Only Premium & Super Premium Cards Discussion

[tryabptryabp is verified member.]

My petrol pump guy gives cash for credit card / wallet amount at 3%. He is earning more than his salary! Can u please tell me how to combine as per my understanding >>

1. Use intermiles to get 5% discount on Apay Gift Card + Pay using Atlas to get 5% Miles.
2. Open HP Pay app and buy HP GV using Gyftr option and make payment using existing amazon pay balance.

So total direct returns are 5% Intermiles + 5% Atlas Miles + 5% HP Rewards.

RIght?

 

[aceventura]

My petrol pump guy gives cash for credit card / wallet amount at 3%. He is earning more than his salary! Can u please tell me how to combine as per my understanding >>

1. Use intermiles to get 5% discount on Apay Gift Card + Pay using Atlas to get 5% Miles.
2. Open HP Pay app and buy HP GV using Gyftr option and make payment using existing amazon pay balance.

So total direct returns are 5% Intermiles + 5% Atlas Miles + 5% HP Rewards.

RIght?

Hp Pay has wallet and transaction limits

 

[hs23]

Earning from Intermiles i

My petrol pump guy gives cash for credit card / wallet amount at 3%. He is earning more than his salary! Can u please tell me how to combine as per my understanding >>

1. Use intermiles to get 5% discount on Apay Gift Card + Pay using Atlas to get 5% Miles.
2. Open HP Pay app and buy HP GV using Gyftr option and make payment using existing amazon pay balance.

So total direct returns are 5% Intermiles + 5% Atlas Miles + 5% HP Rewards.

RIght?

Hp Pay has wallet and transaction limits

 

[tryabptryabp is verified member.]

Yes, after KYC 30k Monthly limit is there. But still this is better than what i am getting using ICICI HP Card.

Earning from Intermiles i




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[hs23]

My petrol pump guy gives cash for credit card / wallet amount at 3%. He is earning more than his salary! Can u please tell me how to combine as per my understanding >>

1. Use intermiles to get 5% discount on Apay Gift Card + Pay using Atlas to get 5% Miles.
2. Open HP Pay app and buy HP GV using Gyftr option and make payment using existing amazon pay balance.

So total direct returns are 5% Intermiles + 5% Atlas Miles + 5% HP Rewards.

RIght?

How will you get 5% on intermiles and 5% HP? Please explain. I dont know this trick.

Atlas give 10% on intermiles. But to buy you need intermiles first. Using my trick, there is no actual discount of 5% as this goes in paying for the fees in purchasing intermiles.

Edit - you can get 5% on intermiles if using some CC that gives 5% on utility on snapay. Which card is this? CB wont work. Only option I know is RBL EDC.

 

[tryabptryabp is verified member.]

How will you get 5% on intermiles and 5% HP? Please explain. I dont know this trick.

Atlas give 10% on intermiles. But to buy you need intermiles first. Using my trick, there is no actual discount of 5% as this goes in paying for the fees in purchasing intermiles.

Edit - you can get 5% on intermiles if using some CC that gives 5% on utility on snapay. Which card is this? CB wont work. Only option I know is RBL EDC.

Sorry not 5% only 4 points HP will give that is 1% base return on HP App.
Yes i got intermiles from using TwidPay (Paywithrewards) on Snapay & Jio apps.

 

[ARV]

Fastag balance can be used at hp pumps

Yes, that's why i loaded the money. I use fast tag to pay for fuel

 

[tryabptryabp is verified member.]

Yes, that's why i loaded the money. I use fast tag to pay for fuel

So, for fastag any additional cashback benefit?

 

[ARV]

So, for fastag any additional cashback benefit?

No, only 1% HP Pay rewards. I buy Apay voucher from AMEX multiplayer and load fast tag and use for fuel. Now i will buy HP voucher through HP gyftr and use. Will save on convenience fees (1.65 %) for loading fast tag

 

[lhgeek]

No, only 1% HP Pay rewards. I buy Apay voucher from AMEX multiplayer and load fast tag and use for fuel. Now i will buy HP voucher through HP gyftr and use. Will save on convenience fees (1.65 %) for loading fast tag

I plan to do the same.. using hp wallet balance makes the transaction faster .. sometimes ICICI fastag takes ages to send OTP for fastag fuel transaction on hp pay... Although my plan is plain vanilla..is sbi cashback for 5% on apay voucher... I don't travel at all and miles/points are of no use to me

 

[Salvo08]

Didn't get, in the load HP wallet pay option, if I selected voucher, it points to add Gyftr voucher code manually. Not seeing option for Amazon Pay to be linked. How to use Apay gift balance?

If you purchase a voucher from Gyfter App then HP ay automatically reflects in the 'add voucher'.

 

[Salvo08]

I have been loading HP Pay app using Gyftr vouchers inside HP pay app and using it for refueling. Just noticed that the Gyftr inside the app accepts Amazon Pay and it is taking from the Gift Balance. So in effect, one can use DCB for net 7% and Infinia for 13% on fuel.

Also, no surcharge or convenience fee with this method, and 0.25% cashback within the HP Pay app. Only con is finding HP bunks that accept HP Pay. It has not been a problem for me (I tried few bunks in Chennai and Pondicherry, all accepted HP Pay).

Absolutely a great find. let's see for how long do they continue.

 

[sourpai]

I was refuelling at BPCL which is close to my home. I will now find HPCL close to house that accepts HP Pay 🙂 Great find this is. Such use cases totally eliminate the need for any co branded cards

 

[Enthusiast]

I have been loading HP Pay app using Gyftr vouchers inside HP pay app and using it for refueling. Just noticed that the Gyftr inside the app accepts Amazon Pay and it is taking from the Gift Balance. So in effect, one can use DCB for net 7% and Infinia for 13% on fuel.

Also, no surcharge or convenience fee with this method, and 0.25% cashback within the HP Pay app. Only con is finding HP bunks that accept HP Pay. It has not been a problem for me (I tried few bunks in Chennai and Pondicherry, all accepted HP Pay).

Breakup of DCB 7% in net?

 

[Salvo08]

Can we pay through HP Pay on other Petrol stations or only on HPCL?

 

[aceventura]

Can we pay through HP Pay on other Petrol stations or only on HPCL?

only HPCL bunks and you can also use it for HP LPG.

 

[aceventura]

Breakup of DCB 7% in net?

DCB rewards for Amazon Pay voucher is 10%. Gyftr Processing fees is 2.95%. So, net is 7.05%. It will swing between 6.95% and 7.05% depending on the voucher value whether it is a multiple of 150 or not.

 

[hireng]

This is an exceptional find. Here is a 🏅 for you. You combine it with my other trick to get 36.5% on Fuel.

Please enlighten how 🙃

 

[Salvo08]

Gentlemen please check. Gyftr has removed option of paying through Amazon Pay for HP Pay. Though the option still exists for other vouchers but has been now restricted for HP Pay 😢😢.

Is there someone from Gyftr in this forum 😉?

 

[AlgoTrader]

Gentlemen please check. Gyftr has removed option of paying through Amazon Pay for HP Pay. Though the option still exists for other vouchers but has been now restricted for HP Pay 😢😢.

Is there someone from Gyftr in this forum 😉?

i can see it still