infinia

I got a job at a PSU in Sept 2018. At that time I was not aware about the credit card benefits. In March 2019 I applied for my first HDFC credit card. At that time HDFC issued me a moneyback card with a limit of 25K. I was furious that the limit was 1/3rd of my salary. I asked them to increase...

College Days: I’ve always been fascinated by credit cards, starting with my first one with icici salary account , an ICICI Platinum with a 30k limit, which I got in February 2020. It wasn’t much, but it felt like a big deal at the time. Chasing the Millennia: A bit later, I set my sights on the...

I had a DCB LTF CC and Mm relationship manager at HDFC told me that she can get the approval for Infinia and hence I applied for an Infinia credit card offline five weeks ago. The documentation was collected from my office, but since then, I haven't received any updates. I contacted my RM, who...

I'm currently using the Infinia Credit Card, which offers accelerated rewards on Gyftr. However, I've noticed that most of the vouchers are capped at ₹10,000 per month. Due to this cap, a significant portion of my spending falls into the normal category, earning only 3.33% rewards. I'm looking...

any thoughts if I should be changing the salary account to HDFC from ICICI Wealth? Desperately looking for Infinia Next LE is in Nov 2024. Current card is Regalia Gold and Limit: 5Lakhs

Hello folks! I'm a newbie for HDFC World. Don't and any credit card of them till date. But recently opened corporate salary account. I get 2.25L per month credited into salary account. Haven't received any calls to offer credit card and all. Since I'm aware DCB and Infinia are the go to...

Hello to the good people on this forum! I'm looking to get an HDFC LTF card. I read through multiple threads on TF and understood that opening a savings account with hdfc usually results in a preapproved invitation for a credit card. I opened up a savings max account online around 5 months...

Hi I am getting an option to upgrade my LTF DCB to Infinia Metal. I have some annual benefits on my DCB which are unlocked and unused like Amazon Prime and Time Prime. Now when my card gets upgraded to Infinia, do I loose access to these unused milestone benefits? Or I can use them as and when...

I recently upgraded to the Regalia Gold credit card but currently have a relatively low credit limit of 5 lakhs. Previously, my credit limit was increased from 1.94 lakhs to 5 lakhs on my Millennia card in June 2024. Over the past two months, I have spent approximately 4.4 lakhs on the new card...

Previously gyftr for Infinia used to have ASV and APV Rs 5000 denominations. Now I can only see 500. Why? Something changed? Also, the monthly 10k limit, is that separate across add-ons? Or is it pooled?

Hi folks. My spouse already hold a different hdfc core credit card , can i apply for hdfc infinia add on card for her, will it make her existing hdfc core card cancelled? Also can someone share if i can download the hdfc cc add on card form from website and submit at any other branch or send...

I have a HDFC Indigo XL Rewards Credit Card with 13.2L annual limit, and ~4L spends in the last 6 months. I also meet the required income eligibility criteria for Infinia. I recently talked to an RM and he told me that I must have 8L+ spends in the last 6 months to qualify for an upgrade. Or...

I have been holding the Infinia credit card for the past 6 months after an upgrade from Dinners Black LTF. I wanted to check if there's any possibility to convert Infinia to LTF. From what I've gathered, it seems that the Infinia metal card is no longer being offered as LTF. For context, my...

Hey there, So with Smartbuy x Pharmeasy combination there's 10x reward on infinia. Does anyone know any hack to book lab tests via pharmeasy to combine the benefit? I'm able to manually search it but not sure how to proceed with payment as it fails I guess, when I try to add lab test in cart...

Hi Team, I had started my hdfc cards journey last year with Tata neu plus card FYF with 1.5 lakhs limit and then converted it to Tata neu Infinity FYF, later on I mailed to cards team and got upgraded to millennia FYF with same limit in July and then got an LE offer for 61k in November and asked...

Hi guys, I was wondering whether I should open a salary account with HDFC to try to get the Infinia credit card. My current net income after taxes would be above the 3L limit mentioned for an Imperia Account. The only thing is that it's unlikely I will get it LTF, and my annual expenses will be...

Anyone here who went from Millennia to Infinia based on spends or ITR? I have spends in last 6 months & ITR but not sure if bank will approve. Been fighting for quite sometime now they seem arrogant & not doing the upgrade.

Hi TF community, I have a total of Six Credit Cards with a combined CC limit of about 25L. But highest Credit limit is 6.5L. If I close other CCs, can I increase my existing CC limit to 8L? I understand that we need 8-10L limit to get Infinia? ICICI Amazon Pay - 6.5L Amex Platinum Travel -...

I had a long talk with my virtual RM today in HDFC. I was asking for a free upgrade to Infinia. I currently hold Diners club privilege CC LTF. I was told that I can only have 1 CORE card (PRIMARY) and 2 (SECONDARY) and some Rupay cards. Is it true? I then asked if it is possible to get the...

📢 Attention HDFC Credit Card Holders! 📢 Starting 1st September 2024, new reward point caps and exclusions will apply: 🔹 Utility Payments: 2,000 Reward Points 📊 MCC: 4900 🔹 Telecom & Cable Transactions: 2,000 Reward Points 📊 MCC: 4812, 4814, 4899 ❌ No Reward Points for Education Payments...