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1% to 0.25% cc bills using Union bank

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VijayflyRaven

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There are no threads on Union bank providing 1% (possibly without limits). People who are getting 1% on signature visa and 0.25% on other cards, please write review on which payment platform you use and how to redeem to bank.

Icing on the cake is zero annual charges if 40 transactions done in previous year.

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Deepak_Shetty said:
I have done 2 transactions in SBI Unipay and Canara website today with UBI signature debit card.
Click to expand...
@Deepak_Shetty @leonneel
I have applied for visa signature even though I have 14k avg quarterly Balance,in netbanking.It first denied saying need 1lakh qab and 50000 current Balance.So I have added the money to make it 50k and tried ,it worked.

Now how to get virtual rupay select guys.Do I have to upgrade my sbgen account to sbpre?
 
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3bigb said:
@Deepak_Shetty @leonneel
I have applied for visa signature even though I have 14k avg quarterly Balance,in netbanking.It first denied saying need 1lakh qab and 50000 current Balance.So I have added the money to make it 50k and tried ,it worked.

Now how to get virtual rupay select guys.Do I have to upgrade my sbgen account to sbpre?
Click to expand...
My wife's sbpre acct gave only rupay classic dc which is useless.
 
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Deepak_Shetty said:
Check once if you can apply virtual debit card
Click to expand...

Will apply once I get the physical card.I would like if they atleast offer virtual platinum instead of classic.I will try the same trick, transferring amount to my account before applying.
leonneel said:
My wife's sbpre acct gave only rupay classic dc which is useless.
Click to expand...
My home branch people are useless anyway.Cant upgrade and downgrade account variant easily.
Will the signature variant also come with fee waiver if we do 40 transactions in a year?
 
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Got the UB Visa Signature DC last month on 12th June. Finally after 26 working days, it got mapped. But 0 reward points despite eligible txns. Called their support on 1800 108 8000. The reward points team person said "We have not received the files for June month transactions from Union Bank. We expect them shortly. If by end of the month, you don't get points, call us again". 🙄 If this becomes a problem every month, I am going to RBI and seek harassment compensation. You all do the same. It's the only way to straighten out pathetic PSUs like Union Bank
 
Last edited:
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anonymuos said:
Got the UB Visa Signature DC last month on 12th June. Finally after 26 working days, it got mapped. But 0 reward points despite eligible txns. Called their support on 1800 108 8000. The reward points team person said "We have not received the files for June month transactions from Union Bank. We expect them shortly. If by end of the month, you don't get points, call us again". 🙄 If this becomes a problem every month, I am going to RBI and seek harassment compensation. You all do the same. It's the only way to straighten out pathetic PSUs like Union Bank
Click to expand...
Bhai I would suggest not temper them. Zyada lalach may totally bandh ho gaya toh? RBI ko jaane ki koi zaroorat nhi
 
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