💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[gabu]

Higher account varients have free debit cards

Which variant bank acc for yes elevate? And how much reward pts on paying cc bil via this card via paytm wallet?

 

[Sudarshan61]

Which variant bank acc for yes elevate? And how much reward pts on paying cc bil via this card via paytm wallet?

YES Premia.
No idea, as never used

 

[Sachs]

Here is the small list of my card.

• HDFC DCB (LTF)
• HDFC Infinia (LTF)
• Amex MRCC (LTF)
• Yes Bank First Exclusive (LTF)
• ICICI Platinum (Secured / LTF)
• ICICI Amazon Pay (LTF)
• ICICI Sapphiro (LTF)
• IDFC Wealth (LTF)
• BOB Eterna (LTF)
• Kotak League (LTF)
• IndusInd Legend (LTF)
• HSBC Visa Platinum (LTF)
• AU Bank Zenith (LTF)
• RBL Zomato Classic Edition (LTF)
• Axis MyZone (LTF)
• Onecard (BOB) (LTF)
• Citi Paytm First (500/yr)
• Axis Flipkart (500/yr)
• SBI Simply Click (500/yr)
• StanC Ultimate (5000/yr)

Happy to help.

Only one question How did you get LTF Infinia???

 

[anish1516]

YES Premia.
No idea, as never used

It’s a useless card. Even the Yes bank is useless don’t even think of opening account with Yes Bank. Even I opened a premia account but never ever used it.

 

[Wealth is my birth right!]

Btw. I have 3 international cards here..

Citi world debit card ( I have 1 active saving account overseas). This provides Zero Forex charges (no upper limit )
Citi simplicity credit card (overseas )
Amex (overseas card )

Just a query how to open 2 accounts in HDFC?
Currently hold savings max with free platinum DC and willing to open an normal account with rupay card if possible.
Suggestions pls

 

[Sudarshan61]

Just a query how to open 2 accounts in HDFC?
Currently hold savings max with free platinum DC and willing to open an normal account with rupay card if possible.
Suggestions pls

I have opened it offline.

 

[Wealth is my birth right!]

I have opened it offline.

OK will walk-in to Branch for this query....heard that metro min account with 5k acc variant there but thought one cant hold 2 acc nos under 1 CIF
Thanks for the info!

 

[CMGCMG is verified member.]

Only one question How did you get LTF Infinia???

There are many here with plastic ltf infinia.

 

[Wealth is my birth right!]

There are many here with plastic ltf infinia.

Plastic infinia guys report lost so that new will be metal but aware of 2.5k annual fee difference b/w both variants

 

[AshishR]

Plastic infinia guys report lost so that new will be metal but aware of 2.5k annual fee difference b/w both variants

i think, re-issue will be plastic new design infinia only
for metal card if you have to opt-in for upgrade,

 

[theglobalinvestor]

I have US amex platinum brother.
RBL Shoprite LTF for me, they are not offering zomato card in Kolkata.
SBI BPCL is just for sbi offer, I don't use it for fuel... it has the lowest fees reversal target... that's why holding this card.

Do you have US income? How do you repay your US amex bills?

 

[Wealth is my birth right!]

i think, re-issue will be plastic new design infinia only
for metal card if you have to opt-in for upgrade,

So plastic to metal within Infinia, do we need to send upgrade form to Chennai office?

 

[Deleted member 5552]

Hi

Anyone knows how many days it will take to approve Airtel Axis card after vkyc.??

 

[AshishR]

So plastic to metal within Infinia, do we need to send upgrade form to Chennai office?

yes, this wud be fastest
2nd option wud be, it wud show as upgrade in netbanking with 12.5k annunal fee option

 

[Wealth is my birth right!]

yes, this wud be fastest
2nd option wud be, it wud show as upgrade in netbanking with 12.5k annunal fee option

For someone who hold as FYF but if they want metal then 12.5+GST need to be paid i think.

 

[diablorojo8]

My portfolio 🙂

 

[Rahul92]

My portfolio 🙂

Still keeping FD card ? Was it ur 1st ?

 

[Wealth is my birth right!]

My portfolio 🙂

good collection why dont u get legend/pinnacle in indusind as an upgrade?
Hope u r having aura edge for a long time

 

[desaik231]

Hello..!!

i have following cards

1. HDFC Moneyback
2. Amex Gold Charge
3. Amex Gold MRCC
4. Citi Rewards
5. HSBC Platinum
6. Axis Flipkart
7. Axis Vistara Signature
8. IDFC Select
9. SBI Cashback


any good once yoh recommend? fee basis or ltf?

specifically looking for Visa Infinia

 

[diablorojo8]

Still keeping FD card ? Was it ur 1st ?

No. There was this bigbasket 15% discount and I wanted a rupay card. At that time not a lot of free LTF Rupay cards were there. It was probably my 15th

good collection why dont u get legend/pinnacle in indusind as an upgrade?
Hope u r having aura edge for a long time

I'm a cheapster haha.
I am not going to pay them 10k for an upgrade.
I've tried mailing them to offer an upgrade but they just quote me joining fees.
Now what I'm gonna do is get my credit limit increased. It's around 1.65lakh right now, but my salary is around 2.25. Then wait for them for a few months or mail them again asking for an upgrade basis credit limit.