A new term courtesy of HDFC: "Pre-eligible"

[aries]

HDFC Whatsapped me this message today. I have heard of pre-approved and pre-qualified before, but pre-eligible is something new for me. What does it mean? Is it same as as pre-approved?

The link takes me here: https://applyonline.hdfcbank.com/ca...aign=CC-ACQ-FRESH&utm_creative=Fresh_Gen1#nbb

 

[arpit10082]

I applied for Freedom card (pre approved) but they rejected it within minutes

What could be the reason?
-Age 20 ?
-Student digisave youth account ?
- Onecard activated on another no. With same PAN ?

Same because the age limit is 21
I checked after rejection recieved from HDFC

 

[Ak Singh]

HDFC offering pre approved Ltf Millennia,swiggy, money-back with limit upto 84000rs..limit is low should I take it or not?

 

[Infamous]

How's this offer compared to your other CCs?

HDFC offering pre approved Ltf Millennia,swiggy, money-back with limit upto 84000rs..limit is low should I take it or not?
View attachment 72204View attachment 72205

 

[Ak Singh]

How's this offer compared to your other CCs?

In what context limit or card?
I have sbi CB and Amazon icici limit is 100k for apay.

 

[Infamous]

In what context limit or card?
I have sbi CB and Amazon icici limit is 100k for apay.

Limit only, millenia is a good stepping stone if you're going for infinia

 

[vine]

If Millennia LTF+ some extra voucher , then take it blindly.
Say no to Moneyback/Swiggy cc.

 

[vipin123]

Please copy paste the entire link here again ..

https://applyonline.hdfcbank.com/cards/credit-cards.html?CHANNELSOURCE=RUPY&utm_content=MKTG&utm_source=batch&utm_medium=email&utm_campaign=CC-ACQ-SA&utm_creative=RUPAY&resulid=hUeRnxaWHp8ZW18R1BWOTFRfHJQ&rid=GPV91Q#nbb

This is my link for Freedom LTF
Pls Decode it.

 

[SSV]

https://applyonline.hdfcbank.com/cards/credit-cards.html?CHANNELSOURCE=RUPY&utm_content=MKTG&utm_source=batch&utm_medium=email&utm_campaign=CC-ACQ-SA&utm_creative=RUPAY&resulid=hUeRnxaWHp8ZW18R1BWOTFRfHJQ&rid=GPV91Q#nbb

This is my link for Freedom LTF
Pls Decode it.

This sounds more like HDFC Rupay credit card that you received the offer by email.. there is no guarantee that it is a LTF offer

 

[vipin123]

This sounds more like HDFC Rupay credit card that you received the offer by email.. there is no guarantee that it is a LTF offer

Thanks for Response But if I go with link available for everyone on HDFC website as freedom card is LTF till 31 November.

 

[SSV]

Thanks for Response But if I go with link available for everyone on HDFC website as freedom card is LTF till 31 November.

Don’t take this, wait for better offer

 

[GTSaketh]

1. Wait for 4 months from the date of closure email from hdfc.
2. Maintain as much balance in savings / FD (I kept 5 lakhs in FD and few thousands in savings account- savings max, not salary account)
2. From the netbanking portal (after logging in), apply for hdfc credit card once (even if you don’t have any offer). They will show paid cards. Dont take it. Close the window.

Most probably you will get a LTF Credit Card offer in email in a few days provided your cibil is good.

All the best and do update if things work out or even if it doesn’t.

You mean i should go until third tab which says "Choose card" and then leave?


Also does it work for someone who has less credit history like less than a year but good score?

HDFC offering pre approved Ltf Millennia,swiggy, money-back with limit upto 84000rs..limit is low should I take it or not?
View attachment 72204View attachment 72205

Hey, if you don't mind saying how much did you maintain in your account? is it savings or salary account? When did you open your account?

 

[SonyTom]

You mean i should go until third tab which says "Choose card" and then leave?

Yes

Also does it work for someone who has less credit history like less than a year but good score?

Yes

But ultimately it depends on luck

 

[Ak Singh]

Hey, if you don't mind saying how much did you maintain in your account? is it savings or salary account? When did you open your account?

My account is normal savings max account with preferred banking.