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credit card

  1. mdhamza

    Which credit card should I keep for low spends ? MRCC or Apay ?

    So recently I got a call from paisabazaar and they said I have a pre approved LTF offer for Amex Travel Platinum and MRCC. So I choose Travel Platinum. However the representative processed MRCC card that to it's chargeble and I have already received the card. My spends are very low. Usually I...
  2. ImKushal

    Kiwi Yes Bank Credit Card Devolution 2024

    Hello Guys Wanted to share Something important about Kiwi Yes Bank Credit card Silent Devolution. I received the card at the end of September and used it extensively because it offered generous Kiwi rewards. For example, if I paid ₹10 for parking, I earned ₹12 worth of Kiwi points. For...
  3. E

    HDFC PIXEL CREDIT CARD

    I have physical pixel visa card and virtual pixel rupay card, the rewards points of these cards shared or seperate? Anyone know
  4. Nick mama

    ICICI Credit card chargeback blunder Help!!

    I had falsely marked dispute for a transaction on ICICI pay app I thought I can cancel the request in app itself but received a mail immediately blocking my card and refunding the amount temporarily I have 3 questions: 1. Am i an idiot to think it was easy to cancel the issue in the first day...
  5. I

    Error Occurred During IndusInd Bank credit card application

    Hello TF Community, I try to apply indusind Bank credit card but when I enter my details and click next. This error is being shown. Does anyone faced this issue here. Please help Thanks
  6. wiizzard

    Best UPI Credit Card for Maintenance Payment

    Folks, What's the best credit card to pay maintenance bills? My society used NoBrokerhood app for maintenance payment, so I am assuming the MCC will be rent ? I am looking to use UPI Rupay Card since direct credit card attracts a 2% fee but UPI is free . I have a pretty decent collection of...
  7. SMS91

    Has anyone with a secured credit card from HDFC received another credit card from HDFC?

    I have an HDFC secured credit card (Moneyback), and due to that, I haven't received any credit card upgrade in the last three years. Now, the PayZapp app shows an LTF Pixel credit card offer with an 'Apply Now' option. Will it get approved? Can anyone with an HDFC secured credit card get another...
  8. aceventura

    Unused credit card - should I proactively close it or let it get suspended due to non usage

    I earlier had Edition Card with RBL which was later converted to Shoprite. This card is pretty much useless and I have not been using it for long. It is LTF though. Couple of months back, RBL reduced my credit limit from more than 2 Lakhs to about Rs 28K. Now I am getting the above email. It...
  9. D

    Need Help with HDFC Credit Card

    Hi TechnoFino members, I am an HDFC Bank savings account holder. Recently, I applied for the LTF Pixel Play credit card, and it got approved. Since I didn’t have any other HDFC credit card, it was approved with a ₹50k limit after one day in offer pending status. However, I haven’t activated the...
  10. S

    New Super Premium/Premium Credit Card recommendation

    Hi Guys, I would appreciate some help regarding the following. I currently have the below-listed credit cards, and I am looking at getting a super premium credit in the next 2-3 months. - I have a pre-approved offer for Axis Magnus. - I am interested in getting HDFC Infinia or DCB, but I do not...
  11. S

    Wrong Credit Card Type Reporting by SBM Bank (OneCard Lite)

    So, I have a FD Backed OneCard Lite Credit Card (Account Created On July 2021) from OneCard-SBM Bank. Just in this month of december I noticed on GPay App that SBM Bank has been reporting OneCard Lite as an Unsecured Credit Card (I check my CIBIL Score and overview every month in the...
  12. devanshdalmia1

    Urgent: HSBC Issued Me Live+ Credit Card Then Closed It Abruptly! What should be my further steps?

    I’ve been an HSBC customer for over a year with a Platinum LTF credit card (₹2 lakh limit). Recently, I applied for the HSBC Live+ card due to its cashback and lounge benefits. The card was issued with a ₹1.47 lakh limit. After receiving the card, an address verification call was conducted...
  13. Manishg

    Is any trick working for transferring money from swiggy credit card to bank account free?

    Can anyone able to help me I have to transfer some 20000 to my bank account for free using my swiggy credit card? All tricks are for SBI cash back credit card only. No trick I am not able to find for Swiggy credit card.
  14. R

    Have you ever seen a calculation mistake in your credit card statement?

    same as title from my experience we should only be worried about refunds,duplicate payments and international transactions
  15. Avin

    10 rs fuel surcharge charged for 98 rs fuel payment for indian oil axis bank credit card at bharat petroleum for upi payment.

    10 rs fuel surcharge charged for 98 rs fuel payment for indian oil axis bank credit card at bharat petroleum for upi payment.
  16. parthpandey

    10x Rewards points on your IndusInd Bank Credit Card on Gyftr

    So, IndusInd is back with it's 10x reward on Gyftr 1. The offer is valid from 1st of December 2024 till the 31st 2. you can get 2x more value by using indusind card that give 2x bonus on weekends (like IndusInd Legend CC)
  17. harsha1

    Hdfc rupay credit card email

    Hi Team, received below email regarding getting 2nd CC from hdfc bank attached screenshot. I have DCP CC from hdfc as my first card from them. Will this rupay cc have any fees or LTF, any idea? Will it hit cibil query if I apply it via email link? Thanks
  18. marvel

    HDFC Millennia Credit Card- International transaction rewards

    I used my HDFC Millennia credit card for my friend's overseas medical insurance. The amount debited was Rs 79,000. Will I get reward points for this transaction? Also, can someone tell me what the approximate markup charged is? Thank you.
  19. A

    Flat 2% cashback on IDFC first bank RuPay Credit card UPI spend (User Specific)

    Flat 2% cashback on IDFC first bank RuPay Credit card UPI spend (User Specific): Offer valid till 31th Dec, 2024. Earn Flat Rs1000 on total spend Rs50,000 or above. Check your email, sms or notification history.
  20. A

    ICICI Credit Card Credit Card Getting Charged A Few Hours After Transaction Declining

    In the morning around 10:43 AM, when I attempted to make a purchase, my transaction was declined after entering transaction OTP and the order was not placed. Then I cancelled the pending order. I contacted ICICI Bank customer care at that time and they informed me that the transaction was...
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