5% cashback swiggy hdfc confirmed merchants list

[b4bhar]

Guys,

Those who are using Swiggy hdfc card, can you please confirm the merchants that are confirmed to get 5% cashback? I see that Amazon, Myntra, Flipkart, Ola, Uber, BMS, 1mg, Meesho and Ajio are confirmed based on their advertising.

Can you please list other merchants that you have confirmation for the 5% cb?

Thank you!

 

[vine]

Yeah, that depends on usecase. I've heavy usage on medicines. I tried all other apps like Netmeds, 1mg, amazon, Flipkart, apollo. Pharmeasy and Medplus were offering the best discount which is 25-30 and 20% flat respectively.

I heard Apollo with membership+5% credit card discount is good. You may want to look into it.

 

[nits123]

Yeah, that depends on usecase. I've heavy usage on medicines. I tried all other apps like Netmeds, 1mg, amazon, Flipkart, apollo. Pharmeasy and Medplus were offering the best discount which is 25-30 and 20% flat respectively.

bro..hope you are doing well and everything is fine...Please take care

 

[b4bhar]

bro..hope you are doing well and everything is fine...Please take care

Thanks!

I heard Apollo with membership+5% credit card discount is good. You may want to look into it.

If pharmeasy gives 10% (smartbuy) + 5% (card cashback) then there is nothing that could match this as I'm already getting good discount on the medicines (25 to 30%) compared to other apps. But i need to wait for 40 days to comfirm it

 

[b4bhar]

I can confirm that i got my 10% cb rewards for smartbuy today. Its like 2-3 days once the transaction is settled. But to confirm about the 5% cb, I need to wait for at least 40 days until my second statement generation. So fingers crossed until then.

 

[VISHESH_BANSAL]

I can confirm that i got my 10% cb rewards for smartbuy today. Its like 2-3 days once the transaction is settled. But to confirm about the 5% cb, I need to wait for at least 40 days until my second statement generation. So fingers crossed until then.

You will get 5% too. Call and confirm MCC of that txn and see if it is present in Eligbity List

IRCTC Bookings Via Smartbuy Giving 5+5.

As of Know it is best Cashback Card of HDFC.

 

[b4bhar]

You will get 5% too. Call and confirm MCC of that txn and see if it is present in Eligbity List

IRCTC Bookings Via Smartbuy Giving 5+5.

As of Know it is best Cashback Card of HDFC.

Yeah, but only bothered about select merchant in TnCs. They can say this merchant in not included in their selected merchants list.

Also, is it confirmed that it gives 5% cb for railway tickets? Which mcc does it uses?

 

[VISHESH_BANSAL]

Yeah, but only bothered about select merchant in TnCs. They can say this merchant in not included in their selected merchants list.

You are thinking too much🤣

Cashback is based on MCC not Merchant🤣

Merchant based hota toh HDFC Merchant list deta na🤣

Aise toh HDFC ek bhi txn ka cashback nhi deag ,sabhi txns m merchant not eligible bata dega🤣

Think Practically

Also, is it confirmed that it gives 5% cb for railway tickets? Which mcc does it uses?

It is 5+5 total 10% of txn value for IRCTC Train Booking via Smartbuy.

 

[Tejo]

Yeah, but only bothered about select merchant in TnCs. They can say this merchant in not included in their selected merchants list.

Also, is it confirmed that it gives 5% cb for railway tickets? Which mcc does it uses?

There's no select merchant list for swiggy hdfc card.

Stop saying your assumptions.

 

[b4bhar]

There's no select merchant list for swiggy hdfc card.

Stop saying your assumptions.

Its really good if that's the case. But, I did not assume things but just read their TnCs in the please note section.

 

[b4bhar]

You are thinking too much🤣

Cashback is based on MCC not Merchant🤣

Merchant based hota toh HDFC Merchant list deta na🤣

Aise toh HDFC ek bhi txn ka cashback nhi deag ,sabhi txns m merchant not eligible bata dega🤣

Think Practically

It is 5+5 total 10% of txn value for IRCTC Train Booking via Smartbuy.

For irctc, smartbuy gives 5% and swiggy card gives 5%. Is that what you're saying? If so, did you already check the MCC?

 

[VISHESH_BANSAL]

For irctc, smartbuy gives 5% and swiggy card gives 5%.is that what you're saying?

Obviously

If so, did you already check the MCC?

Railways MCC is eligble and as expected Cashback was credited,no need to cross check MCC🤣

 

[b4bhar]

Obviously


Railways MCC is eligble and as expected Cashback was credited,no need to cross check MCC🤣

Great. How much was the convenience fee that was charged?

 

[VISHESH_BANSAL]

Great. How much was the convenience fee that was charged?

1% +18% GST

 

[b4bhar]

1% +18% GST

thanks. So, the final amount which shows up on the card during otp generation is inclusive of this, right? or is it charged after our transaction is settled?

 

[VISHESH_BANSAL]

thanks. So, the final amount which shows up on the card during otp generation is inclusive of this, right? or is it charged after our transaction is settled?

Will it make any difference in any of the Case ?

After Settlement

 

[pranavcool]

Are we making list on the top page if not then this thread is useless

 

[b4bhar]

Are we making list on the top page if not then this thread is useless

I dont have any confirmed Merchants other than the merchants which are already mentioned. As of now, only IRCTC is confirmed. I will add the list once folks who are already using the card confirm.

 

[anonymuos]

I dont have any confirmed Merchants other than the merchants which are already mentioned. As of now, only IRCTC is confirmed. I will add the list once folks who are already using the card confirm.

Flipkart and Flipkart Grocery are confirmed as long as Grocery MCC doesn't come up 😆

 

[b4bhar]

Flipkart and Flipkart Grocery are confirmed as long as Grocery MCC doesn't come up 😆

Yeah, Flipkart, Meesho, Ajio, Uber, Ola and Amazon were already on their official list.

 

[bhargav.p]

Got 10% via smart buy pharmeasy but 5% need to check

Confirmed today got 5% also for Pharmeasy placed 2100 change order in pharmeasy smart buy got 10% cb i.e 210 cb to card and 5% to swiggy wallet (transaction made before 21 June)
and FTH DAILY wallet loading gives only 1% ☹️ not 5%