Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[hender]

pay the fee. wait for the payment to settle in 2-3 days. After you see your CL has been restored and bill settled, go to card closure and check for annual fee waiver, it will happen instantly.

My point is - After how much time, post new card activation, this formula can work !!

 

[Sobirvs]

My point is - After how much time, post new card activation, this formula can work !!

once charged fee, after that few days it can show.

 

[SoggypastA]

Anyone with LTF IRCTC? I got charged annual fee 500 + gst, last time I checked it was 300 + gst for rupay card

 

[Abhishek012]

Anyone with LTF IRCTC? I got charged annual fee 500 + gst, last time I checked it was 300 + gst for rupay card

here -

IRCTC SBI Co-Branded Credit Cards - Latest Updates from 26th December 2024 Onwards

SBI Card has introduced some new changes to the IRCTC SBI Co-Branded Credit Cards. These shall come into effect from 26th December 2024.

cardinsider.com

 

[anonymuos]

This year I was finally able to make my SBI SimplyCLICK LTF. But it had lots of spends on it, I think only that's why they agreed almost instantly 😄

 

[hender]

This year I was finally able to make my SBI SimplyCLICK LTF. But it had lots of spends on it, I think only that's why they agreed almost instantly 😄

Spend is more than annual fee waiver ? Agreed on mail or CC call ?

 

[pradeepG]

This year I was finally able to make my SBI SimplyCLICK LTF. But it had lots of spends on it, I think only that's why they agreed almost instantly 😄

simplyclick par kya kharcha karte ho...

 

[anonymuos]

Spend is more than annual fee waiver ? Agreed on mail or CC call ?

Way more. Agreed on call. Was fairly confident due to huge spends.

simplyclick par kya kharcha karte ho...

Main nahin karta. People use it and give commission so win-win

 

[hender]

Main nahin karta. People use it and give commission so win-win

Commission thing is good 👍

 

[hender]

This year I was finally able to make my SBI SimplyCLICK LTF. But it had lots of spends on it, I think only that's why they agreed almost instantly 😄

On a side note, life of card till now?

 

[ShaktiWoman]

Main nahin karta. People use it and give commission so win-win

Ese aur kiti people hai bro aapke paas?
Agar esa hai toh phir hum toh bina commission ke hi use krne denge, just to make it ltf

 

[Sobirvs]

This year I was finally able to make my SBI SimplyCLICK LTF. But it had lots of spends on it, I think only that's why they agreed almost instantly 😄

same here. I had spend total of around 1.2L

Mailed CustHead, and they put in req, and got it LTF.

 

[Sobirvs]

After how much time, using the card ?

Her card was 6 yrs old btw.

 

[anonymuos]

On a side note, life of card till now?

3 years old

 

[Tarun239]

I have a cashback card around 1.5 yr old, total spends on this card would be around 1.5-1.6 lakh( cumulative from date of getting the card) , any chance of getting this ltf, recently tried to shift spends on this, so any chance now or will have to wait longer?

 

[RAMESH BABU N]

People who have SBI CB cards from the launch time and spending over 2 to 2.5L per year since then (and getting the annual charges waived off based on that) are likely to get their paid cards converted to LTF - if they are lucky.

Despite being staff member, and holding multiple SBI cards since 1990, including exclusive staff cards, and spending over 3L per year on SBI CB card since launch, my own request is yet to fructify. Trying every alternative month.

This will give you a good idea about how things workout for conversion of paid status to LTF status.

 

[R@J]

People who have SBI CB cards from the launch time and spending over 2 to 2.5L per year since then (and getting the annual charges waived off based on that) are likely to get their paid cards converted to LTF - if they are lucky.

Despite being staff member, and holding multiple SBI cards since 1990, including exclusive staff cards, and spending over 3L per year on SBI CB card since launch, my own request is yet to fructify. Trying every alternative month.

This will give you a good idea about how things workout for conversion of paid status to LTF status.

On a lighter note....Sir, they might be thinking that you would anyhow continue your relation with SBI and SBICard (and not threaten to close the card like other customers)......maybe that's why!! 😛

 

[Rohith-2009]

waiver only comes when you actually pay that fee.

Pay your bills, my sister in law also got waiver after she paid.

Before a few days, they charged the annual fee. I called cc and said him to connect to retention team because retention team said me to call them after they charge the annual fee and they will reverse it always. I informed him the same but he said to pay. I told him to transfer the call to retention team and he reversed the annual fee.

 

[Rohith-2009]

My point is - After how much time, post new card activation, this formula can work !!

You can even get the reversal of first year fee by threatening them to close the card. You have to demand it. They reversed my first year fee for My Simplyclick in 2022 and BPCL in 2024

 

[hender]

You can even get the reversal of first year fee by threatening them to close the card. You have to demand it. They reversed my first year fee for My Simplyclick in 2022 and BPCL in 2024

Thanks for sharing 🙏