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cardio_guy

cardio_guycardio_guy is verified member.

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  • cardio_guy
    Got my third credit card: ICICI Coral (Rupay variant)

    List of holding cards
    • Amazon Pay - 10L - LTF
    • Sapphiro - 10L - LTF
    • Coral - 10L (shared with Sapphiro) - LTF
    Usage
    • Amazon Pay - most online uses, amazon purchases, bill payments etc.
    • Sapphiro - Offline purchases, petrol expenses.
    • Coral - Not started yet, could be used for UPI payments.
    cardio_guy
    Finally added the 2nd card to my kitty - ICICI Sapphiro - Visa Signature; LTF.
    (First one: Amazon Pay - Visa; LTF)
    • Like
    Reactions: NShah, rams and Akashn
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    cardio_guy
    cardio_guycardio_guy is verified member.
    Yes, it is a separate courier. DF card comes 1 week after Sapphiro card is delivered.
    No, I didn't apply for it separately. I was not even aware that there was this DF card along with it. Only when I got the SMS, I came to know about it.
    NOOBY
    NOOBY
    @aayusharyan no, they send it once the card is delivered (usually within 2-3 days). The dreakfolks activation process is slightly different though. You need to call CC and ask activation from them (read this on TF itself). If you find that thread, please do share here as well.

    I didn't care to activate it (lying somewhere)
    aayusharyan
    aayusharyan
    @cardio_guy @NOOBY Thank you. I got my Sapphiro (MC + Amex) today which did not had the DF Card, so, I was concerned about the same.
    cardio_guy
    A newbie interested in building a decent high-value credit card portfolio. Valuable members please suggest tips. I would like to improve my contributions to the community.
    akshayhs
    akshayhs
    Mention your annual income so people can suggest cards accordingly. High value credit card portfolio is a very generic term.
    cardio_guy
    cardio_guycardio_guy is verified member.
    Currently holding only 1 card - Amazon ICICI with 10L limit.

    Income 1.7L per month.
    S
    sousnake
    At 1.5L income pm you can get Axis Magnus. If ITR is more than 36L contact your ICICI RM for emerald metal. AMEX platinum travel you can get.
    With AU swipe up program you can get Xcite Ultra & maybe Zenith+ (not sure) - but try AU Swipe program.
    Try HDFC Diners Club Metal as well but not sure of criteria.
    Another would be to get IDFC wealth via C2C as you have good limit.
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