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  1. S

    Devaluation Axis Magnus & Magnus Burgundy Credit Card Huge Devaluation Effective From 20th April 2024

    It is not really a big change. In fact a small change. 30L FD folks are not affected as well
  2. S

    HP Pay on TataNeu

    I wish they give BPCL vouchers also
  3. S

    Axis Magnus Burgundy vs INFINIA METAL

    Yes it qualifies for true burgundy
  4. S

    Anyone here with a new add on Infinia which has a different card number?

    Will this method work if add on card member does not have HDFC customer ID?
  5. S

    UPI Scan & Pay Surcharges on Fuel transactions: Experiences with Different RuPay Cards

    Are you talking about card swipe or UPI scan via rupay cc?? Card swipe attracts surcharge. However UPI scan via Rupay cc may or may not I have used Tata Neu infinity via rupay scan multiple times without any surcharge. And yes MCC is correct of fuel
  6. S

    Travel Edge Premium or Discrepancy

    Yes even I have stopped using travel edge long time back due to inflated prices. Inflation is even higher when you book tickets for 3-4 people together
  7. S

    School fees with amazon gift voucher

    Try to get Axis Atlas instead. You will get 4% miles on entire 1.38L Don't think getting Apay vouchers worth 1.38L is feasible by next month
  8. S

    Credit card for School education spends

    Nopes. SBI cashback does not give reward points for education fees payment even though it is online I think Kiwi rupay also does not give reward points for Education
  9. S

    Credit card suggestion for 18L annual Online usage

    I think Scapia is not issuing cards right now. You can consider other zero forex cards such as - IDFC wow (FD backed), RBL World Safari or Au Ixigo
  10. S

    Extortion by Hotel/Makemytrip

    Sure... just giving you an example of one random property I checked on Smartbuy for Coorg for 25th to 26th dec booking... Pls check special instructions While I am trying to tell you T&Cs, please fight it out if you feel so with restaurant. I do not agree to this policy as well
  11. S

    Extortion by Hotel/Makemytrip

    I have booked many properties and it is usually always mentioned when doing Dec month bookings. Don't think it has been introduced now as you mentioned. It must have been there. Best thing you can do now is negotiate on pricing and get it down as much as possible
  12. S

    Extortion by Hotel/Makemytrip

    It is usually mentioned at the time of booking also. You can try booking same property again via smartbuy and check T&Cs, or cancellation policy and you will find it.
  13. S

    Amex bill payment options now that HDFC billpay not working

    "not currently available as moving to BBPS" screen has been there for StanC cards since last 2-3 months, and still there is no progress on StanC. This message for Amex does not indicate that they are moving to BBPS. It only indicates that Cred is trying to be compliant. This is what I have said...
  14. S

    Amex bill payment options now that HDFC billpay not working

    Same screen is there for Standard Chartered CC since last two months on Cred for me and nothing yet has happened … Not sure if it indicates anything
  15. S

    Europe Trip Planning ( first Time here)

    It is all over twitter!!
  16. S

    HOW TO GET IPHONE 16 PRO IN BEST PRICE

    Find a company! How? Currently international version of 16 Pro Max in Dubai is getting sold at ~1L INR or 4300 AED. It is almost 40-45K cheaper than India. Don't think even with GST credit it is going to be this cheaper
  17. S

    Best way to purchase Samsung S24 ultra using credit & debit card reward points?

    On your corporate program website, pay using IDFC credit card and on OTP page click in box that says redeem reward points. You can do this for only CC and use 32k points. Combining points for both cards in one purchase is not possible
  18. S

    HOW TO GET IPHONE 16 PRO IN BEST PRICE

    International version with one physical sim and one esim will be cheapest. Cheaper than Dubai version … US version with 2 esims will be even cheaper I will suggest to go with international version with one physical sim and one eSIM… It will work in India and has international warranty
  19. S

    BOB Eterna is now becoming a most un-popular choice credit card

    First 50K spend practically gives 11% return (~15% if used on accelerated categories), which is why even I am planning to use it and continue for one year. I too received it just couple of weeks back in Rupay variant
  20. S

    BOB Eterna is now becoming a most un-popular choice credit card

    Whats the way to identify between normal restaurant and fast food restaurant? Normal restaurant swipe gives 15 RP per 100 right as it comes under dining? Banks are creating complicated maze of exclusions these days. Very difficult to understand and remember
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