Latest Working Methods to Pay Credit Card Bill from Debit Cards

[Fini7777]

Anyone tried axis e-DC or liberty DC for cc bill payments?
It gives 1% on all online spends upto Rs.200 per month.

 

[Akash Topder]

Is everyone shifting to Millenia HDFC Debit card?

Hesitant to change to Millennia from ESP because it takes 90 days to credit the points right? Idk if I have enough patience for 400 rupees of CB where there are other similar options. Plus ESP might come back from the dead in the future.

 

[knight]

Yes, any available points will get transferred to millennia.

 

[knight]

Hesitant to change to Millennia from ESP because it takes 90 days to credit the points right? Idk if I have enough patience for 400 rupees of CB where there are other similar options. Plus ESP might come back from the dead in the future.

We want more people like you, so Millennia also doesn't get devalued.

 

[desiviru]

Hesitant to change to Millennia from ESP because it takes 90 days to credit the points right? Idk if I have enough patience for 400 rupees of CB where there are other similar options. Plus ESP might come back from the dead in the future.

First 3 months, it will test your patience. Then you will keep getting every month so it will feel like a lesser time to wait. New card ke baad 4th month mein pts aayenge but then fir every month. 🙂 To feel better quickly get a card between 25-30th and do txn. Then it will be like 75-90 days wait inxtead of 4th month.

 

[6ix9ine]

View attachment 83922

People are really thinking credit card concepts will be applied in debit cards too xD

 

[wolf1008]

Dusre bhi option hai bhai Indus and IDFC

Using IDFC Wealth DC instead of HDFC.

Plat DC to milta he hai bad me bhi aise nahi he close karne pe naa milega

Is IDFC wealth debit card still giving points on CC bill payments? If yes, which platform to use?

 

[wolf1008]

Bro, Apply (2nd IDFC Debit Card) Add-on IDFC Firstap RuPay Platinum Debit Card is also Wealth Debit Card (for wealth account holders).

No extra charges for RuPay variant on Phonepe app.

IDFC Firstap RuPay Platinum Debit Card Reward Rate depend on your acc variant- Normal, Select, Wealth & Private Debit Card.

Higher variant acc get higher welcome reward on IDFC Firstap RuPay Platinum DC (min first trxn 1.5k)

2k welcome reward IDFC normal acc,
4k welcome reward IDFC Select,
8k welcome reward IDFC Wealth,
20k welcome reward IDFC Private

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

1. PHONEPE RECHARGE BANGALORE,
2. PHONEPE RECHARGE
3. phonepe recharge
4. WWWPHONEPECOM Gurgaon
5. phonepe banglore
6. phonepe

Here also received total 16,000 Welcome rewards (wealth account). Received additional 8000 RP for my first trxn done on IDFC Firstap RuPay Platinum DC on Canara Setu (Wealth account). This is addition to the 8000 RP already received this month for Wealth DC on Canara Setu -

View attachment 83817

You can also use this card for RuPay Friday Amazon and Swiggy offer and save Rs200 per month.

Just to reconfirm, if IDFC first wealth debit card is used to make credit card bill payment through Canara Setu, we do get the points?

 

[darkjediknight]

Just to reconfirm, if IDFC first wealth debit card is used to make credit card bill payment through Canara Setu, we do get the points?

Yes ! 💯

 

[2025]

as per this comment it is chargeable.

The comment was correct. But your interpretation of those comments is wrong.

 

[ritziveer]

Hesitant to change to Millennia from ESP because it takes 90 days to credit the points right? Idk if I have enough patience for 400 rupees of CB where there are other similar options. Plus ESP might come back from the dead in the future.

What similar options are there now. Canara Setu? with other debit cards

 

[ritziveer]

Is IDFC wealth debit card still giving points on CC bill payments? If yes, which platform to use?

Yes its still giving points. Canara Setu

 

[ritziveer]

Yes, any available points will get transferred to millennia.

Is this True? Did you try

 

[2025]

Yes, any available points will get transferred to millennia.

Comments karne mein itni jaldbazi thik nehi. Select tag khatre mein ah sakta hain.
---
Points won't transfer like that.

 

[Akash Topder]

What similar options are there now. Canara Setu? with other debit cards

Kotak 811 Super, Fi Money Prime & Infinite account

 

[jimmypappachan]

The comment was correct. But your interpretation of those comments is wrong.

What's wrong with the interpretation ?

 

[Gravitas]

Yes, any available points will get transferred to millennia.

It doesn't work like this. I had millenia before I upgraded to ESP. Got some points on millenia eventually but still Rs. 10 short of the minimum redemption value. It will end up getting wasted.

 

[La pasión]

It doesn't work like this. I had millenia before I upgraded to ESP. Got some points on millenia eventually but still Rs. 10 short of the minimum redemption value. It will end up getting wasted.View attachment 83929

Both the debit card is active? Is it joint account?

 

[2025]

What's wrong with the interpretation ?

As per the following comment that you were referring to...

A very basic question, i have 25 MAB variant of hdfc savings account and classic banking . i had plat. DC and upgraded to millenia though app.
now its showing 2 debit cards in app(not recieved the physical millenia dc and no communication from bank regarding this) . So do i need to block the plat. dc manualy??
and now i've upgraded the card will i be charged ? Plat. dc was free.

By giving reference of this...

it will charge u 500+gst as amc..but no issuance charges..
as per saving max acc..only easyshop is free..not other dc's

Over here to reach a conclusion that...

as per this comment it is chargeable.

But you ignored his other comments where @Arkapal Sen have mentioned that it's chargeable unless u are part of any classic /imperia/ preferred etc program where these charges are waived.
-----
So basically the correct answer for @napster003 (because he is part of classic banking) is he won't be charged for the upgrade from plat to millennia. (No issue fee, no annual fee)

 

[2025]

It doesn't work like this. I had millenia before I upgraded to ESP. Got some points on millenia eventually but still Rs. 10 short of the minimum redemption value. It will end up getting wasted.View attachment 83929

It will be wasted after 15 months from the month of upgrade. So if u get back to millennia in next 11 month then it will be there waiting for u.