0 AMB ICICI Account (Privilege Banking program)

[vijay.vj]

Anyone with ICICI credit card with minimum 4L credit limit can get privilege account which has a MAB of 1L at 0 MAB.
Given the way ICICI is generous with its credit limit enhancements, its kinda very easy to get this limit.

If you are existing ICICI savings account holder, you can fill upgrade form & enjoy the benefits.
If you don't have savings account, you can open any basic account & fill in upgrade account form.

Family 360 Banking - ICICI Bank

Complete banking solutions for your personal, business and family needs

www.icicibank.com

Not much of benefits, apart from LTF platinum debit card & family banking program.
And BMS 2+2 on family debit card

 

[Swastik]

Got it, can you please tell if any of these bank credit card, HDFC, ICICI, AXIS and Indusind add on helps build credit score?

I am a student and looking to make credit history without getting any fd backed cards using my family's card by getting add ons.

Thanks

yeah buddy, I'm in a similar fix
My gf has no Cibil, never filled ITR, so can't get anything except secured cards

someone on another thread recently stated that add on cards on Canara gets you cibil, but can't verify myself

 

[Swastik]

View attachment 70362
So the main difference is Lounge access!

What's the deal with Guest lounge access
Is it 3/Visit, 3/Qtr ?

 

[sjmajumder]

yeah buddy, I'm in a similar fix
My gf has no Cibil, never filled ITR, so can't get anything except secured cards

someone on another thread recently stated that add on cards on Canara gets you cibil, but can't verify myself

Add on cards do not help build credit history. You will be an authorized user only.

 

[sjmajumder]

What's the deal with Guest lounge access
Is it 3/Visit, 3/Qtr ?

3 guests in total over 2 visits in a qtr. So it is equal to 5 access. 2 for self, 3 for guests.