loan

For those who have applied Education loan (or) have paid off one recently, there's a scheme called CSIS for Edu loans. The basic gist is Central government will pay you back the total interest charged by the bank for the total period till you have graduated (+ a maximum of 1 year depending on...

Hi all. Some years back I had taken an education loan from a national bank. Though I was late in repaying a few instalments, I repaid back all the amount due and closed that loan account in December 2021. I took an NOC from the bank declaring that the all dues were cleared and they were closing...

Greetings, fellow forum members! I've recently been scouring the forum in search of information on the prevailing interest rates for business loans offered by various banks. Unfortunately, I haven't come across any comprehensive details on this matter. If any of you have up-to-date knowledge...

This recent documentary from the BBC is a good watch. Share with your family and friends to create awareness, especially youngsters. It is so sad to see so many are naive and dumb.

Hi, In my CIBIL report, I see that a CITIBANK Loan/Overdraft account was reported from Citibank. It is shown under "Closed Accounts" -> Loans -> Overdraft Please refer the attached screenshot with this post. Whereas, I have never opted for any Loan/Overdraft account from Citibank in the last...

The following incident occurred with one of my close friends at Anand, Gujarat branch. My friend intended to apply for a loan to purchase land for building a house. Since a home loan couldn't be obtained for land purchase, HDFC presented him with the following options: 1. 35% of the loan amount...

I Have a Pre-approved ₹2,23,000 IDFC First Money Credit Line something different from Personal Loan Instant ∙ Zero paperwork ∙ Zero pre-payment penalty ∙ Withdrawal as many times as you like Flat 1% processing fee per Withdrawal @ 17% monthly reducing interest per annum EMI upto 48 Months...

I have a question, if I have a house worth 23 lakhs, can I take a loan on this house without salary slip and ITR, if yes, how much and what will be the interest rate?

Here's my advice (that no one asked for but someone may need) based on how I started with my credit card journey. Note my CIBIL is 802 and I have no secured loans such as home or car loans. Just credit cards, which are unsecured. Here's how I started and how I'll say everyone who is starting...