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  1. wiizzard

    Credit Cards without DCC

    What are the credit cards that don't have DCC charges now ? Context: I have to make a payment on Agoda and it seems I cannot get Agoda to charge in the hotel currency as Agoda will only allow me to pay in INR Hence looking for options where I can avoid DCC charges. I have cards from almost all...
  2. S

    Is it good time to apply Vistara Co-branded Cards now - Sep 2024?

    Just want to understand what benefits we will get if we apply for Club Vistara Co-branded cards now??🤔🤔 As the merger date is 12-Nov so I think till this month we might get chance to apply. But I need clarity on benefits like Tier Status etc. Also in document it is mentioned that CC benefits '...
  3. B

    What all AMEX cards are available as LTF ?

    I have one Amex MRCC card as LTF, wanted to understand what all other upgraded amex cards can I get as LTF (only interested in LTF) on the basis of other card spends and sound ITR/salary/credit profile? I have minimal to no spends at MRCC as of now, but just love the AMEX ecosystem and customer...
  4. damn

    Possible payment method via Debit Card using Slice for Indusind Select/Exclusive A/C Debit Cards

    In Slice, you can pay your credit card bills via Slice wallet. And, you can load money in the said wallet via any debit card. As per my information, no surcharge will be charged for adding money if limited to Rs 9999; if you cross this limit, a surcharge of 1.5% is triggered. So, a potential...
  5. K

    Credit Cards Pre-Approved

    I am getting the mentioned Credit Cards pre-approved. ICICI giving me a merged limit of 1.2 Lakh with my current card - Amazon Pay. Axis giving me a merged limit of 58K with my current card - Axis Airtel. I already have SBI Cashback, HDFC Swiggy and IndusInd Legend. Etc. I don't need a fuel...
  6. nishant.jvk

    LTF premium cards

    I have a cibil score of 790 and have an income of 52LPA. I don't have any loans except four credit cards. I want to understand how to get any premium cards like regalia gold, marquee, burgundy, infinia cards as LTF? I am being offered FYF for regalia gold but nothing else.
  7. Abhi8

    Credit cards info

    Hi Everyone, I want to understand if there are any websites or solutions where we can get details on various credit cards- their fees and charges and the rewards and offers. Was just wondering if there is an aggregated library for this or do we just research various cards individually?
  8. V

    ICICI Credit Cards

    Hello Friends I have ICICI APay Credit card with 1 lakh limit since 3 years. Other Credit Cards are SBI Simply Click and Axis Neo. Should I apply for ICICI Platinum Card or any other card from ICICI, is getting a core card of ICICI is beneficial. There is no offer showing for this card in my...
  9. R

    Need help in Cancelling some Debit Cards

    I have 4 ACTIVE Savings bank accounts SBI BANK OF BARODA CANARA KOTAK I don't use(past couple of year) CANARA & KOTAK DC Can i cancel these 2 DEBIT cards to save ANNUAL FEES? Is Virtual Card sufficient? Will UPI work seamlessly without these Debit Cards?
  10. Adith

    No more First Year Free cards from Amex referrals and Changes to Annual Fee pricing for Amex Mrcc

    Bonus points are back but FYF offer is gone . 3rd Sep to 22nd Oct.
  11. S

    Having cibil score of 731 but still rejected for credit cards in axis,icici

    I am having cibil score of 731 and two ongoing loans which have zero late repayment but get rejected nearly all banks, icici, axis, sbi, Please anyone say the reason, and all this credit card application I have applied online
  12. S

    Estwhile Citi credit cards usable on Axis Gyftr?

    I have a Citi Rewards Credit Card, and since the migration to Axis has been completed since July, I was wondering if I can use it on Axis Gyftr. Gyftr isn't accepting my Citi Card. Enquired with Gyftr, they said I cannot use any other card apart from those sourced directly from Axis.
  13. aakashgupta

    HDFC Imperia Upgrade Credit Cards

    Hi, I recently opened an Imperia account with HDFC and am curious about the benefits it offers. I'm 19 years old and have two credit cards: an AMEX Platinum Travel (add-on) and a Kotak White credit card. What should I discuss with my relationship manager to make the most of this account? What...
  14. jatinbhatia2055

    Must have credit cards [ 2024]

    Any list of must have Credit cards, Category wise or Non Category wise?
  15. Qqqqqqw111112

    HDFC bank Asking for UAN details

    Applied for Infinia card and only salary slips were asked but the application went on hold status, team informed and asking for ICICI statement as my salary is getting credited in ICICI. During the conversation the agent mentioned they will check the UAN and verify with that? Is that true, banks...
  16. adityad

    3 cards ending with same ladst 4 digits

    Hello, I have 3 Amex cards, all ending with same last 4 digit numbers. This causes issue while entering the cvv, as only last 3-4 digits of card is shown. Can I ask for card replacement with reason of lost/stolen card? Thanks and regards
  17. AshCCtech

    SBI Card Which site to use to buy Amazon Pay Gift cards using SBI credit card?

    Hi TFs, I recently got the SBI Cashback CC. I wanted to make some purchases using AmazonPay Gift card so that I can get 5% CB using SBI CC. I've seen lot of people mentioning about buying Amazon GCs to fulfill CC milestone limit. However, Iam unable to find any site/app to purchase the GCs...
  18. PreciousTincture

    what other cards should i get?

    2023: Infinia , Atlas, Magnus after axis butchering both mangus and atlas . I got ride of Magnus. and will remove atlas too ( since no rewards on govt. points ). I got HDFC bizblack 3-4 months ago . hence 2024: Infinia, HDFC Biz Black. Infinia for smartbuy, travel, shopping. BizBlack for...
  19. PaneerButterMasala

    Sep 2024 - Best Cards and Apps for EDU Payments

    Hi TF Community, Many Banks have levied additional fees on cards for Education and Rent payments. Hence, Starting this Wiki thread so that we can compile the apps and card which can be used for Educational or Rent in Sep 2024. PlatformFeesBest Card Housing1.69%IDFC Vistara, Axis Atlas...
  20. B

    SBI cards Worth it ?

    I was exploring Cashkaro and they are rewarding for signing up for SBI cards , simplyclick is giving Amazon voucher of 500 on joining and then as I see from next year onwards we can get few waived off , similar they have bpcl and cashback card But is this worth it ? Are the cards good and worth...
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