ICICI Credit Card 2024: Credit card for Income Tax payment

[aviator]

I will be paying income tax of about Rs.3 lakhs, planning to get ICICI Amazon pay or Standard Chartered Smart Cashback card for the same. Please help me with the following:

1. How soon the card application be processed? I am an existing customer of SCB but no relationship with ICICI
2. Would any of these give the card number generated instantly or before the card is delivered?
3. Instead should I use my existing cards for payment? - Amex Gold, MRCC, DCB, Yes Reserv, OneCard?
4. Any other cards to be tried for tax & NPS?

 

[Anindya98]

How soon the card application be processed?

Usually within 5 business days, the card is processed.

I am an existing customer of SCB but no relationship with ICICI

Do you have any offers on Amazon for Apay card? If not then you can't apply Apay directly and the Chances of getting Apay is also less even if you have the offer. Better use your existing card.

Would any of these give the card number generated instantly or before the card is delivered?

In case of ICICI, the card is visible in iMobile app within few hours of approval. But as you are NTB you have to wait for the physical card delivery to log in to the app using the card details.

Instead should I use my existing cards for payment? - Amex Gold, MRCC, DCB, Yes Reserv, OneCard?

Yes, try to use milestone-based cards to get more rewards.

 

[Animesh67]

Yes, try to use milestone-based cards to get more rewards.

Yes try them I use Axis Visatara Card or IDFC Vistara

 

[rohansamal]

Yes try them I use Axis Visatara Card or IDFC Vistara

Doesnt Axis Vistara not give milestone benefits with tax

 

[Anindya98]

Doesnt Axis Vistara not give milestone benefits with tax

Yes, it gives milestone benefits.

 

[saikatCC]

is it possible to pay income tax during filing using credit cards? do they levy additional charges for doing so?

 

[Ravana_88]

Yes, it gives milestone benefits.

No ,it does not . PFA the document . Check Clause 4

 

[rmaster]

I will be paying income tax of about Rs.3 lakhs, planning to get ICICI Amazon pay or Standard Chartered Smart Cashback card for the same. Please help me with the following:

1. How soon the card application be processed? I am an existing customer of SCB but no relationship with ICICI
2. Would any of these give the card number generated instantly or before the card is delivered?
3. Instead should I use my existing cards for payment? - Amex Gold, MRCC, DCB, Yes Reserv, OneCard?
4. Any other cards to be tried for tax & NPS?

SC Smart Cashback has kinda devalued recently. CB is 2% and Max CB is Rs 1000 per month, so for payment of 3L this card is not useful. Its ok to pay 50K and get Rs 1000 CB , but pay .91% as transaction/gateway charges on IT website. so essentially you will get max CB of Rs 500 in a month on tax payments.

 

[drsel]

I will be paying income tax of about Rs.3 lakhs, planning to get ICICI Amazon pay or Standard Chartered Smart Cashback card for the same. Please help me with the following:

1. How soon the card application be processed? I am an existing customer of SCB but no relationship with ICICI
2. Would any of these give the card number generated instantly or before the card is delivered?
3. Instead should I use my existing cards for payment? - Amex Gold, MRCC, DCB, Yes Reserv, OneCard?
4. Any other cards to be tried for tax & NPS?

Kotak white card gives 27000 Amazon pay on 12 lacs income tax payment

 

[paxauquabriba-4876]

I will be paying income tax of about Rs.3 lakhs, planning to get ICICI Amazon pay or Standard Chartered Smart Cashback card for the same. Please help me with the following:

1. How soon the card application be processed? I am an existing customer of SCB but no relationship with ICICI
2. Would any of these give the card number generated instantly or before the card is delivered?
3. Instead should I use my existing cards for payment? - Amex Gold, MRCC, DCB, Yes Reserv, OneCard?
4. Any other cards to be tried for tax & NPS?

cb% ? for both

 

[Hemang]

Kotak white card gives 27000 Amazon pay on 12 lacs income tax payment

Bhai accumulated white pass points se hum amazon gc buy kar sakte hain kya ? Because i don't see amazon name in this list.

 

[drsel]

View attachment 65436
Bhai accumulated white pass points se hum amazon gc buy kar sakte hain kya ? Because i don't see amazon name in this list.

The above list of brands is subject to change from time to time.
Obviously Kotak removed Amazon pay.

Now it is better to redeem for 70 paisa cashback or Rs.18900 on 12 lacs @1.575%

But cc charge is 0.85% + tax = 1.003%
So you will hardly get 0.572% on 12 lacs or Rs.6864

 

[Hemang]

The above list of brands is subject to change from time to time.
Obviously Kotak removed Amazon pay.

Now it is better to redeem for 70 paisa cashback or Rs.18900 on 12 lacs @1.575%

But cc charge is 0.85% + tax = 1.003%
So you will hardly get 0.572% on 12 lacs or Rs.6864

aur bhai jo isme hum part payment karenge thodi thodi karke using different debit cards uska return bhi to add karna hai.

 

[drsel]

aur bhai jo isme hum part payment karenge thodi thodi karke using different debit cards uska return bhi to add karna hai.

Yes, better to use debit card for low charges

 

[Hemang]

Yes, better to use debit card for low charges

bhai but atleast spends to dikhenge credit card pe. Kyunki anways tax to bharna hi hai, we don't have choice in that, so atleast we should gain something from it.

 

[Wealth is my birth right!]

bhai but atleast spends to dikhenge credit card pe. Kyunki anways tax to bharna hi hai, we don't have choice in that, so atleast we should gain something from it.

Yes bhai
Particularly milestone benefits