cardio_guy

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  cardio_guy

• Mar 28, 2024

Last working day in this financial year. I hope it was profitable for everyone and that all of you have increased your net worth. 📈💰

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  cardio_guy

• Mar 22, 2024

I just closed my ICICI Coral Rupay Credit card. I wasn't using it at all, not even once after getting it. Plus, I already have Amazon Pay and Sapphiro, which cover all my needs. One less card means one more point of peace.

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  cardio_guy

• Mar 1, 2024

For those who depend on Swiggy for food delivery, dineout, genie, etc., the HDFC Swiggy Card is very useful. It also gives 5% cashback on Ola bookings.
Overall, it is a good cashback card after Amazon Pay ICICI card.

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  cardio_guy

• Feb 16, 2024

CIBIL score is 793 this month (Feb 2024). Increase of 6 points from Jan 2024.

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  cardio_guy

• Feb 7, 2024

Got PNB Rupay Select CC (5L limit)
(Rs 500 joining fees, no annual fees if minimum 1 txn done in a quarter).

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  cardio_guy

• Dec 31, 2023

Wishing everyone all the very best for a happy, successful, and positive year 2024.

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  cardio_guy

• Dec 23, 2023

Got my third credit card: ICICI Coral (Rupay variant)

List of holding cards

• Amazon Pay - 10L - LTF
• Sapphiro - 10L - LTF
• Coral - 10L (shared with Sapphiro) - LTF

Usage

• Amazon Pay - most online uses, amazon purchases, bill payments etc.
• Sapphiro - Offline purchases, petrol expenses.
• Coral - Not started yet, could be used for UPI payments.

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  cardio_guy

• Nov 18, 2023

Finally added the 2nd card to my kitty - ICICI Sapphiro - Visa Signature; LTF.
(First one: Amazon Pay - Visa; LTF)

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  cardio_guy

• Nov 2, 2023

A newbie interested in building a decent high-value credit card portfolio. Valuable members please suggest tips. I would like to improve my contributions to the community.