Information on Utility payments and Wallet loading
1% Fee on Utility payments and wallet loading above Rs. 25,000
W.e.f statements generated in November 2024 cumulative “Utility payment” transactions up to Rs. 25,000 in a statement cycle will not attract any fee. However, if a customer spends...
I am currently using axis bank flipkart credit card and my credit limit is 4.45L. I don't want to close this since it has good credit limit.
I usually am not buying much from flipkart or amazon recently, usually my spends would be online bills and offline shopping. I am looking for a card which...
Hello Technofino Community,
I am planning to launch a new credit card in partnership with a major bank and am considering approaching Axis Bank, ICICI, and HDFC for this venture. I would greatly appreciate guidance on the best way to present my proposal to these banks. Specifically, I am...
Hi all,
I am currently holding these cards
1. Citibank Indian oil credit card (LTF) (Rebranded to Axis now) (I can't close it as it will impact credit history. It is my oldest card ~18 years but I dont use it. )
2. HDFC Regalia gold (LTF) (Use it sometimes)
3. SC Ultimate (Renewal fee but get...
I know a lot of ppl here facing this issue
Has anyone here started with an HDFC co-branded credit card and later successfully got an HDFC core credit card without closing co-branded one?
A common issue that I’ve noticed is that if you get your first credit card from HDFC as a co-branded card...
Hi all,
I have Amex platinum Travel card and want to apply for MRCC card. Anyone if also want to apply for his another Amex card can exchange his referral link with mine.
Genuine person can DM me.
Thanks
As the article suggests. I had an Amex Gold Charge Card and Platinum Travel credit card which i closed on 1/10/24 and 3/10/24 respectively. Annual fees were posted in both my cards and since I didn’t want to continue the cards so I requested cancellation. I hd cleared all my dues apart from...
I am looking to make a payment for income tax payment of 23 lakhs for 2 family member ideally before 15 November. (Can delay if benefits ate worth it)
Let me know which would be the best card for this purpose.
Existing Cards: hdfc business regalia bob eterna axis select indus legend tiger
max...
Is anyone facing issues paying their AU Bank credit card bill?
I tried using HDFC Billpay - money deducted and payment status still shows PAID in app, but I get an SMS stating that Billpay failed due to technical issue on biller's end.
Then I tried paying through the AU Bank application itself...
I have 8 credit cards at present. I have built credit card portfolio for cashback since 2021. I have good credit score and 5 cards are Lifetime free. I am proud that I extract 10 times return than the annual fees.
SBI Cashback, LTF - for all online spends (1.8 lakh limit)
AXIS Airtel - for...
Hi i opened up a fd Backed SBM gild CC in 2023 apparenly i was making all the timely payments but suddenly around july 2024 card gets automatically blocked and there GILD app get vanished from IOS appstore and they close my card balance from my fd
But apparently they kept charding 400rs...
Hey, I recently got my first credit card from IDFC Bank without any Cibil score, which is yet to be delivered. And today an IDFC representative called me for a pre-approved IDFC Power+ card (500 Rs annual charges with 500 cashback). So my question is, should I go for a second card so that it...
Hey, I recently got my first credit card from IDFC Bank without any Cibil score, which is yet to be delivered. And today an IDFC representative called me for a pre-approved IDFC Power+ card (500 Rs annual charges with 500 Rs cashback).
So my question is, should I go for a second card so that it...
Hello Community Members,
I am seeking assistance regarding an upgrade for my HDFC credit card.
Currently, I hold a Paytm HDFC co-branded credit card, which I've had for two years. I recently emailed HDFC to request an upgrade to the Millennia card. Initially, they denied my request, but after...