cardio_guy

• 

  cardio_guy

• Jul 29, 2024

Nifty touched 24999.75 and came back. Missed the kiss by a small gap.

• 

  cardio_guy

• Jul 18, 2024

CIBIL score increased to 789 this time! For last 10 months it was 785. Don't know what happened. No new cards, no new loans, no new enquiries.

• 

  cardio_guy

• Jul 18, 2024

I lost my SBI debit card somehwere. Unable to track it. Just to understand - will they give the same card variant as replacement or will they give some other variant? (I had visa platinum debit card, not sure if these idiots will lower the variant when they replace it). How can I ensure I get the higher variant itself?

• 

  cardio_guy

• Jul 12, 2024

Wish you a happy married life Anant and Radhika. Today is a happy day. Beautiful couple and Mukesh Ambani has shown that India can host big beautiful functions. Inspiring people to grow up the wealth ladder.

• 

  cardio_guy

• Jun 14, 2024

Did Anyone get your ICICI credit card statement for the bill generated on the 12th of this month? Usually, I get the email by the 12th evening, but now it is the 14th and I still haven't received this month's bill by email. Anyway, the cashback has been credited to my Amazon Pay balance. But for Sapphiro and Apay, the bills are not in the email yet.

• 

  cardio_guy

• Apr 28, 2024

I'm looking to book 2 flight tickets from Cochin to Chennai (and return) for the first week of June. Usually, I book on Amazon because their rates are lower and they offer cashback on Amazon Pay ICICI card. But I'm open to other alternatives. Also, I need to book a hotel room and I usually use makemytrip for that. Any tips on getting discounts or reduced rates would be greatly appreciated.

• 

  cardio_guy

• Apr 16, 2024

To invest in mutual funds and stocks, your KYC status must be in the Validated state. If your status is Registered or in any other state, please visit the nearest CAMS or KARVY office and provide your Aadhaar and PAN to validate it. I got mine updated. It took almost a week.

• 

  cardio_guy

• Mar 28, 2024

Last working day in this financial year. I hope it was profitable for everyone and that all of you have increased your net worth. 📈💰

• 

  cardio_guy

• Mar 22, 2024

I just closed my ICICI Coral Rupay Credit card. I wasn't using it at all, not even once after getting it. Plus, I already have Amazon Pay and Sapphiro, which cover all my needs. One less card means one more point of peace.

• 

  cardio_guy

• Mar 1, 2024

For those who depend on Swiggy for food delivery, dineout, genie, etc., the HDFC Swiggy Card is very useful. It also gives 5% cashback on Ola bookings.
Overall, it is a good cashback card after Amazon Pay ICICI card.

• 

  cardio_guy

• Feb 16, 2024

CIBIL score is 793 this month (Feb 2024). Increase of 6 points from Jan 2024.

• 

  cardio_guy

• Feb 7, 2024

Got PNB Rupay Select CC (5L limit)
(Rs 500 joining fees, no annual fees if minimum 1 txn done in a quarter).

• 

  cardio_guy

• Dec 31, 2023

Wishing everyone all the very best for a happy, successful, and positive year 2024.

• 

  cardio_guy

• Dec 23, 2023

Got my third credit card: ICICI Coral (Rupay variant)

List of holding cards

• Amazon Pay - 10L - LTF
• Sapphiro - 10L - LTF
• Coral - 10L (shared with Sapphiro) - LTF

Usage

• Amazon Pay - most online uses, amazon purchases, bill payments etc.
• Sapphiro - Offline purchases, petrol expenses.
• Coral - Not started yet, could be used for UPI payments.

• 

  cardio_guy

• Nov 18, 2023

Finally added the 2nd card to my kitty - ICICI Sapphiro - Visa Signature; LTF.
(First one: Amazon Pay - Visa; LTF)

• 

  cardio_guy

• Nov 2, 2023

A newbie interested in building a decent high-value credit card portfolio. Valuable members please suggest tips. I would like to improve my contributions to the community.