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Hesitant to change to Millennia from ESP because it takes 90 days to credit the points right? Idk if I have enough patience for 400 rupees of CB where there are other similar options. Plus ESP might come back from the dead in the future.
What similar options are there now. Canara Setu? with other debit cards
 
What's wrong with the interpretation ?

As per the following comment that you were referring to...
A very basic question, i have 25 MAB variant of hdfc savings account and classic banking . i had plat. DC and upgraded to millenia though app.
now its showing 2 debit cards in app(not recieved the physical millenia dc and no communication from bank regarding this) . So do i need to block the plat. dc manualy??
and now i've upgraded the card will i be charged ? Plat. dc was free.
By giving reference of this...
it will charge u 500+gst as amc..but no issuance charges..
as per saving max acc..only easyshop is free..not other dc's
Over here to reach a conclusion that...
as per this comment it is chargeable.

But you ignored his other comments where @Arkapal Sen have mentioned that it's chargeable unless u are part of any classic /imperia/ preferred etc program where these charges are waived.
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So basically the correct answer for @napster003 (because he is part of classic banking) is he won't be charged for the upgrade from plat to millennia. (No issue fee, no annual fee)
 
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It doesn't work like this. I had millenia before I upgraded to ESP. Got some points on millenia eventually but still Rs. 10 short of the minimum redemption value. It will end up getting wasted.View attachment 83929
Post in thread 'Latest Working methods to pay Credit Card Bill from Debit Cards'
https://www.technofino.in/community...-card-bill-from-debit-cards.25788/post-941346
Comments karne mein itni jaldbazi thik nehi. Select tag khatre mein ah sakta hain.
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Points won't transfer like that.
Is this True? Did you try
 
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