infinia

HDFC Bank all credit card devaluation effective from 1st Sept, 2024. Effective from 1st Sept, 2024: 1. Maximum 2000 reward points per month on Utility spends. Telecom & cable transactions will have a separate limit of 2000 reward points per month. 2. No reward points on education fees payment...

My card is up for annual fee payment next month, has anyone been able to pay annual charges using existing reward points. I have done this with Amex so was wondering if this is possible with HDFC?

I hold an Infinia Metal with renewal in June. I am supposed to have 12.5k points added to my balance. Yet the Rewards points numbers dont make sense Adding Screenshots from June and July Card Statement Rewards section here Can someone explain the meanings of the headers 1) Feature + Bonus RP...

HDFC Bank has announced an exciting offer for hotel and aviation loyalty program enthusiasts. After a period of devaluations and no offers, HDFC is now partnering with five loyalty programs, offering bonus points up to 80%. This is an excellent opportunity for those holding HDFC super premium...

My Rm is pushing for me to get infinia if I do a ulip. I finally gave up and they settled for a life insurance vanilla i.e. term plan for the infinia if I make the payment term shorter i.e. 5 years. Is it worth it? Thanks!

I recently cancelled my add-on card and requested for a new card (so that the add-on and primary users have different card numbers). I got the new add-on card immediately. But I am facing many issues right now. 1. The add-on's number is configured as the primary's number: I requested the bank...

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I have biz black, but I also wish to get Infnia as I am eligible for it. Does Infnia give Rp on tax payments (1x) because I want to use both the cards for tax payment to hit the milestones of both the cards.

Hi Everyone, I am having DCB from Last 4 months. My goal was to get Infinia by end of year, through Credit Limit (8L) and Spend Eligibility (7.5 in 6 months). I can easily achieve Spend Criteria. But my Credit Limit was 5L, and seeing that how difficult it is to get LE nowadays, that too to...

Just received the above email. What does it mean? If we don't spend 1.5 lakhs a month, we're not entitled to these benefits?

Background I've had a salary account with HDFC since I started working in 2013 (Now Imperia). I was never particularly a big spender or particularly into the credit card game, instead focusing more on saving and investing over the years. For the longest time I had just the one credit card with...

My credit card story started in 2007, when I was just starting out in my career. A lack of a good credit score meant that the first credit card I got was from ICICI, against a small FD. Paid off my student loans, bought a car and paid that off too. Through this time, I was very wary of using my...

Hi, I have opened a Savings Bank account with HDFC around a month ago. I have a corporate account tie up with HDFC. So I am getting it converted tomorrow to preferred salary. My net salary is around 2.5L. I am maintaining a balance of around 5L currently. When I asked for Infinia, they...

Hi, I got Infinia based on my salary eligibility. I went to branch and submitted all the documents. After 1 week I got message for Approval, first stage approval was Online check and after that I think it's manual check for which I got message after 2-3 Working days. After card approval...

Hi everyone. Have a regalia gold with 11.28L limit. If i take tata neu credit card just for upi payments, will my chances to upgrade to infinia reduce? My last 3 months spends are around 4L Previous thread ...

Hi, I have a LTF DCB metal with 5L credit limit. I wanted to know if it would be worthwhile to upgrade to the paid version of Infinia? (given that such an upgrade becomes available). Annual spends are high. Also, what other credit cards would be best suited? I spend a lot on overseas travel...

Hey guys, I need to book 2 tickets for Delhi to Boston. The approx cost is 80K per ticket. I'm wondering which card would be most beneficial? Option 1 - Book via smartbuy using 2 different infinia cards to remain below monthly cap. Reward rate is 16.25% so for each ticket I get approx 13k...

Pretty straightforward question, I read you can transfer points to Vistara but can't see it as one of the partners on smartbuy's transfer page

Hello everyone! I have an infinia since the November 2019. Its always been a paid card since I don't land up hitting the 8 lac fee waiver amount. I do pay the 10k + gst fee every year. Wanted to get some info / insights to see if there's any way to convert it to LTF. Please do ask if need...

I got an upgrade offer on my Regalia LTF credit card which had a limit of 10L in Aug 2023. Regalia history: I got regalia LTF in Feb 2018 with a credit limit of 3L. After receiving multiple credit limit increase offers it reached the peak of 15L in Q4 of 2022. I got this split into 10L and 5L...