Wallets with AMEX support

[rohitpgarg]

Looking to compile info on Wallets with AMEX load support and charges. Primarily for QR scan

1. Phonepe - 3% - only phonepe QR
2. Mobikwik - 2.95% (first 1k free, 50CB on 15k load) - all QR

No Amex Support
1. Payzapp - 1.5%+GST
2. Paytm - RIP
3. Amazon Pay Wallet - 2.36%
4. Bajaj Pay Wallet- 2.5%
5. Slice - 2.5%

Please suggest other wallets with UPI QR scan support and AMEX load support.

If you find any other wallet- update this or tag @TheGuy in comment.
(LAST UPDATE : 19 August 2024)

 

[Sriim]

btw mk does not amex cc bill payment since new rbi stuff ?

Had no problems on October 1

 

[saud968]

Looking to compile info on Wallets with AMEX load support and charges. Primarily for QR scan

1. Phonepe - 3% - only phonepe QR
2. Mobikwik - 2.95% (first 1k free, 50CB on 15k load) - all QR

No Amex Support
1. Payzapp - 1.5%+GST
2. Paytm - RIP
3. Amazon Pay Wallet - 2.36%
4. Bajaj Pay Wallet- 2.5%
5. Slice - 2.5%

Please suggest other wallets with UPI QR scan support and AMEX load support.

If you find any other wallet- update this or tag @TheGuy in comment.
(LAST UPDATE : 19 August 2024)

Phone pe also not working. No option to top up wallet with credit card

 

[ujjwal2024]

Phone pe also not working. No option to top up wallet with credit card

when it stopped working...I did loading in october

 

[GreenGrassChamp]

Now after the devaluation of max 10k load, is it worth to upgrade to elite card?

Amex is no longer supported in gosats any other app / prepaid card

 

[plastikman]

Amex is no longer supported in gosats any other app / prepaid card

Some idiot directly tagged Anchit on TG and asked him about Amex Plat load.

 

[SSV]

Some idiot directly tagged Anchit on TG and asked him about Amex Plat load.

Supreme commander of Supreme Idiots !! 😉

🤣 🤣

 

[dinesh836]

Recently I have loaded money from Amex MRCC to Freecharge wallet. (Try with Gyftr Amazon Pay voucher after the 10k limit try this)

Freecharge wallet (2.3%)
1. Minimum KYC+ Users can load up to 5000 per month
2. Only Full KYC users can withdraw to the bank account (You need Axis bank account for Full KYC)

Example: Load 1000 in wallet
Convenience fee = 2.3 % + 18% GST
1000 = 22.98 + 4.14 = 27.12

I have charged 1027.12 but received the base reward point

Base reward (1 reward per 50 spent )
1027.12 / 50 = 21 Reward points

 

[Garry]

Recently I have loaded money from Amex MRCC to Freecharge wallet. (Try with Gyftr Amazon Pay voucher after the 10k limit try this)

Freecharge wallet (2.3%)
1. Minimum KYC+ Users can load up to 5000 per month
2. Only Full KYC users can withdraw to the bank account (You need Axis bank account for Full KYC)

Example: Load 1000 in wallet
Convenience fee = 2.3 % + 18% GST
1000 = 22.98 + 4.14 = 27.12

I have charged 1027.12 but received the base reward point

Base reward (1 reward per 50 spent )
1027.12 / 50 = 21 Reward points

Can we pay CC bills with Minimum KYC Wallet?

 

[ujjwal2024]

Can we pay CC bills with Minimum KYC Wallet?

that was also my instant question after reading the previous post...
what we have become...everybody is thinking in same line...how to rotate money?

 

[Garry]

that was also my instant question after reading the previous post...
what we have become...everybody is thinking in same line...how to rotate money?

I asked because without full kyc, we can't transfer in bank so whats the other use of the wallet? 😆 Who wants to do recharges after paying 2.3% fee for adding money.

 

[BhaiyaJi]

Recently I have loaded money from Amex MRCC to Freecharge wallet. (Try with Gyftr Amazon Pay voucher after the 10k limit try this)

Freecharge wallet (2.3%)
1. Minimum KYC+ Users can load up to 5000 per month
2. Only Full KYC users can withdraw to the bank account (You need Axis bank account for Full KYC)

Example: Load 1000 in wallet
Convenience fee = 2.3 % + 18% GST
1000 = 22.98 + 4.14 = 27.12

I have charged 1027.12 but received the base reward point

Base reward (1 reward per 50 spent )
1027.12 / 50 = 21 Reward points

How to get full KYC wallet. I have Axis bank account on same email and mobile no.

 

[SonyTom]

Recently I have loaded money from Amex MRCC to Freecharge wallet. (Try with Gyftr Amazon Pay voucher after the 10k limit try this)

Freecharge wallet (2.3%)
1. Minimum KYC+ Users can load up to 5000 per month
2. Only Full KYC users can withdraw to the bank account (You need Axis bank account for Full KYC)

Example: Load 1000 in wallet
Convenience fee = 2.3 % + 18% GST
1000 = 22.98 + 4.14 = 27.12

I have charged 1027.12 but received the base reward point

Base reward (1 reward per 50 spent )
1027.12 / 50 = 21 Reward points

So its 2.7% convenience fee.
Not worth it in my opinion

 

[Akinich]

Not sure, you can ask support in chat, they reply within some time.
I directly upgraded to elite card as even if you load from cc and spend ~50k, fee should recover as you will get 1% more cb, which is 500.

Hey

It's 2025 - had a few questions

1. Are you still using the gosats card?
2. Does amex loading still work?
3. What is the monthly limit for loading with credit card without fee?
4. The 0.5 /1.5% works on everything or some categories like utility are not considered?
5. Does it make sense to apply now?

Thanks!

 

[sousnake]

Hey

It's 2025 - had a few questions

1. Are you still using the gosats card?
2. Does amex loading still work?
3. What is the monthly limit for loading with credit card without fee?
4. The 0.5 /1.5% works on everything or some categories like utility are not considered?
5. Does it make sense to apply now?

Thanks!

here you go
1. Not really, it's useless now. Not getting option to load with cc. some users say try between 10-12 in morning.
2. You can't load with Amex. for sure
3. 10k probably but I am not getting option to load cc
4. i tried offline only - it worked for 1.5%
5. NO NO NO

 

[Akinich]

here you go
1. Not really, it's useless now. Not getting option to load with cc. some users say try between 10-12 in morning.
2. You can't load with Amex. for sure
3. 10k probably but I am not getting option to load cc
4. i tried offline only - it worked for 1.5%
5. NO NO NO

Damn, okay.
Thanks for the quick response!

Any other options for loading Amex like go sats that you're aware of?

 

[sousnake]

Damn, okay.
Thanks for the quick response!

Any other options for loading Amex like go sats that you're aware of?

mobikwik only afaik.
first 1k free, then ~3%. but I don't do this too much.
only have MRCC + gold => most gyftr + small mobikwik txn.

 

[Akinich]

mobikwik only afaik.
first 1k free, then ~3%. but I don't do this too much.
only have MRCC + gold => most gyftr + small mobikwik txn.

Got it.
I got these two as well - gold + mrcc.

 

[RathoreS]

mobikwik only afaik.
first 1k free, then ~3%. but I don't do this too much.
only have MRCC + gold => most gyftr + small mobikwik txn.

Does Mobikwik has limitation for initial transfer?

 

[Akinich]

Does Mobikwik has limitation for initial transfer?

Nope.
It's just that mobikwik let's you load the first 1000 via credit card without any charges.
Better to use that option first before doing a large amount.

 

[Sriim]

Does Mobikwik has limitation for initial transfer?

10k if you're transferring to that account for the first time. After 24 hours, upto 2L allowed