0 AMB ICICI Account (Privilege Banking program)

[vijay.vj]

Anyone with ICICI credit card with minimum 4L credit limit can get privilege account which has a MAB of 1L at 0 MAB.
Given the way ICICI is generous with its credit limit enhancements, its kinda very easy to get this limit.

If you are existing ICICI savings account holder, you can fill upgrade form & enjoy the benefits.
If you don't have savings account, you can open any basic account & fill in upgrade account form.

Family 360 Banking - ICICI Bank

Complete banking solutions for your personal, business and family needs

www.icicibank.com

Not much of benefits, apart from LTF platinum debit card & family banking program.
And BMS 2+2 on family debit card

 

[sjmajumder]

I think app update is not available for everyone. I am on 19.1 and not seeing any upgrade is available.

This can happen if it is a staged rollout. In this case one can uninstall and reinstall to get the latest version.

 

[bigbyte]

My ICICI Savings account is a privilege variant, and from the app I get the option to enroll for family banking. However, the drop down only provides option for Wealth Family and Private Family, not Privilege Family.

 

[sjmajumder]

My ICICI Savings account is a privilege variant, and from the app I get the option to enroll for family banking. However, the drop down only provides option for Wealth Family and Private Family, not Privilege Family.

Same for me as well. You need to ask your RM to come down and open Privilege family account.

 

[raghu.rokda]

There r other relationship criterias for 0 MAB privillege banking check the ss attached in 1st post

All the options are mentioned in the OP. You just need to scroll up

Not all relationships criteria for 0 mab not mentioned in ss..

Some people open 0 mab privilege banking without any credit card or IP that is not mentioned in ss

 

[Kiranonlinee]

My icici app has turned from red / marron to orange today I don't know why? Did anyone experienced the same

 

[panu24]

My icici app has turned from red / marron to orange today I don't know why? Did anyone experienced the same

Yes just now got this update. As the update log said, got the orange theme in app.

 

[Fini7777]

Not all relationships criteria for 0 mab not mentioned in ss..

Some people open 0 mab privilege banking without any credit card or IP that is not mentioned in ss

without IP?? to open this account u must visit branch and make funding of 1L

I think u misunderstood their posts they did IP and maintain 0 MAB but they have that privilege banking tag and some other mentioned that they have cc with <4L limit but got privilege banking tag

See, U have to make IP or should come under above criteria or u should have salary account to be eligible for 360 family banking which comes under privilege banking program

There r several accounts that come under privilege banking in ICICI
every account has it's own eligibility criteria

 

[Swastik]

me finding this post now,
after over 2 yrs of holding ICICI cards of 5L limit and paying 177+Gst every year for debit card fee like a sucker
Will call RM on monday

Btw doesn't family banking mean we need to add other accounts to the primary accounts ?

Also if i get a privilege family account, can someone else open another account and join my family banking to directly avail privilege banking with 0 MAB and free D/C ?

 

[Fini7777]

me finding this post now,
after over 2 yrs of holding ICICI cards of 5L limit and paying 177+Gst every year for debit card fee like a sucker
Will call RM on monday

Proceed

Btw doesn't family banking mean we need to add other accounts to the primary accounts ?

Not mandatory

Also if i get a privilege family account, can someone else open another account and join my family banking to directly avail privilege banking with 0 MAB and free D/C ?

yes, but they must be ur blood relatives with ur surname afaik

 

[Swastik]

Proceed

Not mandatory

yes, but they must be ur blood relatives with ur surname afaik

Oh, i was thinking I'll get my GF an account there,
I already got her a preferred account in HDFC through mine,

But different surname, for now...

 

[Fini7777]

Oh, i was thinking I'll get my GF an account there,
I already got her a preferred account in HDFC through mine,

But different surname, for now...

Try in ICICI as well they may agree to add her

My RM did not agree but try your luck
if ur branch allow this let me know

 

[Swastik]

Try in ICICI as well they may agree to add her

My RM did not agree but try your luck
if ur branch allow this let me know

My branch is defence colony new delhi, and I'm in vizag right now, will have to talk to RM only

 

[Kiranonlinee]

Yes just now got this update. As the update log said, got the orange theme in app.

It sucks using orange colour I was addicted to red / maroon colour

Potentially it is a downgrade or what could be the reason for this

 

[bigbyte]

Same for me as well. You need to ask your RM to come down and open Privilege family account.

Whatsapp par message karta rehta hai so called RM. Kal khadkata hoon phone

 

[panu24]

I got used to with black theme, now with orange it feels like I went to past like 5 years back UI though I know UI is same. I never experienced orange color theme with Icici bank, only maroon and black.

 

[cc_dc_explorer]

I have APay with 3L Limit god knows why.
Sapphiro trifecta - Visa + Amex + Mastercard with combined 5L limit

Hi @codenerd ,
Can you confirm if your Sapphiro Trifecta is still active?


I have one query. When I got my dual variant, I forgot to activate MasterCard and only activated AmeX thinking it will activate both. After few months they closed my Mastercard variant , now I'm only left with AmeX.

Is it possible to get Visa or Mastercard any one of them somehow as AmeX has acceptance problem.

 

[Das.N]

I got used to with black theme, now with orange it feels like I went to past like 5 years back UI though I know UI is same. I never experienced orange color theme with Icici bank, only maroon and black.

True, This orange colour looks so odd.
I want to go back to maroon.

 

[codenerd]

Hi @codenerd ,
Can you confirm if your Sapphiro Trifecta is still active?


I have one query. When I got my dual variant, I forgot to activate MasterCard and only activated AmeX thinking it will activate both. After few months they closed my Mastercard variant , now I'm only left with AmeX.

Is it possible to get Visa or Mastercard any one of them somehow as AmeX has acceptance problem.

Yes still activr and running.

 

[sjmajumder]

I got used to with black theme, now with orange it feels like I went to past like 5 years back UI though I know UI is same. I never experienced orange color theme with Icici bank, only maroon and black.

I have black theme in spite of opening Family 360 account. And they have restarted the CIBIL report facility too - not unlimited though.

 

[panu24]

I have black theme in spite of opening Family 360 account. And they have restarted the CIBIL report facility too - not unlimited though.

With the new imobile app, all users should have now orange theme.
Yes they restarted CIBIL report but it's not now providing pdf report download that we used to get previously.