cardio_guy

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  cardio_guy

• Apr 16, 2024

To invest in mutual funds and stocks, your KYC status must be in the Validated state. If your status is Registered or in any other state, please visit the nearest CAMS or KARVY office and provide your Aadhaar and PAN to validate it. I got mine updated. It took almost a week.

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  cardio_guy

• Mar 28, 2024

Last working day in this financial year. I hope it was profitable for everyone and that all of you have increased your net worth. 📈💰

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  cardio_guy

• Mar 22, 2024

I just closed my ICICI Coral Rupay Credit card. I wasn't using it at all, not even once after getting it. Plus, I already have Amazon Pay and Sapphiro, which cover all my needs. One less card means one more point of peace.

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  cardio_guy

• Mar 1, 2024

For those who depend on Swiggy for food delivery, dineout, genie, etc., the HDFC Swiggy Card is very useful. It also gives 5% cashback on Ola bookings.
Overall, it is a good cashback card after Amazon Pay ICICI card.

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  cardio_guy

• Feb 16, 2024

CIBIL score is 793 this month (Feb 2024). Increase of 6 points from Jan 2024.

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  cardio_guy

• Feb 7, 2024

Got PNB Rupay Select CC (5L limit)
(Rs 500 joining fees, no annual fees if minimum 1 txn done in a quarter).

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  cardio_guy

• Dec 31, 2023

Wishing everyone all the very best for a happy, successful, and positive year 2024.

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  cardio_guy

• Dec 23, 2023

Got my third credit card: ICICI Coral (Rupay variant)

List of holding cards

• Amazon Pay - 10L - LTF
• Sapphiro - 10L - LTF
• Coral - 10L (shared with Sapphiro) - LTF

Usage

• Amazon Pay - most online uses, amazon purchases, bill payments etc.
• Sapphiro - Offline purchases, petrol expenses.
• Coral - Not started yet, could be used for UPI payments.

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  cardio_guy

• Nov 18, 2023

Finally added the 2nd card to my kitty - ICICI Sapphiro - Visa Signature; LTF.
(First one: Amazon Pay - Visa; LTF)

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  cardio_guy

• Nov 2, 2023

A newbie interested in building a decent high-value credit card portfolio. Valuable members please suggest tips. I would like to improve my contributions to the community.