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@technofino dada has got it LTF. You can ask him.

Comes in activated state. Just present it at international lounge reception. They will swipe it & you are good to go 🙂

NRV in Crores with Axis for Reserve LTF 😁

Are they still issuing Eterna as LTF basis 30L ITR/ 2.5L pm Salary. Heard, they stopped it since 1-2 months. Yours was New application or upgrade over existing BOB card ?

Magnus till 1L pm and 15L per year for renewal fee waiver. Then Reserve for rest 25L+ for renewal fee waiver. Perfect cards for those kinda spends 🙂

1X RPs likely to be credited. If more, they may take it back anytime. Chindi chors

Magnus/ SC Ultimate 😍

Card To Card. Use other bank credit cards to get card of different banks. Mostly works with all banks except few

Correct, but as anyway Axis is always rejecting his applications, no harm in trying Citicard. They are approving rather easily now a days

Just call BOB helpline and ask. Over call they will tell whether your ETERNA is LTF or not

If you can, get a Citibank credit card. Upon migration your card will be converted to an Axis card as per rules. Migration is hardly 4-6 months away.

Pinnacle Reward rate is better compared to Eazydiner. Still I would rate Eazydiner better as you get 2 movie tickets free every month and use for dining wherever required. Pinnacle is better for high online spends. But then why not SBI Cashback which is far better than Pinnacle.

Redemption is charged almost by all banks. Redeem post accumulating sizeable RPs 🙂

If you dine frequently on restaurants which have tieup with Eazydiner, nothing beats it. You also get 2X200 movie tickets at Bookmyshow without any BOGO or spends requirements Otherwise Pinnacle 🙂

If FYF, may be taken for 1st year, otherwise strictly No.

Congratulations 🎉

Upgrade over any BOB card or fresh issue

This year BBD it was 8% instant+ 5% cashback

When you want 4th one, you can always call Axis CS and request closure of one of your cards and issuance of a fresh one 🙂

Not necessarily. Have seen 5+5 only on Axis Flipkart 1-2 time in Grocery section in last 2 months or so. If you don't require HNI cards like Magnus, Reserve etc and get this LTF, take it. If HNI cards are targeted by you for high spends n reward rate, it's a pass.