinking to open a Axis Liberty account only to get a axis credit card.
Another benefit is 750rs per quarter on spends of 60k.
Also it's zero mab if one spends 25k per month.
I need some suggestions regarding it and if someone already have this account I would like to hear out from them as well.

So does axis provide pre approved LTF offer on this account.

I recently made an Axis Priority account. And what I got to know is that the "complimentary credit card" is basically a marketing gimmick mostly.
You have to wait till the system generates Pre-approved offers for your account - which can take any amount of time (from what I read and heard - min. 6 months to max anything). And once the pre-approved offers are generated you can get the card.
While you wait for this time period, you obviously have to maintain the MAB.
The LTF cards are mostly either Neo or MyZone, but neither is really that useful.

So, if you are okay with the waiting period and maintaining MAB - then sure you can go for it. It can also help with building a relationship with the institution. Although, it's axis and their staff are... well... let's just say they are not the most well-known bank about 'service quality' and their staff is not really well known to be 'helpful' or 'caring' about their customers.
Otherwise, think again.

 

[kuchbhikuchbhi is verified member.]

Bank ek sentence mai close kardega Case:-
Txn is Authorised by One Time Password which is only Known to Cardholder and is expected not to share it with anyone else.

Most cases mai yahi response rhta hai Bank ki Side se

Haan bhai bank bewakoof hai nahi? 🤡

Waise hi jab fault rehta hai bank ka tab gumhara kar leta hai RBI ko toh ye toh alag scene hai

I have seen someone's case in which transaction mistakenly happened by the person only but he got full refund by saying this

 

[TheTrickySid]

I recently made an Axis Priority account. And what I got to know is that the "complimentary credit card" is basically a marketing gimmick mostly.
You have to wait till the system generates Pre-approved offers for your account - which can take any amount of time (from what I read and heard - min. 6 months to max anything). And once the pre-approved offers are generated you can get the card.
While you wait for this time period, you obviously have to maintain the MAB.
The LTF cards are mostly either Neo or MyZone, but neither is really that useful.

So, if you are okay with the waiting period and maintaining MAB - then sure you can go for it. It can also help with building a relationship with the institution. Although, it's axis and their staff are... well... let's just say they are not the most well-known bank about 'service quality' and their staff is not really well known to be 'helpful' or 'caring' about their customers.
Otherwise, think again.

Thanks for the reply bro.
But you replied after two and half year after the post.


For your Refrence HEHE

 

[Aniket]

I have seen someone's case in which transaction mistakenly happened by the person only but he got full refund by saying this

Saying what?
As I said earlier(

Hope, it will be recovered. 🤞

, if bank or any other concerned party is able to recover the money then well and good otherwise Cardholder has to bear the loss, banks will simply raise their hands.

 

[Deleted member 2540]

I have seen someone's case in which transaction mistakenly happened by the person only but he got full refund by saying this

Elaborate ?
How Can Card Txn Happens Mistakenly ?

I will do Txn at Amazon and then tell the Bank that this Txn Happend Mistakenly, Please Refund the Amount and Bank will Honour my Request ?

Aise toh Koi bhi Txn ka Refund maang lo, Mil Jana Chayie🤣

 

[kuchbhikuchbhi is verified member.]

Elaborate ?
How Can Card Txn Happens Mistakenly ?

I will do Txn at Amazon and then tell the Bank that this Txn Happend Mistakenly, Please Refund the Amount and Bank will Honour my Request ?

Aise toh Koi bhi Txn ka Refund maang lo, Mil Jana Chayie🤣

Like this is why didn't want to disclose yaar
Don't laugh 'twas real

 

[Sanskar]

You need to spend whole 25K

Does UPI credit card bill payment is still count?