💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[kalyan.sreenivas]

LTF
- Infinia - 14L
- Sapphiro - 7L (Shared with Amazon Pay)
- Amazon Pay - 7L (Shared with Sapphiro)
- Citi Rewards - 3L
- Citi Oil - 1L
- Axis Flipkart - 3L

All LTF are based on the relationship with bank (except Amazon Pay and Axis Flipkart)

Paid
- Amex Travel - 6L
- Amex MRCC - 4L

 

[souvikdey2002]

@souvikdey2002 Nice collection. Which one are based on relationship with bank account (to know whether we can get them without account or not) and also which card you're using for amazon/flipkart spends in this list (if you're frequent to those sites)?

Only Kotak White & Axis Select based on Bank Account
I use the card which has offers in both of the sites.

 

[Nemesis]

New & updated Portfolio:-

1. IDFC First Wealth-->LTF-->9,28,000
2. ICICI Sapphiro-->LTF-->8,00,000
3. HDFC DCB-->LTF-->8,00,000
4. AU Zenith-->LTF-->8,00,000
5. Indusind Pinnacle-->LTF-->5,00,000
6. OneCard(BOB)-->LTF-->4,65,000
7. Yes First Exclusive-->LTF-->4,64,000
8. Citi Indian Oil-->LTF-->3,18,000
9. Kotak White-->LTF-->2,00,000
10. Axis Select--->LTF-->2,00,000
11. BoB Eterna-->LTF-->2,00,000
12. HSBC Cashback-->FYF-->1,21,000

Any particular strategy for the above magic?

Like Limit increase, duration between upgrades ... Or just based on itr/salary?

Which were the first cards you started with before the final upgrades in each bank?

 

[souvikdey2002]

Any particular strategy for the above magic?

Like Limit increase, duration between upgrades ... Or just based on itr/salary?

Which were the first cards you started with before the final upgrades in each bank?

In February I had only DCB & Sapphiro
Rest I have taken after that.

 

[Nemesis]

My small portfolio:

ICICI Rubxy LTF
IndusInd Legend LTF
SBI SIMPLYCLICK LTF
Axis Flipkart LTF
RBL Zomato Classic LTF

Right now trying for Sapphiro and Pinnacle.

Not interested in PSU ones unless some great card.
Waiting for Private banks with RuPay Select, Mastercard LTF offers

 

[Nemesis]

In February I had only DCB & Sapphiro
Rest I have taken after that.

So no upgrades?
Direct application for LTF?

 

[souvikdey2002]

So no upgrades?
Direct application for LTF?

Yes, right.

 

[Nemesis]

Yes, right.

Bhai apki pohoch kaafi hai

Kabhi humme bhi refer kar dena for LTF with your RM...

 

[Bedanta]

My small portfolio:

ICICI Rubxy LTF
IndusInd Legend LTF
SBI SIMPLYCLICK LTF
Axis Flipkart LTF
RBL Zomato Classic LTF

Right now trying for Sapphiro and Pinnacle.

Not interested in PSU ones unless some great card.
Waiting for Private banks with RuPay Select, Mastercard LTF offers

Do Sbi really provide ltf cards?
How did u get that?
Kindly share

 

[Bedanta]

LTF
- Infinia - 14L
- Sapphiro - 7L (Shared with Amazon Pay)
- Amazon Pay - 7L (Shared with Sapphiro)
- Citi Rewards - 3L
- Citi Oil - 1L
- Axis Flipkart - 3L

All LTF are based on the relationship with bank (except Amazon Pay and Axis Flipkart)

Paid
- Amex Travel - 6L
- Amex MRCC - 4L

How to get citi oil Ltf ?please share

 

[kalyan.sreenivas]

How to get citi oil Ltf ?please share

Having an account with CITI for few years.

 

[chdguy1980]

New & updated Portfolio:-

1. IDFC First Wealth-->LTF-->9,28,000
2. ICICI Sapphiro-->LTF-->8,00,000
3. HDFC DCB-->LTF-->8,00,000
4. AU Zenith-->LTF-->8,00,000
5. Indusind Pinnacle-->LTF-->5,00,000
6. OneCard(BOB)-->LTF-->4,65,000
7. Yes First Exclusive-->LTF-->4,64,000
8. Citi Indian Oil-->LTF-->3,18,000
9. Kotak White-->LTF-->2,00,000
10. Axis Select--->LTF-->2,00,000
11. BoB Eterna-->LTF-->2,00,000
12. HSBC Cashback-->FYF-->1,21,000

@souvikdey2002 how did you apply for Pinnacle LTF, was it through direct application on their site? Secondly I recall another thread mentioning that YFE LTF is not being issued now after 9th Aug. Is that correct information?

 

[chdguy1980]

In February I had only DCB & Sapphiro
Rest I have taken after that.

@souvikdey2002 good to know. As most of your cards are recent in last 6 months, can you please also write about your application experience like C2C or through income proofs, and whether these were direct applications or through agents?

 

[sauchadh]

My updated portfolio
1. Citi bank cash back credit card LTF (5,57,000)
2. AU Bank Zenith LTF (6,95,000)
3. IDFC Wealth LTF (4,00,000)
4. ICICI Sapphiro LTF (4,30,000)
5. DCB LTF (6,00,000)
6. Eterna LTF confirmation pending (3,00,000)

I applied for the above cards except for the Citi bank one in the last 4 months after joining this community. Thanks to all for your help.

 

[chdguy1980]

My updated portfolio
1. Citi bank cash back credit card LTF (5,57,000)
2. AU Bank Zenith LTF (6,95,000)
3. IDFC Wealth LTF (4,00,000)
4. ICICI Sapphiro LTF (4,30,000)
5. DCB LTF (6,00,000)
6. Eterna LTF confirmation pending (3,00,000)

I applied for the above cards except for the Citi bank one in the last 4 months after joining this community. Thanks to all for your help.

@sauchadh how did you apply for DCB LTF and did they approve LTF based on income criteria?. Please share your application experience.

 

[Nemesis]

Do Sbi really provide ltf cards?
How did u get that?
Kindly share

Already shared the process with proof... But Admin don't like it, they deleted it https://www.technofino.in/community/threads/sbi-simply-click-ltf-conversion.1788/

 

[sauchadh]

@sauchadh how did you apply for DCB LTF and did they approve LTF based on income criteria?. Please share your application experience.

I applied under Institutional program and they gave me a LTF card. They had certain premier colleges in their list and my college was one among them.

 

[jack333]

New & updated Portfolio:-

1. IDFC First Wealth-->LTF-->9,28,000
2. ICICI Sapphiro-->LTF-->8,00,000
3. HDFC DCB-->LTF-->8,00,000
4. AU Zenith-->LTF-->8,00,000
5. Indusind Pinnacle-->LTF-->5,00,000
6. OneCard(BOB)-->LTF-->4,65,000
7. Yes First Exclusive-->LTF-->4,64,000
8. Citi Indian Oil-->LTF-->3,18,000
9. Kotak White-->LTF-->2,00,000
10. Axis Select--->LTF-->2,00,000
11. BoB Eterna-->LTF-->2,00,000
12. HSBC Cashback-->FYF-->1,21,000

Sir how did you get Sapphiro, pinnacle and citi Indian oil LTF?

 

[AsB]

There have been a lot of changes,
Here is my card portfolio photo -
LTF - Indusind Heritage Metal, SBI BPCL, ICICI Sapphiro, Coral HPCL, APY, Indusind Legend,Kotak League Signature, Onecard, IDFC First Select, HDFC Diners Privilege, AU Zenith, BOB Eterna, Premier, Select, Easy, IRCTC, Amex Smartearn, RBL Zomato Black.

View attachment 3114

Dada, have you closed your SimplyClick Card?

 

[Shivaji]

My cards.
1. Amex MRCC - 2.5 lakhs
2. Axis Magnus- 4.5 lakhs
3. Bob eterna- 2 lakh
4. Sc ultimate - 2 lakh
5. Hdfc Regalia - 7.8 lakh
6. Icici amazon - 9 lakh
7. Icici platinum - 8.8 lakh
8. Axis Ace- 4.5 lakhs