1% Cashback returns on HDFC Platinum Debit Card

[msd07]

Update:
I just did a trail for part payment and looks like I spoiled my autopay. 🤔
An ICICIC cc bill of 26k was already scheduled for payment in Bill Pay.
I tried to make a manual part parament of 3k.
It asked for OTP. So I stopped there.

But also got an sms saying - AutoPay Stopped!........... on HDFC Bank SmartPay as requested. Debit card XXXX wont be debited.

lol... operation success.. patient died....

 

[2025]

He is right..LiMit se jyada bill ho toh autopay trigger nhi hoga

I understand.
But credit card bill usually has three options, unlike monthly electricity bills or other postpaid bills.
-Minimum amount due.
-Total amount due.
-Custom amount (upto/ range).

Hence, looking for the possibilities for optimization.
Also, banks like HDFC recently started changing the bill amount automatically after any payment.

 

[Dobbiee]

lol... operation success.. patient died....

Sahi mein bhai.
Now let me try by deleting biller and re-doing the entire process that I have been guiding all others.
I died in the experiment.

 

[2025]

Update:
I just did a trail for part payment and looks like I spoiled my autopay. 🤔
An ICICI cc bill of 26k was already scheduled for payment in Bill Pay. Payment to happen on 22nd March.
I tried to make a manual part parament of 3k.
It asked for OTP. So I stopped there.

But also got an sms saying - AutoPay Stopped!........... on HDFC Bank SmartPay as requested. Debit card XXXX wont be debited.

1. Manual part payment at HDFC? or elsewhere? (I think u did at HDFC, that's the mistake 1)
2. ICICI do not adjust the bill amount. Hence, not a good candidate to experiment.
Thanks for the update though.

 

[prankster]

lol... operation success.. patient died....

Doctor was OP himself

 

[Dobbiee]

Koi nai.
Doston ke liye apni jaan kurban. 🤐

 

[Dobbiee]

Got an award too.

 

[Hemang]

One thing can be tried to check this:

Pre-condition: Bill should be showing in scheduled in autopay and also should be SmartPay enabled.

Trial: Make manual payment just 3-4 days before due date. It should not ask for OTP/PIN. If its going without OTP/PIN then there are chances to get cashback rewards.

Part payment karke dekhne ki koi khaas reason tha bhai ?

 

[iamgroot]

Update:
I just did a trail for part payment and looks like I spoiled my autopay. 🤔
An ICICI cc bill of 26k was already scheduled for payment in Bill Pay. Payment to happen on 22nd March.
I tried to make a manual part payment of 3k.
It asked for OTP. So I stopped there.

But also got an sms saying - AutoPay Stopped!........... on HDFC Bank SmartPay as requested. Debit card XXXX wont be debited.

yup autopay gets disabled 🤣

 

[iamgroot]

Y

1. Manual part payment at HDFC? or elsewhere? (I think u did at HDFC, that's the mistake 1)
2. ICICI do not adjust the bill amount. Hence, not a good candidate to experiment.
Thanks for the update though.

1. Manual part payment at HDFC? or elsewhere? (I think u did at HDFC, that's the mistake 1)
2. ICICI do not adjust the bill amount. Hence, not a good candidate to experiment.
Thanks for the update though.

Any scheduled bill pay in hdfc bill pay...If try paying manually autopay gets disabled.

 

[Dobbiee]

Part payment karke dekhne ki koi khaas reason tha bhai ?

Was just testing to what would happen when the autopay triggers on 22nd March.
Does it take full amount or lesser amount.
But mera to game hi baja diya.

Anyways have deleted and re-added the biller. Lets see if the bill gets scheduled again. Will update once it happens. Should not take more then 2-3 days.

 

[Hemang]

Was just testing to what would happen when the autopay triggers on 22nd March.
Does it take full amount or lesser amount.
But mera to game hi baja diya.

Anyways have deleted and re-added the biller. Lets see if the bill gets scheduled again. Will update once it happens. Should not take more then 2-3 days.

Bhai ka ye effort baki sabke efforts ko bachayega. Apne bina baat hi udta teer apne upar leke ye saabit kiya hai ki TFmembers kuch bhi kar sakte hain matter ko investigate karne ke liye.

 

[iamgroot]

Was just testing to what would happen when the autopay triggers on 22nd March.
Does it take full amount or lesser amount.
But mera to game hi baja diya.

Anyways have deleted and re-added the biller. Lets see if the bill gets scheduled again. Will update once it happens. Should not take more then 2-3 days.

last time my bills did not come to schduled even after 6-7 days.so i deleted them.😑