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Yeah I have spends of more than 10 lakhs, and it will be fyf, so I don't think for 2-3 years I will get charged and that's enough time for upgrade to infiniaThink thoroughly and upgrade. Its really hard to get ltf once lost.
If u can spend 8L the only take dcb
Hdfc is not in that desperation to think about other bank cards and give ltf. They are very strict with core cardsKeep the grind on guys. Be relentless in chasing LTF. Also, don't go by the same method always, try different methods. Give them reference of a competitive card which you are getting. Tell them that if they don't give LTF, you will close this card and go to a specific competitive card. They will definitely think twice before refusing the request.
They're strict with their core PREMIUM cards, because many of them don't have real competition, but for cards like Tata Neu, they will have to relent. Else even Kiwi card will take away their market share.Hdfc is not in that desperation to think about other bank cards and give ltf. They are very strict with core cards
Man! I messaged the Axis Customer Care person to close my card. They happily accepted the request. Then A guy called me from axis and asked my reasons to cancel. I told them devaluation, Fees, everything. I was atleast hoping to get a Voucher for retention. But to my surprise they just accepted my request and told me before ending the call " You may not get this card again in future"Keep the grind on guys. Be relentless in chasing LTF. Also, don't go by the same method always, try different methods. Give them reference of a competitive card which you are getting. Tell them that if they don't give LTF, you will close this card and go to a specific competitive card. They will definitely think twice before refusing the request.
Yeah I agree with that, they are converting 3rd party cards like Tata Neu, swiggy into ltfThey're strict with their core PREMIUM cards, because many of them don't have real competition, but for cards like Tata Neu, they will have to relent. Else even Kiwi card will take away their market share.
Many guys exploited axis points. Thats have gone hard on all cardsMan! I messaged the Axis Customer Care person to close my card. They happily accepted the request. Then A guy called me from axis and asked my reasons to cancel. I told them devaluation, Fees, everything. I was atleast hoping to get a Voucher for retention. But to my surprise they just accepted my request and told me before ending the call " You may not get this card again in future"
Which axis card?Man! I messaged the Axis Customer Care person to close my card. They happily accepted the request. Then A guy called me from axis and asked my reasons to cancel. I told them devaluation, Fees, everything. I was atleast hoping to get a Voucher for retention. But to my surprise they just accepted my request and told me before ending the call " You may not get this card again in future"
Most importantly, which Axis Card was it?Man! I messaged the Axis Customer Care person to close my card. They happily accepted the request. Then A guy called me from axis and asked my reasons to cancel. I told them devaluation, Fees, everything. I was atleast hoping to get a Voucher for retention. But to my surprise they just accepted my request and told me before ending the call " You may not get this card again in future"
These are entry level cards not super premium
I also have those hdfc regalia gold ltf and tata neu infinity ltf, what's new in that?I already have two LTF cards from them.
HDFC Regalia Gold LTF
HDFC Swiggy LTF
Only HDFC Swiggy LTF is worth. 5% cashback online spends.These are entry level cards not super premium
See the previous postI also have those hdfc regalia gold ltf and tata neu infinity ltf, what's new in that?
@aniketkr.sharma , They declined Tata Neu Infinity credit cardYesterday Declined and provided the below reason by PNO desk:
We wish to clarify that, your request for fresh issuance of lifetime free Tata Neu Infinity credit card application has been considered in line with the bank's internal credit policy and guidelines which are internal to bank.
However, we were unable to accede your request for issuance of lifetime free/ prized Tata Neu Infinity credit card at this point in time.
We wish to inform you that your case has been reviewed by our Bank's Internal Ombudsman appointed as per instructions from the Reserve Bank Of India.
Which axis card?
Axis Flipkart Credit cardMost importantly, which Axis Card was it?
For 10% Discount Offer?These are entry level cards not super premium