H4CK_H0PP3R
TF Select
Yo, received today for 1st April deduction. This was my 1st transaction to confirm, Jaan me jaan aagayi ..Special Shoutout to @Dobbiee bhai 🤩
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1% Cashback returns on HDFC Platinum Debit Card
- Thread starter Dobbiee
- Start date
- Replies 2K
- Views 136K
b4bhar
TF Ace
Guys, did anyone make a payment of more than 1L using the smartpay? For me, i got an SMS that the payment got declined as the amount crosses the RBI set limit and it requires an approval from me. But, when i open the link and click confirm, it says internal error or bill not found.
Not sure what the problem is. I tried to delete the biller and add it again.
Not sure what the problem is. I tried to delete the biller and add it again.
Dobbiee
TF Ace
Not sure about the RBI condition.
Someone who made a payment above Rs 1 lac can confirm.
As the bill is already generated, no use to add biller again. Make payment with other methods.
For future Delete and re-add the biller 7-10 days before bill generation. Then it should become continuous.
credit_saver
TF Buzz
So I had 3 payment scheduled and I was very happy that it will go through the payment smoothly. But as a surprise 2 got failed and 1 success. I had enough balance and limit also set as maximum. Contacted customer care they had not any clue. They simply raised a ticket. Decline reason in sms and email is different. Any one have faced this issue or any idea what could be the reason?
senasenthil
TF Premier
I had scheduled 4 transactions. Two went through (<5000) and two failed (>40000)
suresh2024
TF Select
Guys, generally after the amount debits in early morning at 6AM, we get a call from transaction monitoring team for confirmation from HDFC Bank right. What happens if we do not answer that call?
Are you sure about this?
My icici cc bill is 1L+ but I have specified limit of 'Not more than 75k' in Smartpay biller instead of selecting 'Entire Bill amount'. Will the autopay happen?
no no no
Dobbiee
TF Ace
Nothing happens if we dont answer call. the payment goes through.
Kalpit15
TF Buzz
Not sure what went wrong for you, maybe check the transaction limit on the DC.
All my bills processed without an issue. I added couple of them after bill generation.
My CCs and their amounts:
Axis Airtel: 4.5K
Axis MyZone: 1.8K
Axis FK: 24K
ICICI Apay: 2K
SBI CB: 24K
Yes Klick: 13K
Only got the call for Axis FK but all of these processed without an issue.
In most cases missing that call leads to temporary block on debit card which can be lifted only by replying to the mail or call CC. I faced blockage twice last year and once this year for amt more than 50K. 🤣 After that HDFC got a threatening call from my side and now even if someone misuse my card they wont call.
H4CK_H0PP3R
TF Select
This is crazy & new. All these scheduled to debit same day? Is there any refunds or change in bill amount ? Let us know if you find reason behind this.
credit_saver
TF Buzz
Yes scheduled for same day and there were no change in bill amount or any refund.
Dobbiee
TF Ace
Change in bill amount or refunds dont stop autopay.
Its probably due to:
Entering wrong month and year of debit card, while setting biller.
Or the smartpay limit is stopping it.
Or the Billpay found something suspicious and tried to confirm the transaction, but couldn't connect.
Do figure out what has caused this issue.
Last edited:
Revolution2.0
TF Buzz
Check your HDFC DC's transaction permission. It will be found under card control settings. There are multiple selections/choices and as per category wise, transaction limit applies. For ex. Online xx amount, POS xx amount etc., Check if something like that can be causing to execute the transaction at AutoPay/SI. This point might help you! Good luck.
DarthBrooks
TF Premier
When does the standing instruction trigger, like how much prior to the due date.
Hemang
TF Legend
4 days pehle due date se, and that day should be working day otherwise next day shift ho jayega bhai
credit_saver
TF Buzz
Limit I have set max for online spent, I don't think Contactless will be considered here as it is off still one payment were successful.
May be some backend issue. I have deleted these billers for now and will add again with double check entering the card validity as this is the input required while scheduling the biller. But I'm sure last time also I entered correctly but I don't have any proof so let's see next month.
Thanks for your suggestion.
DarthBrooks
TF Premier
Thanks a lot, any specific time that it triggers or totally random ?
Shaktimaan V2.0
TF Premier
6AM usually .
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