Regarding BoB radiance requirement

[vijay.vj]

Can someone help me with BoB Radiance banking requirements/eligibility.

Like how much IP/MAB required to open BoB Radiance account...
If salary account, how much per month salary needed.

Asking here in few thread because I couldn't find this info in their website or in our forum.

I'm mostly looking for eterna LTF.

 

[phoenix1386]

It does automatic sweep for 181days which has pathetic rates.. so I did manual FD for 45 days ..
I will keep 10L FD for long term and take out the 20L after 45 days

Okay, so it DID auto sweep. I suppose there is no way to stop that auto sweep in this account variant?

 

[SSV]

Okay, so it DID auto sweep. I suppose there is no way to stop that auto sweep in this account variant?

I did not give that opportunity to it.
However it does that on every Monday night.
Not sure about disabling it..
I upgraded my account to SS a few days ago only

 

[phoenix1386]

I did not give that opportunity to it.
However it does that on every Monday night.
Not sure about disabling it..
I upgraded my account to SS a few days ago only

I understand. It’s why I said let me know when it auto-sweeps, if it auto-sweeps.

I’m not sure, but it seems like this variant will sweep out anything above 50k the moment balance reaches 60k.

 

[SSV]

I understand. It’s why I said let me know when it auto-sweeps, if it auto-sweeps.

I’m not sure, but it seems like this variant will sweep out anything above 50k the moment balance reaches 60k.

OK if that happens I will let you know
Warning: you will be waiting for a very long time..
As I am not planning to use this account much as I got my radiance already

 

[phoenix1386]

OK if that happens I will let you know
Warning: you will be waiting for a very long time..
As I am not planning to use this account much as I got my radiance already

Same. I got this account just for getting Sapphire debit card FYF to avail airport drop services. Great bang for the buck.

 

[MS R]

following . .

 

[Tarun239]

@SSV did u apply for eterna? If person directly gives a cheque of 30 lakh, so are they not opening radiance directly??

 

[SSV]

@SSV did u apply for eterna?

Not yet.. waiting for the CC person to visit my home

If person directly gives a cheque of 30 lakh, so are they not opening radiance directly??

NO DIrect Radiance.. this is a pure Sarkari Bank..
They will release Radiance in batches every month I suppose ( if not monthly, every quarter)

 

[Tarun239]

Not yet.. waiting for the CC person to visit my home

NO DIrect Radaince.. this is a pure Sarkari Bank..
They will release Radiance in batches every month I suppose ( if not every quarter)

Congratulations on getting radiance account, do share ur journey of getting eterna

 

[SSV]

Congratulations on getting radiance account, do share ur journey of getting eterna

Thank you..
Yes it took 26 days for me to get my Radiance after account opening..

Need to see how long Eterna takes.. it seems for Radiance customers also they do send home/ office verification guys who are third party sh*t guys.
Lets see what happens

 

[SSV]

Congratulations on getting radiance account, do share ur journey of getting eterna

Just now, CC guy from the Bank came to my home to collect my Eterna physical application.
Took my aadhar, PAN copies along with a passpost photo and a few signatures on the application form.

Thats it..

He says generally it take about 10 working days.. for Radiance customers, it may be a tad quicker ..
Lets see what happens

 

[Tarun239]

Just now, CC guy from the Bank came to collect my Eterna physical application.
Took my aadhar, PAN copies along with a passpost photo and a few signatures on the application form.

Thats it..

He says generally it take about 10 working days.. for Radiance customers, it may be a tad quicker ..
Lets see what happens

All the best, is eterna being offered ltf?

 

[SSV]

All the best, is eterna being offered ltf?

Yes .. it is LTF for Radiance...
Some said it is a complimentory / some said not.. some say FYF etc .etc...

It is LTF when Applied as a Radiance customer.. Full stop.. you can name this anything...

Later if Radiance drops also, it will be LTF forever... as per the rules as of now..

 

[imdjay]

Yes .. it is LTF for Radiance...
Some said it is a complimentory / some said not.. some say FYF etc .etc...

It is LTF when Applied as a Radiance customer.. Full stop.. you can name this anything...

Later if Radiance drops also, it will be LTF forever... as per the rules as of now..

was already having Eterna. Emailed them the day the account was upgraded. Now they confirmed saying- the card is converted to LTF.

 

[quino]

Later if Radiance drops also, it will be LTF forever... as per the rules as of now..

i just want to confirm if this is documented somewhere?

 

[quino]

was already having Eterna. Emailed them the day the account was upgraded. Now they confirmed saying- the card is converted to LTF.


View attachment 61570

was it not ltf previously?

 

[SSV]

i just want to confirm if this is documented somewhere?

No .. it was not documented somewhere tht is visible to the customers

 

[imdjay]

No .. it was not documented somewhere tht is visible to the customers

Btw. how did you apply for Sapphire card? BOB world app or from the branch?

It should be free for Radiance customers but while applying from the app, it is showing charges.

 

[SSV]

Btw. how did you apply for Sapphire card? BOB world app or from the branch?

It should be free for Radiance customers but while applying from the app, it is showing charges.

Applied via app, yes it showing charges..
If charges are levied we can reverse them anyway

 

[SSV]

Received both Select and Sapphire cards just now, together.. for my Radiance account..