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credit card

  1. bloodcurdle

    HDFC Credit Card Upgrade Route

    I currently hold an Imperia Salary Account, and recently noticed that the Pre-Approved Biz Credit (Biz Grow, First, and Giga) Cards were available under my offers section. Since my previous HDFC card applications had been rejected, I opted for the Biz Grow Card, which has now been approved. My...
  2. komal

    Credit card opened and closed @2025

    So , 2025 is going to end next month . How many credit card you opened and closed this year 👇
  3. Paras Jain

    How is UNITY BANK BHARATPE CREDIT CARD?

    Has anyone used UNITY BANK BHARATPE CREDIT CARD? It says it is an EMI card which splits spends above 1K in 3 or more EMIs. I was thinking of applying for it because of free lounge access and zero surcharge on rent payments. If anyone has used it then please share the experience.
  4. S

    Slice credit card bill payment vai debit card

    Trying to pay slice bank CC bill using my sbi debit card. Slice app has only upi and inb options. Other apps having debit card option are NOT showing option for Slice/NorthEast Bank CC ! Checked CRED Paytm MobiKwik amazonpay hdfc payzapp & SBI Unipay ! If anyone know, plz tell
  5. A

    AXIS FD Backed Credit Card

    I have been using my axis fd backed cred card from February onwards but I am not receiving any OTP for my online transactions. I went to the bank asked them to check my number and all even they updated it but still I am not receiving any OTP for the transaction. Is there any one facing the same...
  6. hani777

    Mid range to Premium Credit card suggestion

    Actually I am here for a mid range to any premium card approval Mainly for cashback and travel, better if it is a life time free one. My cards holding details Hdfc millenia LTF, Hdfc tata neu Infinity LTF, Hdfc Rupay card LTF Closing this rupay card Shared Hdfc limit 1.72L Icici Amazon pay...
  7. Abhi1990

    Axis Credit Card Airtel Axis Bank credit card upgrade from master card to rupay varient - Missed Amazon voucher - Hopeless Bank

    Hi.. Recently I have upgraded from Airtel Axis credit card from master card to rupay varient. Here my story falls. Axis Bank Mis-sold Amazon Voucher – My Story Timeline: 19 Apr 2025 – Received welcome benefits on Axis Airtel Mastercard. 2 Aug 2025 – Upgraded my card to RuPay variant. Phone...
  8. N

    Anyone using Kast card

    Anyone have tried below card? Please share your experience with crypto card BANKING WITHOUT THE BANK Global USD accounts Cards accepted at 150M+ merchants and ATMs Deposit cash, USDC/T & crypto Available in 160+ countries https://www.kast.xyz/
  9. yashlaharia

    separate premier credit card for my wife based on my trv and under family banking

    Can I have separate premier credit card for my wife based on my trv under family banking ? My RM and customer care says no, family member will get premier status under family banking but for their separate premier credit card, they will have to individually maintain TRB or they will be charged...
  10. D

    Credit card payment using another person UPI Id

    A friend owes me around 40k. I considered having them pay my credit card bill directly instead of transferring the money to my account. One option is to share my credit card number with them to make the payment, which I prefer not to do. I thought about providing my friend's UPI ID during the...
  11. ashwinikumar900

    YES Bank Savings Account programme - Credit Card variant & limit-wise eligibility.

    I was already aware of the savings account criteria (ZERO BALANCE) according to credit card limits at ICICI Bank, but it turns out YES Bank has a similar programme too. I recently stumbled upon some details about the YES Bank savings account’s too, which are dependent on credit card limit and...
  12. O

    Best Credit Card for 13 lakh payment of home interiors?

    Hello Folks, I am looking to maximise the payment benefits while I pay for home interiors. I will be spending around 15 lakhs offline through a pos machine or via a payment link for Credit Card. I currently have very basic cards which are : 1. ICICI Amazon Pay CC - LTF ( I can get 1%...
  13. drsony1988

    Axis credit card

    Hey everyone, I applied for a Flipkart Axis Bank Credit Card on 22nd October 2025. Here’s my full timeline so far: 📅 22nd Oct: Application submitted online 🧾 24th Oct: Offline KYC completed (agent visited home) 🔐 29th Oct: Received CKYC update message from Axis Bank 📞 29th Oct (evening)...
  14. E

    PNB Credit Card VKYC - Are you facing issues too?

    PNB's VKYC service has been broken for over 6 weeks - unclear error messages, poor communication, and no proper resolution despite RBI/CPGRAMS escalation. I personally went through this since mid-September and even raised formal complaints, but hit a wall. In comments across the forum, I...
  15. hbsidjixixnixid

    Your first unsecured credit card journey 💳

    Hey everyone! 👋 I’m curious to know about your first unsecured credit card — Which was your first unsecured card? How did you get approved for it (salary, pre-approved offer, upgrade, etc.)? At what age did you get it? Did you have any FD-backed (secured) card before that?
  16. nirjharr

    ICICI Limit Enhancement Journey - October 2025

    Wanted to share my latest credit limit upgrade journey with ICICI – it’s been quite the process. I’ve got two ICICI cards: • Amazon Pay ICICI LTF (Holding since 2022) • Sapphiro Visa LTF (Issued under corporate scheme 2 months back) Been using them since 2022, maintained solid...
  17. J

    ICICI Mine Credit Card is being discontinued w.e.f 30th November 2025

    ICICI Bank Mine Credit Card is being discontinued as a part of our ongoing efforts to streamline product offerings. Hence, your ICICI Bank Mine Credit Card will be discontinued with effect from 30 Nov 2025. The card cannot be used for any transactions after this date. We would be happy to...
  18. S

    HDFC & ICICI Credit Card Upgrade

    I received upgrade offers for my HDFC MoneyBack Plus (LTF) to the Millennia (FYF) and my ICICI Coral (LTF) to the Sapphiro (FYF). I contacted customer care for both banks to ask if the upgraded cards could be made lifetime free, but my requests were denied. What should I do to get them LTF?
  19. R

    Need kotak credit card email

    I have Kotak Super Account and applied Zen through a link showing 0 fees, which is approved. How do I confirm from customer care that no fees are applicable? When I call, it gets connected to the Super Savings Account team. For email, I am not getting any emails from the website, and when I...
  20. varungarg101

    Want to buy commercial land (₹30 lakh) – need advice on best financing option

    Hi all, I’m planning to buy a commercial plot in Punjab for around ₹30 lakh. My current plan: Take a personal loan of ₹30 lakh at ~10% interest. Use the funds (or part via credit cards) to pay the seller. I was thinking of using a high-limit credit card (e.g., Axis Atlas, American Express...
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