💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[Wealth is my birth right!]

I'm a cheapster haha.
I am not going to pay them 10k for an upgrade.
I've tried mailing them to offer an upgrade but they just quote me joining fees.
Now what I'm gonna do is get my credit limit increased. It's around 1.65lakh right now, but my salary is around 2.25. Then wait for them for a few months or mail them again asking for an upgrade basis credit limit.

Good idea!
I think legend have floor limit of 2l only so u will get easily once it has met.

Hello..!!

i have following cards

1. HDFC Moneyback
2. Amex Gold Charge
3. Amex Gold MRCC
4. Citi Rewards
5. HSBC Platinum
6. Axis Flipkart
7. Axis Vistara Signature
8. IDFC Select
9. SBI Cashback


any good once yoh recommend? fee basis or ltf?

specifically looking for Visa Infinia

Since u hold CV card from Axis ask for Magnus which is visa infinite.
Note: Max 3 card permitted in Axis

 

[Wealth is my birth right!]

Hey,

Just Last month i got Axis Vistara Card so I believe there must be some cool off period before I can apply right?

Nothing like that, try online if u meet income criteria of magnus 15l-18l ITR, it will straightaway get approved

 

[desaik231]

Nothing like that, try online if u meet income criteria of magnus 15l-18l ITR, it will straightaway get approved

done Thanks for the help buddy..!

 

[Wealth is my birth right!]

done Thanks for the help buddy..!

most welcome!
pls keep us updated if any good news

 

[desaik231]

most welcome!
pls keep us updated if any good news

Any views on HDFC LTF Methods? As of now, they are very adamant about giving me an upgrade only on a fee basis even though I have a classic account with them.

 

[Wealth is my birth right!]

Any views on HDFC LTF Methods? As of now, they are very adamant about giving me an upgrade only on a fee basis even though I have a classic account with them.

With classic u take a good value FD and another 3 months u will get offers for LTF.
Thats the method i tried with savings max and got regalia LTF

 

[deep@vie]

Any views on HDFC LTF Methods? As of now, they are very adamant about giving me an upgrade only on a fee basis even though I have a classic account with them.

C2C is unconditional Ltf

 

[abhidhokrat]

what is floor limit guys?

 

[Sammoka]

My humble and small collection started my journey in a proper manner last year August,

Card	Network	Limit	Fees
SBI SimplyClick	VISA Platinum	55000	500+GST
SBI Cashback	VISA Platinum	31000	1000+GST
Onecard (South Indian Bank)	VISA Signature	20000	LTF
ICICI Amazon Pay	VISA Platinum	180000	LTF
HDFC Millenia	Mastercard World	27000	LTF

Got the HDFC Millenia a few days back, still shocked to see the low limit, can anyone help out on what to do to increase it? Got it on C2C from The ICICI Amazon Pay Card.

SBI Cashback applied for it in September and got that immediately.

Any help or guidance would be appreciated. Also should I close my SBI SimplyClick or let it go on (considering the SBI Cashback can receive a devaluation) I really dont want to keep far too many cards of the same bank.

Also I am getting a preapproved offer for an IDFC Classic with a preapproved limit of 64000, should I go for it or not at all required (considering the rewards)

The OneCard is there as fuel card for me (using the 5x multiplier for fuel and food always) plus I do like the decimal system payment along with a few notable but small international transactions where the 1% forex fee helps

Moving forward will only be considering LTF cards with and offers as and when necessary with good rewards (considered AMEX Smartearn but got a rejection from the AMEX team) or even C2C

@TechnoFino @Subhankar

 

[Enthusiast]

my cards: all are LTFs

1) HDFC Millenia
2) AXIS my zone
3) ICICI Amzon pay
4) IDFC first select
5) RBL Zomato classic edition
6) INDUSIND platinum

Anything must be added (recommend only LTFs)

 

[Rahul92]

My Updated List Of Cards -

HDFC Millennia LTF
HDFC NEU Infinity

ICICI Apay LTF
ICICI MMT Signature LTF
ICICI HPCL SUPERSAVER 500/YR

AXIS ACE 500/YR
AXIS MYZONE LTF

SBI PLUSE LTF

BOB PREMIER LTF

ZOMATO CLASSIC LTF

KOTAK ZEN SIGNATURE FYF

INDUSIND PLATINUM LTF

 

[Hrraj]

My Updated List Of Cards -

HDFC Millennia LTF
HDFC NEU Infinity

ICICI Apay LTF
ICICI MMT Signature LTF
ICICI HPCL SUPERSAVER 500/YR

AXIS ACE 500/YR
AXIS MYZONE LTF

SBI PLUSE LTF

BOB PREMIER LTF

ZOMATO CLASSIC LTF

KOTAK ZEN SIGNATURE FYF

INDUSIND PLATINUM LTF

SBI PULSE LTF how?

 

[MdMs]

HDFC MONEYBACK PLUS
AMAZON PAY ICICI CC
FLIPKART AXIS BANK CC
SBI SIMPLYCLICK
SBI CASHBACK
FEDERAL SIGNET CC
IDFC WOW CC

 

[rg8605384]

AMAZON PAY ICICI CC
HDFC Millennia
FLIPKART AXIS BANK CC
SBI SIMPLYCLICK
ICICI HPCL SUPERSAVER
Indusind legend
BOB Premier

 

[Mritunjay]

Here's my small list, which started in April with SBI SimplyClick.
Except for Flipkart and both the SBIs all cards are LTF.

 

[Wealth is my birth right!]

Here's my small list, which started in April with SBI SimplyClick.
Except for Flipkart and both the SBIs all cards are LTF.

View attachment 6628

good collection of discount cards; btw what's limit of SBI CB u got

 

[Mritunjay]

good collection of discount cards; btw what's limit of SBI CB u got

38K

 

[Wealth is my birth right!]

38K

not bad, 5% of 38k is good to go but settle 50% before bill generates

 

[Mritunjay]

not bad, 5% of 38k is good to go but settle 50% before bill generates

yes, will get a SBI BPCL after 90 days(pre-approved) with 3l limit. Will transfer some limit to CB and close Simplyclick (with limit transferred to CB), as BPCL's fee waiver is less and it qualifies for SBI offers.

 

[AshishR]

yes, will get a SBI BPCL after 90 days(pre-approved) with 3l limit. Will transfer some limit to CB and close Simplyclick (with limit transferred to CB), as BPCL's fee waiver is less and it qualifies for SBI offers.

where do u check for pre approved card offers from sbi"??